Robinhood margin rates
The following interest rates are applied to your full margin balance depending on how much you borrow:
| Margin balance | Margin interest rate |
| Up to $50,000 | 5% |
| $50,000 up to $100,000 | 4.8% |
| $100,000 up to $1 million | 4.5% |
| $1 million up to $10 million | 4.25% |
| $10 million up to $50 million | 4.2% |
| $50+ million | 3.95% |
You can always check your current margin settings and usage in Account (person icon) → in the app, Menu (3 bars) → Investing → Margin investing.
Robinhood Singapore’s margin interest rate is calculated by adding the Federal Funds Target Rate upper bound and an interest rate, which varies depending on your settled margin account balance, resulting in the rates shown in the table above.
Interest is calculated daily at the end of the day based on settled margin balances.
If you use $3,000 of settled margin, we’ll calculate daily interest as follows:
We’ll charge the margin interest to your investing account every 30 days at the end of your billing cycle.
The margin interest rate may change at any time without notice and at Robinhood’s discretion.
We selected brokerages for comparison based on their publicly disclosed margin balances as of December 17, 2025. We didn’t compare data with brokerage firms who aren’t publicly traded or who charge commissions. Our rates correspond to the introductory rate for the minimum margin balance tier offered by Tiger Brokers, Moomoo, and InteractiveBrokers lite. Competitor rates and offers are subject to change without notice. Services vary by firm.
Margin investing involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation. Regardless of the underlying value of the securities you purchased, you must repay your margin debt. Robinhood Singapore can change their maintenance margin requirements at any time without prior notice. If the equity in your account falls below the minimum maintenance requirements (varies according to the security), you’ll have to deposit additional cash or acceptable collateral. If you fail to meet your minimums, Robinhood Singapore may be forced to sell some or all of your securities, with or without your prior approval.
Robinhood Singapore charges a variable margin interest rate based on your settled margin balance and the upper bound of the Target Federal Funds Rate, which is set by the Federal Reserve and is subject to change without notice. The formulas used to calculate the margin interest rate are subject to change at Robinhood Singapore’s discretion. The margin interest rates shown are as of December 11, 2025 and might change at any time without notice and at Robinhood Singapore’s discretion.
For more information, review FINRA’s Investor Alert, the Margin Disclosure Statement, and Margin Account Agreement. These disclosures contain important information on Robinhood Singapore’s products and services, conflicts of interests, lending policies, interest charges, and the risks associated with margin investing enabled accounts.