Spend, Invest, and Earn Interest
Get your paycheck, pay bills, send checks, and more—no catch, no commitment.
Cash Management Disclosures
Cash Management offered through Robinhood Financial
Your Daily Money Needs
Get your paycheck, pay rent, buy groceries, jump on potential market opportunities, and more—all in one easy-to-use app.
75,000+ Free ATMs
Use the Robinhood debit card nearly anywhere Mastercard® is accepted and at more ATMs than the top three banks combined.
Debit Card & ATM Disclosures
Earn 0.30% APY
Earn interest on your uninvested cash while having full access to it. Banks in our program pay the interest—we pass it on to you.
Variable APY Disclosure
No Hidden Fees
There are no overdrafts, account minimums, transfer fees, foreign transaction fees, etc. See our fee schedule for more info.
See other fees that may apply
Protected & FDIC Insured
You’re covered with Mastercard Zero Liability Protection and up to $1.25 million of FDIC insurance from the program banks.
FDIC Limits & Sweeps Information
Stocks & Funds