This offer is available to new Robinhood Gold customers who are legal residents of the 50 United States and D.C. This offer is void where prohibited. Promotion available via the Robinhood mobile app and web platform. This offer applies only to individual taxable self-directed brokerage accounts; joint, custodial, trust, and retirement accounts are not eligible. Cash held as Interest on Options Collateral (IOC) or held in the Cash Sweep Program is not eligible.

To earn the Superboost APY, you must successfully sign up for a Robinhood Gold subscription ($5 monthly or $50 yearly subscription) on or after June 29, 2026. Any eligible uninvested cash (Free Credit Balances or "FCB") in your account will then automatically earn the Superboost APY rate displayed to you in the original promotional offer (either 5% or 7% APY) as a special offer for your first 60 days on Gold. The Superboost APY rate applies only to your first $10,000 in aggregate of free credit balances (FCB). Any uninvested cash in excess of $10,000 across your accounts will receive the standard 3.35% APY rate.

On the 61st day after your enrollment in Robinhood Gold, you will receive the standard APY rate on all of your uninvested cash. The 60 days of boosted rate may not be consecutive, and the boost could be temporarily paused due to market conditions. If your boosted rate is paused, you will temporarily receive the standard APY rate until the boost resumes, and then you will resume receiving the Superboost APY Rate until you have received the Superboost APY Rate for a total of 60 days. You will then begin receiving the standard APY rate.

The funds you receive through this offer will be reported as interest income in your 1099-INT form. Because of IRS minimum earnings requirements, you may not receive a 1099-INT form if your interest payments received during the calendar year are less than $10. As with all tax forms, you’ll be able to download a consolidated 1099 form (which includes the 1099-INT) starting in mid-February of every year. If you have questions about your specific tax situation, please consult with your tax professional.

The Robinhood Gold Superboost APY offer (the “Offer”) is subject to these terms and conditions.

Eligibility: The Offer is valid only for legal residents of the 50 United States and D.C. who enroll in Robinhood Gold. Promotion available via the Robinhood mobile app and web platform. This Offer is void where prohibited. To be eligible, customers must have an individual taxable self-directed brokerage account. Joint accounts, custodial accounts, trust accounts, and retirement accounts are strictly excluded. Cash held as Interest on Options Collateral (IOC) is not eligible for the Superboost APY rate. Furthermore, customers are ineligible for this Offer if they: (i) have received a Robinhood APY boost in the past 60 days, (ii) are currently margin active, (iii) have participated in this specific promotion before, or (iv) are currently participating in other sweeps-related promotions. Robinhood may decline requests to enroll in the Offer at its discretion.

Offer: Customers who meet the eligibility criteria of this Offer and enroll in Robinhood Gold will receive a Superboost APY rate of either 5% or 7% on up to $10,000 of Free Credit Balances (FCB) in aggregate across all of the customer's Robinhood non-retirement individual self-directed brokerage accounts for their first 60 days on Gold. If your aggregate balances exceed $10,000, the Superboost APY Rate will be applied starting with the account with the highest uninvested cash balance. The Superboost APY Rate will be the amount displayed to you in the in-app or email communication associated with this Offer. Any cash in excess of $10,000 will receive the base Gold rate.

Rate Boost: After 60 days, the APY rate will revert to the then-current standard APY rate. The standard APY rate is subject to change at any time without notice and can be found in your Robinhood app settings or on our website. The 60 days of Superboost rate may not be consecutive, and the boost could be temporarily paused due to market conditions. If the boost is paused, you will temporarily receive the standard APY rate until the boost resumes. After a pause, you will resume receiving the Superboost APY Rate until you have received the Superboost APY Rate for a total of 60 days.

Cancellation: This Offer is only available for customers who maintain an active Gold subscription for the entire duration of the boost. Customers who cancel their Gold subscription during the Superboost APY Rate 60-day period will lose the Superboost APY Rate.

Timing of Boost: In most cases, the Superboost APY Rate will immediately apply upon successful enrollment in Robinhood Gold.

Limitations: This Offer may be delayed, declined, or rescinded in Robinhood’s sole discretion if, for example, Robinhood determines that there may be circumstances indicating fraud or a violation of these Terms. Customers can only have one active non-retirement, investing account APY rate boost at any given moment and the boosts cannot stack; this Offer is void for any customers with an active APY rate boost in a non-retirement, investing account. Robinhood reserves the right to change or restrict the Offer terms, or terminate the Offer, at any time without notice. This Offer is valid even if other Robinhood offers have already been accepted except in circumstances where the other Robinhood offer is an APY rate boost offer. The Offer is not transferable, saleable, or valid in conjunction with certain other Offers, and is available to U.S. residents only. Social media and web content are for promotional purposes only; entry/participation occurs strictly via the Robinhood mobile app or web platform. Other restrictions may apply. Participation in this promotion does not constitute a solicitation of a security or a recommendation to buy, sell, or hold any given security. Robinhood does not provide investment advice and does not hereby recommend any security or transaction. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this Offer and any tax implications associated with receipt of a cash reward before enrolling. The funds you receive through this Offer will be reported as interest income in your 1099-INT form. Because of IRS minimum earnings requirements, you may not receive a 1099-INT form if your interest payments received during the calendar year are less than $10.

Securities trading offered through Robinhood Financial LLC (member SIPC), a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.