Robinhood Strategies November promos
Customers who received an in-app message or email communication from Robinhood Strategies can take advantage of the following limited-time offers with an account managed by Robinhood Strategies.
As a Robinhood Gold member, you can get an uncapped 1% boost on an external account transfer or rollover until December 2, 2025. Taking part in this promotion will amend your fee cap structure. For details, check out the following terms and conditions.
Robinhood Gold members who take part in the uncapped 1% boost limited-time offer will pay $0 in management fees on every dollar invested over $1 million. For details, check out the following terms and conditions.
This Robinhood Strategies 1% Bonus Offer (“Bonus Offer”) is offered and administered by Robinhood Financial LLC ("Robinhood Financial"). Robinhood Asset Management, LLC ("Robinhood Strategies") is the investment adviser for Managed Accounts and enforces the fee‑cap terms in Section 5. Capitalized terms have the meanings given below. Settlement for any transfer occurs when assets are posted to the relevant account and are available to trade. This Bonus Offer is not available to the general public. These terms and conditions (“Terms”) govern this Bonus Offer. Note that a fee cap waiver is associated with acceptance of these Terms; review these Terms for comprehensive information concerning this waiver.
Managed Account: An individual Robinhood Financial taxable brokerage account managed by Robinhood Strategies or a Robinhood Financial Individual Retirement Account managed by Robinhood Strategies. For clarity, joint taxable brokerage accounts are not Managed Accounts for purposes of this Offer and are not eligible.
Management Fee: Refers to the 0.25% annual advisory fee charged by Robinhood Strategies on the net portfolio value of a Managed Account, calculated daily and charged monthly (see Section 5 for the fee‑cap terms as amended by this Offer).
Net Transferred Asset Value equals the total value of all Qualifying Transfers initiated during the Offer Period that successfully settle, reduced by (i) Withdrawals (defined below) through the end of the Offer Period and (ii) any debit balance, including any incoming margin or other debit associated with transferred positions.
Qualifying Transfer: A transfer of new assets to a Managed Account through either (a) an Automated Customer Account Transfer Service (ACATS) transfer of cash or securities from an external brokerage account, or (b) a transfer or rollover of cash or investments from a tax‑advantaged retirement account at an external institution (e.g., an external IRA or employer plan) to a Managed Account. Only assets that successfully transfer and settle qualify. Internal transfers between accounts on the Robinhood Platform do not constitute a Qualifying Transfer.
Robinhood Gold Member ("Gold"): An active subscriber to the Robinhood Gold product. Maintain Gold means keeping an active, uninterrupted Gold subscription. Gold Lapse includes, for example, failure to pay the Gold fee or account restriction/deactivation that causes Gold to terminate. (See Sections 4 and 5 for effects.)
Robinhood Financial: Robinhood Financial LLC, which offers and administers this promotion, credits Bonuses, and handles chargebacks and Early Removal Fees.
Robinhood Strategies: Robinhood Asset Management, LLC, which serves as investment adviser to Managed Accounts and enforces the fee‑cap terms in Section 5; it calculates and bills the Management Fee per your advisory agreement.
Robinhood Platform: All accounts offered by Robinhood Markets, Inc. or its wholly‑owned subsidiaries.
Settlement: Occurs when securities and/or cash are posted to the Managed Account and are available to trade.
Withdrawals: Includes without limitation debit card transactions from a brokerage account, ACH (originated or not), wires, and ACATS out; transfers of cash or investments from a Robinhood account to an external institution are also Withdrawals. Purchases of securities within a Robinhood account are not Withdrawals. Transfers within the Robinhood Platform (for example, between a self‑directed Robinhood account and a Managed Account) are not “Withdrawals”; however, such internal movements are included in the platform‑level aggregation described in Section 4 for purposes of the chargeback and balance tests.
Eligibility and Enrollment: This Offer is only available to customers with a Managed Account that is actively managed by Robinhood Strategies. Eligibility for this Bonus Offer is limited to customers who directly receive a Robinhood in‑app or email communication about this Offer and enroll through the designated flow. Self‑directed accounts do not qualify and are not eligible to enroll. Active Robinhood Gold membership is required at enrollment and must be maintained for at least the first 12 consecutive months after the Bonus is credited (see Sections 4.1–4.2). Robinhood Financial may decline enrollment; restricted or deactivated accounts may be ineligible. The Offer is for US residents, is non‑transferable, and is for personal use.
Multiple Managed Accounts: If you have more than one Managed Account, each account that enrolls and receives a Bonus is treated separately under these Terms (including the fee‑cap change described below).
Fraud or Violations: If Robinhood Financial determines there may be fraud or a violation of these Terms, it may decline, rescind, or liquidate any Bonus and related proceeds, and may effect removals or liquidations as permitted here.
Not a Recommendation: This Bonus Offer is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer roll over or transfer assets into a Robinhood IRA. By participating in the Bonus Offer, the customer represents that neither Robinhood Financial nor any Robinhood affiliate has recommended any rollover or transfer to a Robinhood IRA. A rollover is one of four options, and other options include leaving the customer’s money at the old employer plan, moving it to the new employer plan, or cashing out. Consult this FINRA notice for further guidance.
Taxes: You are responsible for any tax implications. For taxable accounts, the value of offers received or charged back may be reported on applicable 1099 forms by Robinhood Financial. Consult a tax advisor. For IRAs, review the IRA tax note in these terms.
Advisory Agreement Controls: Your account remains subject to your Advisory Agreement with Robinhood Strategies, including (without limitation) limitation‑of‑liability and arbitration provisions. In the event of a conflict between these Terms and Conditions and your Advisory Agreement with Robinhood Strategies, the Advisory Agreement shall control.
Bonus Rate and Offer Period: For eligible customers, Robinhood Financial will pay a bonus equal to 1% (“Bonus”) of the value of each Qualifying Transfer that is initiated during the Offer Period and successfully settles. The “Offer Period” will run from November 11, 2025 at 12 PM ET through December 2, 2025 at 11:59 PM ET. Robinhood Financial may change, delay, or terminate this promotion at any time and may refuse to grant a bonus it cannot verify was initiated before the Offer Period ends.
Calculation Reference Price: For transferred securities, the value used for Bonus calculation is the national market system closing price of each transferred position on the trading day before settlement.
Net Deposit Requirement: No Bonus will be granted for external transfers if, during the Offer Period, your Withdrawals or transfers out of the Robinhood Platform are equal to or greater than your Qualifying Transfers into Managed Accounts.
Program Note: Prior promotions may have limited 1% treatment to certain thresholds as stated in their terms. This Offer provides a 1% uncapped promotion for Managed Accounts; in exchange, and as a condition of enrollment, your fee cap on Management Fees increases permanently, as described in these terms
The earn‑out and chargeback mechanics differ for Taxable Managed Accounts and IRA Managed Accounts. Read carefully.
5‑Year Earn‑Out with Proportional Chargebacks: For five (5) years after a Bonus is credited to a taxable Managed Account, if your Withdrawals cause the value of your Robinhood Platform accounts (excluding the Bonus) to fall below your Net Transferred Asset Value, Robinhood Financial will charge back a proportional amount of the Bonus. Chargebacks are taken from available cash in your Managed Account(s); if insufficient, amounts may be debited from an outgoing institution.
90‑Day Maintenance + One‑Time 60‑Day Grace Period: After you maintain the Net Transferred Asset Value plus the credited Bonus for at least 90 consecutive days, you are eligible for a one‑time, optional 60‑day Grace Period during which Withdrawals are permitted without a chargeback, up to your principal Net Transferred Asset Value (not including the Bonus). The Grace Period is not available for ACATS‑out or for Gold cancellation/lapse. During the Grace Period, the portion of the Bonus that remains subject to chargeback is frozen until any withdrawn funds are returned. Withdrawals of funds or assets that did not receive a Bonus under this Offer (for example, non‑Qualifying Transfers or deposits made outside the Offer Period) do not, by themselves, trigger a chargeback, provided that after such withdrawals the aggregate value of your Robinhood Platform accounts (excluding Bonuses) remains at or above your Net Transferred Asset Value.
Proration on Late Chargebacks: If a proportional chargeback is triggered after you have satisfied the 90‑day maintenance requirement, Robinhood Financial may prorate the chargeback amount to reflect the remaining time left in the five‑year earn‑out period.
Gold Maintenance (1‑year rule): To keep the full Bonus, you must maintain active Gold for 12 consecutive months starting on the date the first Bonus is credited to the taxable Managed Account. A Gold Lapse during this 12‑month period is a disqualifying event (not eligible for the Grace Period) and will result in a proportional Bonus chargeback. Chargebacks are applied first‑in, first‑out across promotional bonuses.
Aggregation: Proportional chargebacks are calculated across all your accounts on the Robinhood Platform. Chargebacks across promotional bonuses are applied first‑in, first‑out. Internal transfers among your Robinhood accounts do not constitute Withdrawals but will be reflected in the platform‑level balance used for this aggregation test. Taxable Account Tax Treatment. Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to this cash bonus
5‑Year Balance Test with Early Removal Fee (Full Chargeback): If you receive a Bonus to an IRA Managed Account and, within five (5) years of receipt, you transfer or distribute any portion of your Robinhood IRA and your IRA balance is less than the sum of net IRA deposits or rollovers plus any IRA bonuses received, Robinhood Financial will assess an IRA Bonus Early Removal Fee equal to the total IRA bonus amounts received in the prior five‑year period. This fee is separate from and in addition to any ACATS‑out fee. The fee may be deducted from available IRA cash or, if insufficient, debited from the outgoing institution. By accepting these Terms, you direct Robinhood Financial to remove, transfer, or liquidate positions as needed to collect the fee or cover any resulting deficit. Chargebacks of prior IRA promotional bonuses are applied first‑in, first‑out.
No Grace Period or Proration: The Grace Period in the previous section does not apply to IRAs. Proration of the Early Removal Fee is not available for IRAs.
Gold Maintenance (1‑year rule): To keep the full Bonus, you must maintain active Gold for 12 consecutive months starting on the date the first Bonus is credited to the IRA Managed Account. A Gold Lapse at any time during this 12‑month period is a disqualifying event and will trigger the IRA Bonus Early Removal Fee described above (no proration).
Required Minimum Distributions (RMDs): RMDs may trigger the Early Removal Fee if the five‑year balance test is not met after the distribution. Customers are responsible for monitoring their IRA balance against the balance test when taking RMDs.
IRA Net Deposit Requirement: During the Offer Period, your IRA Bonus eligibility requires that net deposits to the Robinhood Platform are positive; if platform withdrawals equal or exceed transfers into the IRA during the Offer Period, no IRA Bonus will be granted.
IRA Tax Treatment: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. Robinhood processes and treats the Bonus on annual IRA contributions, IRA transfers, and 401(k) rollovers as income earned by the IRA for tax reporting purposes. The amount is based on a percentage of deposits made into the IRA Account. The Bonus amount will not be subject to, or impact, the maximum annual dollar contribution limit or the maximum annual deductible amount. Please note that the Bonus may be taxable income for conversions of a non-deductible IRA contribution to a Roth IRA.
By enrolling in this Uncapped 1% Offer and receiving any Bonus hereunder, you irrevocably waive any prior $100,000 Management Fee Cap and agree that, for each Managed Account that receives a Bonus, your fee cap on Management Fees is permanently amended to a $1,000,000 Management Fee Cap (the “Fee‑Cap Amendment”).
Under the $1,000,000 Management Fee Cap, Robinhood Strategies will calculate and charge the Management Fee only on the portion of the Managed Account’s net portfolio value between $0 and $1,000,000; no Management Fee is charged on any portion that exceeds $1,000,000 in the daily calculation. This methodology (daily fee on capped asset value, charged monthly) follows the Management Fee mechanics used by Robinhood Strategies.
The Fee‑Cap Amendment applies separately to each Managed Account that enrolls in and receives a Bonus under this Offer.
Once effective for a Managed Account, the Fee‑Cap Amendment is permanent as to the cap level: that account will be eligible only for the $1,000,000 cap going forward and will be forever ineligible for any $100,000 cap program, except as required by law.
Gold is required to enjoy any fee cap. If you cease to be a Gold Member, the fee cap is suspended and the Management Fee will be calculated on the entire net portfolio value beginning with the next monthly billing cycle after the month in which Gold lapses. If you later re‑activate Gold, the cap will resume at $1,000,000 (not $100,000) as of the first daily calculation after re‑activation.
A Gold Lapse may result from non‑payment of Gold fees or account restriction/deactivation.
Pricing Basis: Asset values use the NMS closing price on the trading day before settlement; only assets that successfully transfer and settle qualify.
Rounding: Fractions of a cent are calculated to four decimals and credited once they reach the next whole cent. Amounts under $0.01 are not credited until accumulated Bonus reaches at least $0.01.
Timing: Bonus crediting typically occurs within about two weeks after settlement, subject to review.
Robinhood Financial may decline, rescind, or liquidate a Bonus (and related proceeds) if it suspects fraud or a violation; timelines may be delayed during review.
The Offer is not transferable, not saleable, and not available to the general public, and is not valid in conjunction with certain other offers. Without limiting the foregoing, this Offer may not be combined with IRA deposit/contribution match promotions (e.g., Gold IRA Contribution Match) or IRA rollover/deposit bonus promotions, or any other fee‑cap promotional program. Other restrictions may apply.
Robinhood Strategies or Robinhood Financial, as applicable, may modify these Terms or the Offer Period; changes take effect when posted unless otherwise stated. (This does not affect the permanence of the Fee‑Cap Amendment once you enroll and receive a Bonus.) Robinhood may limit, suspend, or terminate the Offer at any time, in whole or in part, with or without notice as permitted by law.
All investments involve risk and loss of principal is possible. Securities trading offered through Robinhood Financial LLC, Member SIPC, a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc.
Robinhood Asset Management, LLC (“Robinhood Strategies”) is an SEC-registered investment advisor. For additional information, including about fees and expenses, risks, and conflicts of interest, review the Robinhood Strategies Form ADV Part 2A and Form CRS. Robinhood Financial LLC (member SIPC) is a registered broker dealer. Robinhood Securities LLC (member SIPC) provides clearing services.
Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. For details, refer to What’s Robinhood Gold.