Crypto investment limits in Canada

To help keep the crypto market safe and sustainable, Canadian regulators (the CSA and CIRO) have established "Net Purchase Limits" for certain cryptocurrencies. These limits apply to most crypto platforms operating in Canada, including Robinhood.

How investment limits work

A Net Purchase Limit is the maximum amount of restricted crypto you can buy over a rolling 12-month period, minus the amount you sell.

  • Net Purchase = (Total Purchases) - (Total Sells)
  • The limit applies to the cost of the assets at the time of the trade, not their current market value

Restricted coins

Not all coins are subject to these limits. Currently, the following "unrestricted" assets do not count toward your limit:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Litecoin (LTC)
  • Bitcoin Cash (BCH)
  • Solana (SOL)
  • USD Coin (USDC)

All other crypto available on the platform are considered Restricted Assets and are subject to the annual limit.

Limits

Your specific limit depends on your province of residence and your investor classification, which is determined by the information you provided during your account application.

ProvinceBasic investorRetail investorEligible investorAccredited investor
BC, AB, MB, QC$5,000 CADNo limitNo limitNo limit
All other Provinces/Territories$5,000 CAD$30,000 CAD$100,000 CADNo limit
  • Basic investor: $5,000 CAD (applies to both Specified and Non-Specified Assets)
  • Retail investor: Most investors start here and have a $30,000 net purchase limit
  • Eligible investor: If you meet certain income or asset thresholds (e.g., $75,000+ annual income), your limit increases to $100,000
  • Accredited investor: If you meet high-net-worth requirements, you are exempt from these limits

Tracking your limit

You can check your remaining limit at any time in the app:

  1. Select Account (person icon)
  2. Select Investing
  3. Go to the Canada Crypto Limits section

If you try to place an order that exceeds your remaining limit, the app will notify you before you swipe to trade.

FAQ

Does the limit reset on January 1st?

No. It is a rolling 12-month limit. This means your remaining amount is calculated based on your activity over the last 365 days. If you bought $1,000 of a restricted coin today, that $1,000 will be available in your limit exactly one year from now.

Do sells increase my limit?

Yes. Because it is a Net Purchase limit, selling a restricted asset adds that amount back to your available limit for the current 12-month period.

What happens if the price of my coin goes up?

Price appreciation does not affect your limit. We only look at the Canadian dollar value of the trade at the moment it was executed. If you buy $10,000 of a coin and it grows to $50,000, you have still only used $10,000 of your limit.

Disclosures

Cryptocurrency trading is offered through Robinhood Canada. These limits are mandated by the Canadian Securities Administrators (CSA) and are subject to change based on regulatory updates. All investments involve risk.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Coinsquare Capital Markets Ltd., 371 Front Street W, Suite #304, Toronto, ON M5V 3S8.© 2026 Robinhood. All rights reserved.
Coinsquare Capital Markets Ltd. is a wholly-owned subsidiary of Robinhood Markets, Inc.
Follow us on

All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Coinsquare Capital Markets Ltd., 371 Front Street W, Suite #304, Toronto, ON M5V 3S8.© 2026 Robinhood. All rights reserved.
Coinsquare Capital Markets Ltd. is a wholly-owned subsidiary of Robinhood Markets, Inc.