Stocks & shares ISA Cash Bonus | Robinhood

Stocks & shares ISA Cash Bonus

You can earn a 2% cash bonus on eligible contributions into your Robinhood stocks & shares individual savings account (ISA) from your linked bank account until 5 April 2026. We’ll deposit a 2% match in US Dollars (USD) into your Robinhood brokerage account. To keep your cash bonus equal to up to £400 maximum, you’ll need to maintain your contributed funds for 1 year. The following Terms apply.

Terms and conditions

The offer is subject to these Terms and Conditions (“Terms”).

Offer Period

The Offer starts at 12 AM GMT on 4 February 2026 and ends at 11:59 PM GMT on 5 April 2026.

Eligibility

The Bonus Offer is only available to customers who: (1) have a Robinhood brokerage account in good standing; and (2) have a Robinhood stocks & shares ISA, and (3) within the Offer Period, successfully complete one or more eligible deposits into their Robinhood stocks & shares ISA.

Which deposits are eligible?

When you deposit cash from outside your brokerage account, via your linked bank account, into your Robinhood stocks & shares ISA, you'll get a 2% cash bonus on top of the contributed funds. Only deposits from your linked bank account earn the Bonus Offer.

Deposits must be successfully completed during the Offer Period to be eligible for the Cash Bonus Offer.

Which deposits are not eligible?

The Offer excludes:

  • ISA transfers into your Robinhood stocks & shares ISA from another ISA provider; and
  • Internal transfers from your Robinhood brokerage account into your Robinhood stocks & shares ISA.

How is the cash bonus calculated?

You’ll earn a 2% cash bonus (up to £400) on the cash value deposited into your Robinhood stocks & shares ISA. Note that the cash bonus is only available for eligible deposits that successfully transfer and settle, and won’t be granted for those that are rejected or delayed. Keep in mind that you can contribute a maximum £20,000 across all your ISAs, including those outside of Robinhood and it's your responsibility to ensure you comply with this limit.

Note

This cash bonus is only based on eligible deposits during the promotion period. If you transfer money from another ISA provider and/or your Robinhood brokerage account, it won’t count toward the cash bonus.

Example

Let’s say you have £7,000 in your ISA account, and you contribute £5,000 from your linked bank account, transfer £1,000 from your Robinhood brokerage account into your stocks & shares ISA and transfer in £1,000 from another ISA provider. Only the £5,000 will be eligible for the cash bonus.

When do I get the cash bonus?

Generally, the cash bonus will be paid out instantly at the time of the eligible ISA deposit, as long as the deposit has been processed successfully and settled in your Robinhood stocks & shares ISA account.

How do I get the cash bonus?

The cash bonus will be paid in USD into your Robinhood brokerage account and ready to invest after your eligible deposit is fully settled. We use the foreign exchange (FX) rate at the time of the deposit to calculate the USD value of the cash bonus.

Can I keep the cash bonus if I withdraw money from my ISA?

Keeping the cash bonus after withdrawing money from your account depends on how long you maintain the deposited cash in your Robinhood stocks & shares ISA.

As long as you keep the eligible funds that earned the cash bonus in your Robinhood stocks & shares ISA for at least 1 year, the cash bonus is yours to keep. However, if you withdraw money earlier than 1 year, a portion of your cash bonus will be removed via a deduction from your Robinhood brokerage account.

How is a reversal calculated?

We ascertain the percentage of your qualifying contributions that you withdrew. We apply that same percentage to your USD cash bonus (that is the USD equivalent value of your GBP cash bonus), then prorate it by the number of days left in your 1 year holding period.

Example

On 1 March 2026 you added an eligible contribution of £5,000 to your Robinhood stocks & shares ISA, earning a 2% cash bonus of £100. We applied an exchange rate of GBP/USD 1.3404 when your cash bonus was paid into your Robinhood brokerage account, totalling $134.

On 28 August 2026 (day 180), you withdrew £3,000 from your Robinhood stocks & shares ISA. To keep the full cash bonus, you must keep it in your account for 1 year, so 185 more days, or until 1 March 2027. Since you’re withdrawing early, we adjust your bonus balance. We determine what percentage of your total eligible contributions you want to withdraw. We apply that percentage to your USD cash bonus, and then prorate it by the days left in your 1-year holding period:

£3,000/£5,000 * $134 * (365-180/365) = $41 early bonus reversal
Note

If your account doesn’t have enough USD cash available for the early removal chargeback, we’ll withdraw it from uninvested GBP cash in your Robinhood brokerage account with the exchange rate that was applied when your cash bonus was paid.

Limitations

  • Any cash bonus paid is conditional and remains subject to a reversal in circumstances where you withdraw eligible funds earlier than 1 year. A portion of your cash bonus will be charged back via a deduction from your Robinhood brokerage account.
  • Robinhood reserves the right to either decline to grant the cash bonus or, to the extent allowed by law, to charge back funds, in the event that Robinhood determines in its sole discretion that: (1) a customer did not meet the requirements and qualifications of the Offer; (2) there may have been fraudulent activity; or (3) there is a violation of these Terms.
  • Robinhood reserves the right to change the Terms or terminate the Offer at any time without notice.
  • The Offer is not transferable or saleable.
  • The Offer is available to eligible UK residents only with a Robinhood UK brokerage account and a Robinhood stocks & shares ISA.
  • The Offer is only available for personal use, and may not be used for commercial purposes. Robinhood cannot provide information about someone else’s account or application status. Other restrictions may apply.

US taxes: The fair market value of your cash bonus, at the time you claim it, may be reflected on your annual IRS Form 1042-S where required by rules and regulations. Robinhood UK doesn’t provide tax advice. For specific questions, please seek advice.

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Robinhood U.K. Ltd (Robinhood UK) is a company registered in England and Wales (09908051) and is authorised and regulated by the Financial Conduct Authority (FRN: 823590). Robinhood UK onboards UK customers and has the lead customer relationship with UK customers in relation to their use of the Robinhood UK app and website.

Robinhood UK introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, arranging custody services, securities lending, and margin investing to eligible UK customers with margin accounts. Margin is provided by Robinhood Securities, LLC. Robinhood UK can only introduce customers to Robinhood Securities, LLC for margin investing.

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Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities.

Options and futures are complex products, involve significant risk and are not suitable for all investors. You could lose more than your initial invested capital. You should only invest in financial products that match your knowledge and experience. Review Characteristics and Risks of Standardized Options prior to engaging in options trading and the Futures Risk Disclosure Statement prior to engaging in futures trading.

Stock lending, margin investing and options and futures investing are optional and subject to Robinhood's eligibility and appropriateness criteria.

Robinhood Securities, LLC is regulated in the US by the SEC and FINRA. Robinhood Derivatives, LLC is regulated by the CFTC and is an NFA member.

Robinhood UK, Robinhood Securities, LLC, and Robinhood Derivatives, LLC are subsidiaries of Robinhood Markets, Inc.

Robinhood does not provide investment advice. Individual investors should make their own decisions. Read the terms before using our services and, if necessary, seek advice.

Commission-free trading refers to $0 commissions on stocks for Robinhood self-directed individual brokerage accounts that trade US listed securities and ADRs. Keep in mind, contract fees apply when trading options and futures and other costs, such as exchange fees and regulatory fees may also apply. Review Robinhood UK’s Fee Schedule to learn more.

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All investing involves risk and loss of principal is possible.

Robinhood U.K. Ltd (Robinhood UK) is a company registered in England and Wales (09908051) and is authorised and regulated by the Financial Conduct Authority (FRN: 823590). Robinhood UK onboards UK customers and has the lead customer relationship with UK customers in relation to their use of the Robinhood UK app and website.

Robinhood UK introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, arranging custody services, securities lending, and margin investing to eligible UK customers with margin accounts. Margin is provided by Robinhood Securities, LLC. Robinhood UK can only introduce customers to Robinhood Securities, LLC for margin investing.

Robinhood U.K. Ltd introduces UK customers to Robinhood Derivatives, LLC for futures investing.

Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities.

Options and futures are complex products, involve significant risk and are not suitable for all investors. You could lose more than your initial invested capital. You should only invest in financial products that match your knowledge and experience. Review Characteristics and Risks of Standardized Options prior to engaging in options trading and the Futures Risk Disclosure Statement prior to engaging in futures trading.

Stock lending, margin investing and options and futures investing are optional and subject to Robinhood's eligibility and appropriateness criteria.

Robinhood Securities, LLC is regulated in the US by the SEC and FINRA. Robinhood Derivatives, LLC is regulated by the CFTC and is an NFA member.

Robinhood UK, Robinhood Securities, LLC, and Robinhood Derivatives, LLC are subsidiaries of Robinhood Markets, Inc.

Robinhood does not provide investment advice. Individual investors should make their own decisions. Read the terms before using our services and, if necessary, seek advice.

Commission-free trading refers to $0 commissions on stocks for Robinhood self-directed individual brokerage accounts that trade US listed securities and ADRs. Keep in mind, contract fees apply when trading options and futures and other costs, such as exchange fees and regulatory fees may also apply. Review Robinhood UK’s Fee Schedule to learn more.

UK Privacy policy

Robinhood U.K. Ltd, 70 Saint Mary Axe (Suite 404), London, England, EC3A 8BE. © 2026 Robinhood. All rights reserved.