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AmeriServ Financial, Inc. operates as a bank holding company, which provides consumer, mortgage and commercial financial products and services through its subsidiary. Its principal activities consist of owning and operating subsidiaries, such as AmeriServ Financial Bank, AmeriServ Trust & Financial Services Co. and AmeriServ Life Insurance. Read More It operates through the following business segments: Retail Banking, Commercial Banking, Trust and Investment/Parent. The Retail Banking segment includes the deposit-gathering branch franchise, lending to both individuals and small businesses, and financial services. The Commercial Banking segment includes business lending, commercial loans, and commercial real-estate loans. The Trust segment contains its wealth management businesses, which include the trust company and West Chester Capital Advisors, its registered investment advisory firm. The Investment/Parent segment includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. The company was founded in January 1983 and is headquartered in Johnstown, PA.
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Yahoo FinanceMay 14
Here's Why I Think AmeriServ Financial Is An Interesting Stock
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Simply Wall StApr 24
Should You Be Concerned About AmeriServ Financial, Inc.’s (NASDAQ:ASRV) Liquidity?
As a small-cap bank stock with a market capitalisation of US$71m, AmeriServ Financial, Inc.’s (NASDAQ:ASRV) risk and profitability are largely determined by the underlying economic growth of the US regions in which it operates. Since a bank profits from reinvesting its clients’ deposits in the form of loans, negative economic growth may lower deposit levels and demand for loan, adversely impacting its cash flow. After the GFC, a set of reforms called Basel III was imposed in order to strengthen regulation, ...
Yahoo FinanceApr 23
AmeriServ Financial, Inc. to Webcast 2019 Annual Shareholder Meeting Today
JOHNSTOWN, Pa., April 23, 2019 /PRNewswire/ -- AmeriServ Financial, Inc. (ASRV), the holding company of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company, with branch locations in five southwestern and southcentral Pennsylvania counties and Hagerstown, Maryland; and loan production offices in Altoona and Wilkins Township, PA will hold a live webcast of AmeriServ's 2019 Annual Meeting of Shareholders today. Allan Dennison, AmeriServ's chairman of the board; Jeffrey Stopko, presiden...
Expected Jul 16, Pre-Market