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AmeriServ Financial, Inc. operates as a bank holding company, which provides consumer, mortgage and commercial financial products and services through its subsidiary. Its principal activities consist of owning and operating subsidiaries, such as AmeriServ Financial Bank, AmeriServ Trust & Financial Services Co. and AmeriServ Life Insurance. Read More It operates through the following business segments: Retail Banking, Commercial Banking, Trust and Investment/Parent. The Retail Banking segment includes the deposit-gathering branch franchise, lending to both individuals and small businesses, and financial services. The Commercial Banking segment includes business lending, commercial loans, and commercial real-estate loans. The Trust segment contains its wealth management businesses, which include the trust company and West Chester Capital Advisors, its registered investment advisory firm. The Investment/Parent segment includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. The company was founded in January 1983 and is headquartered in Johnstown, PA.
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Markets InsiderMar 13
David Finui Promoted to Executive Vice President, Director - Wealth and Capital Management at AmeriServ
JOHNSTOWN, Pa., March 13, 2019 /PRNewswire/ -- (NASDAQ: ASRV) – The AmeriServ Trust and Financial Services Company announced today that David Finui has been promoted to executive vice president – director, wealth and capital management.
Yahoo FinanceMar 11
Financial Metrics For AmeriServ Financial, Inc. (NASDAQ:ASRV)
As a small-cap bank stock with a market capitalisation of US$73m, AmeriServ Financial, Inc.’s (NASDAQ:ASRV) risk and profitability are largely determined by the underlying economic growth of the US regions in which it operates. Since banks make money by reinvesting its customers’ deposits in the form of loans, strong economic growth will drive the level of savings deposits and demand for loans, directly impacting the cash flows of those banks. After the Financial Crisis in 2008, a set of reforms called Base...
Stock Price, News, & Analysis for AmeriServ Financial
AmeriServ Financial Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, money orders, and traveler's checks. The company also provides lending, depository, and related financial services, such as ...
Expected Apr 16, Pre-Market