FCA risk disclosure | Robinhood

FCA risk disclosure

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

  1. You could lose all the money you invest

The performance of most cryptoassets can be highly volatile, with their value dropping as quickly as it can rise. You should be prepared to lose all the money you invest in cryptoassets.

The cryptoasset market is largely unregulated. There is a risk of losing money or any cryptoassets you purchase due to risks such as cyber-attacks, financial crime and firm failure.

  1. You should not expect to be protected if something goes wrong

The Financial Services Compensation Scheme (FSCS) doesn’t protect this type of investment because it’s not a ‘specified investment’ under the UK regulatory regime – in other words, this type of investment isn’t recognised as the sort of investment that the FSCS can protect. Learn more by using the FSCS investment protection checker here.

The Financial Ombudsman Service (FOS) will not be able to consider complaints related to this firm. Learn more about FOS protection.

  1. You may not be able to sell your investment when you want to

There is no guarantee that investments in cryptoassets and stablecoins can be easily sold at any given time. The ability to sell a cryptoasset or stablecoin depends on various factors, including the supply and demand in the market at that time.

Operational failings such as technology outages, cyber-attacks and comingling of funds could cause unwanted delay and you may be unable to sell your cryptoassets and stablecoins at the time you want.

  1. Cryptoasset investments can be complex

Investments in cryptoassets can be complex, making it difficult to understand the risks associated with the investment.

You should do your own research before investing. If something sounds too good to be true, it probably is.

  1. Stablecoins are not always stable

Stablecoins aim to maintain a stable value linked to another currency, but they are not immune to price fluctuations, and there is no certainty that their value will remain stable or pegged 1:1 to the other currency.

  1. The stability of asset-backed tokens is not based only on the underlying asset

The value of asset-backed tokens is subject to fluctuations in the market of the underlying asset (e.g. gold), however, the stability of the asset-backed token relies on the financial strength and reliability of the issuer and custodian responsible for backing the token.

  1. Meme coins are known for their extreme price volatility

Investing in meme coins is highly speculative and may involve a high degree of risks. They may lack inherent value or practical utility and are often driven by social media trends and community sentiment.

  1. DeFi tokens are exposed to smart contract vulnerabilities and oracle data inaccuracies

Smart contract vulnerabilities, reliance on potentially inaccurate external data from oracles, and the possibility of project abandonment are key risks associated with DeFi tokens.

The unregulated nature of DeFi tokens poses additional uncertainties, as regulatory changes may impact their value and legality.

  1. Wrapped and bridged tokens rely on the collateralization and bridging mechanisms

The value of wrapped and bridged tokens is backed by collateral of another cryptoasset and any issues the collateralization mechanism or the custodian holding the assets could adversely affect their value.

Issues with the bridging infrastructure may cause transfer delays or token losses, while demand and liquidity disparities with the underlying asset may lead to price variations.

  1. Fan tokens are linked to the popularity of sports clubs

Fan tokens are created for sport clubs fans, offering access to exclusive content, merchandise, experiences, voting rights and other perks within the clubs' ecosystems.

Their value hinges on club success and popularity, making them highly susceptible to price volatility.

  1. Don’t put all your eggs in one basket

Putting all your money into a single type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well.

A good rule of thumb is not to invest more than 10% of your money in high-risk investments.

  1. Staking may lead to loss of your staked cryptoassets or staking rewards

When you stake your cryptoassets, they are used to support network operations through third-party validators. If these validators behave improperly (e.g. go offline, act maliciously, or fail to follow protocol rules), you may lose part or all of your staked assets through penalties known as "slashing." Staking rewards are not guaranteed and may be reduced or withheld entirely due to validator performance or protocol changes.

ETH staking requires you to actively opt in and carries higher risks, including the possibility of slashing (loss of funds) due to validator misbehaviour. ADA, on the other hand, is automatically staked unless you choose to opt out, and it does not carry slashing risk.

If you are interested in learning more about how to protect yourself, visit the FCA’s website.

For further information about cryptoassets, visit the FCA’s website.

Crypto-assets services are provided by Bitstamp UK Ltd., which is registered with the Financial Conduct Authority (FCA) in the UK for the provision of certain cryptoassets activities under the Money Laundering Regulations (Firm Reference Number 978690).

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All investing involves risk and loss of principal is possible.

Robinhood U.K. Ltd (Robinhood UK) is a company registered in England and Wales (09908051) and is authorised and regulated by the Financial Conduct Authority (FRN: 823590). Robinhood UK onboards UK customers and has the lead customer relationship with UK customers in relation to their use of the Robinhood UK app and website.

Robinhood UK introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, arranging custody services, securities lending, and margin investing to eligible UK customers with margin accounts. Margin is provided by Robinhood Securities, LLC. Robinhood UK can only introduce customers to Robinhood Securities, LLC for margin investing.

Robinhood U.K. Ltd introduces UK customers to Robinhood Derivatives, LLC for futures investing.

Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities.

Options and futures are complex products, involve significant risk and are not suitable for all investors. You could lose more than your initial invested capital. You should only invest in financial products that match your knowledge and experience. Review Characteristics and Risks of Standardized Options prior to engaging in options trading and the Futures Risk Disclosure Statement prior to engaging in futures trading.

Stock lending, margin investing and options and futures investing are optional and subject to Robinhood's eligibility and appropriateness criteria.

Robinhood Securities, LLC is regulated in the US by the SEC and FINRA. Robinhood Derivatives, LLC is regulated by the CFTC and is an NFA member.

Robinhood UK, Robinhood Securities, LLC, and Robinhood Derivatives, LLC are subsidiaries of Robinhood Markets, Inc.

Robinhood does not provide investment advice. Individual investors should make their own decisions. Read the terms before using our services and, if necessary, seek advice.

Commission-free trading refers to $0 commissions on stocks for Robinhood self-directed individual brokerage accounts that trade US listed securities and ADRs. Keep in mind, contract fees apply when trading options and futures and other costs, such as exchange fees and regulatory fees may also apply. Review Robinhood UK’s Fee Schedule to learn more.

UK Privacy policy

Robinhood U.K. Ltd, 70 Saint Mary Axe (Suite 404), London, England, EC3A 8BE. © 2026 Robinhood. All rights reserved.