Starting at 12 AM on November 26, unlock 60 days of trading crypto at the lowest fee of 0.03%.

Once unlocked, the promotional fee lasts for 60 days from your activation date. For more information on fees, check out Crypto fee tiers.

1. Sign the Robinhood Crypto customer agreement if you haven’t already
2. Opt in to smart exchange routing to access fee tiers before December 23, 2025

Once you complete these steps, the 60-day promotional fee automatically applies to crypto orders placed with smart exchange routing.

After 60 days, your trading fees revert to the standard fee tier that corresponds to your 30-day crypto trading volume. You’ll continue to benefit from our new, lower baseline fees, so even after the promotion, you’re still getting up to 70% lower fees than before.

These terms and conditions (“Terms”) apply to your access to and participation in the Robinhood Crypto Fee Tiers promotion (the “Promotion”), which is operated by Robinhood Crypto, LLC (collectively, “Robinhood Crypto”, “RHC”, “our”, “us”, or” we”). These Terms complement and incorporate by reference the Robinhood Crypto Customer Agreement (the “Customer Agreement”). In the event of any conflict between the Customer Agreement and these Terms, the Customer Agreement will control.

Eligibility: The Promotion is valid only for Robinhood Crypto customers who are directly contacted about the Promotion and turn on smart exchange routing as their default setting by 11:59 PM ET on December 23, 2025 (“Eligible Customers”).

Offer: Eligible Customers will receive a reduced fee of 0.03% on all orders placed with smart exchange routing for the sixty (60) day period after they select smart exchange routing as their default setting (“Offer Period”). The Promotion is a limited time offer that must be unlocked by 11:59 PM ET on December 23, 2025 and is only available during the Offer Period, subject to availability. RHC may change the end date and Offer Period at any time without notice. Customers participating in the Promotion may be eligible to receive lower transaction fees applicable to cryptocurrency orders placed through smart exchange routing than they would otherwise receive based on their 30-day trading volume.

By participating in the Promotion, you represent and warrant that you understand and agree to the following:

• A transaction-based fee is associated with crypto trades executed with the smart exchange routing, which range from 0.85% to 0.03% as specified on the Robinhood Platform within the smart exchange routing hub. The fees during the Offer Period of the Promotion are 0.03%.
• Following the Offer Period, your fee for cryptocurrency orders placed through smart exchange routing is based on your trailing 30-day trading volume of cryptocurrency orders executed with smart exchange routing only. Volume executed through market maker routing does not count towards your 30-day trading volume. Additional information regarding cryptocurrency order routing on RHC is available in Crypto order routing.
• Fee rates and volume tiers are subject to change. You can check your current tier rate in the smart exchange routing hub within the Robinhood Platform.
• Your all-in costs may be higher or lower with smart exchange routing as compared to market maker routing, which depends partly on volume traded.

Limitation: The Promotion can only be claimed 1 time and the sixty (60) day Offer Period will not restart if you turn off smart exchange routing as your default setting, and then re-enroll by December 23, 2025. If you turn off smart exchange routing as your default, and then re-enroll, you will be eligible for the Promotion for the period remaining on the initial Offer Period. RHC reserves the right to change or restrict the Promotion terms, or terminate the Promotion, at any time without notice. RHC reserves the right to cancel, suspend, and/or modify your enrollment in the Promotion in RHC’s sole discretion if, for example, RHC determines that there may be circumstances indicating fraud or a violation of these Terms or the Customer Agreement. The offer isn’t transferable, saleable, or valid in conjunction with certain other offers. This isn’t an offer or solicitation in any jurisdiction where we aren’t authorized to do business. Other restrictions may apply.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with your participation in this Promotion before enrolling.

Disclosures: The trading and holding of digital assets involves significant risk, including the risk of substantial loss. Read the Robinhood Cryptocurrency Risk Disclosure before transacting in any cryptocurrency through any Robinhood trading platform.

Crypto services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review our licenses for more information. Crypto held through Robinhood Crypto isn’t FDIC insured or SIPC protected. Robinhood Crypto and its affiliates don’t provide accounting, tax, or legal advice. Consult your own independent advisors prior to engaging in any business arrangement or transaction utilizing the Robinhood Crypto platform.