Only direct recipients of the promotion from Robinhood are eligible for this offer (not available to the general public). This offer is only available in non-retirement, individual or joint investing accounts at Robinhood and for qualified Robinhood customers who aren’t currently signed up for Robinhood Gold.

In order to earn a 0.5% APY boost for 60 days, you must be a direct recipient of the original promotion communications and sign up for a Robinhood Gold subscription. Any uninvested cash in your non-retirement, individual or joint investing account will then earn a 0.5% boost on top of the standard Gold APY rate for 60 days after you sign up.

After you’ve received a total of 60 days of the boosted rate, you’ll begin receiving the standard Gold APY rate. The standard Gold APY rate as of Nov 15, 2024 is 4.25% APY.

The 60 days of boosted rate may not be consecutive, and the boost could be temporarily paused due to market conditions. If your boosted rate is paused, you’ll temporarily receive the standard Gold APY rate until the boost resumes, and then you’ll continue receiving the boosted rate until you have received the boosted rate for a total of 60 days. You’ll then begin receiving the standard Gold APY rate.

The funds you receive through this offer will be reported as interest income in your 1099-INT form. Because of IRS minimum earnings requirements, you may not receive a 1099-INT form if your interest payments received during the calendar year are less than $10.

As with all tax forms, you’ll be able to download a consolidated 1099 form (which includes the 1099-INT) starting in mid-February of every year for the prior tax year. If you have questions about your specific tax situation, please consult with your tax professional.

Robinhood Financial LLC (Robinhood) boosted APY offer is subject to these terms and conditions.

Eligibility. The Robinhood Gold Boosted APY Offer (“Offer”) is valid only for customers who: directly receive an email or in-app communication about the Offer; successfully sign up for Robinhood Gold prior to the expiration of this Offer; and enroll or are enrolled in the Cash Sweep Program. This Offer is not available to the general public. This Offer is only available in non-retirement, individual, and joint investing accounts. Robinhood may decline requests to enroll in the Offer at its discretion.

Offer. Customers who meet the eligibility criteria of this Offer and who sign up for Robinhood Gold will receive a 0.5% boost on top of the standard Gold APY rate as a special Offer for 60 days after they successfully sign up for Gold. After 60 days, the APY rate will revert back to the standard Gold APY rate which as of Nov 15, 2024 is 4.25% APY. The standard Gold APY rate is subject to change at any time without notice. Please note that the 60 days of boosted rate may not be consecutive, and the boost could be temporarily paused due to market conditions. If your boosted rate is paused, you will temporarily receive the standard Gold APY rate until the boost resumes, and then you will resume receiving the boosted rate until you have received the boosted rate for a total of 60 days. You will then begin receiving the standard Gold APY rate.

Expiration. Robinhood may cancel this Offer at any time in its sole discretion. Prior to cancellation of this Offer, Robinhood will provide recipients of the Offer a written notice of cancellation with a date of expiration for the Offer.

Limitations. This Offer may be delayed, declined, or rescinded in Robinhood’s sole discretion if, for example, Robinhood determines that there may be circumstances indicating fraud or a violation of these Terms. Robinhood reserves the right to change or restrict the Offer terms, or terminate the Offer, at any time without notice. This Offer is valid even if other Robinhood Offers have already been accepted. The Offer is not transferable, saleable, or valid in conjunction with certain other Offers, and is available to U.S. residents only. Other restrictions may apply. Participation in this promotion does not constitute a solicitation of a security or a recommendation to buy, sell, or hold any given security. Robinhood does not provide investment advice and does not hereby recommend any security or transaction. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Taxes. Consult with your tax advisor about the appropriate tax treatment for this Offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received may be reported as "Other Income" on a Form 1099-INT where required by applicable rules and regulations. Robinhood does not take responsibility for any tax related to this cash reward.

Securities trading offered through Robinhood Financial LLC (member SIPC), a registered broker-dealer. Robinhood Gold is offered through Robinhood Gold, LLC and is a subscription offering premium services available for a fee.