A margin maintenance call is when your portfolio value decreases to less than your total maintenance requirement.

Margin maintenance calls can happen for a variety of reasons, including a decline in the value of your holdings or options assignments.

If you get a margin maintenance call, you must increase your portfolio value back up to your total maintenance requirement, or you risk Robinhood selling some or all of your securities, with or without your prior approval.

You’ll be notified or get a margin call (notification and an email) if your portfolio value drops below the total maintenance requirement (or is less than the regulatory minimum of $2,000).

Regardless of the underlying value of the securities you purchased, you are obligated to eventually repay your margin loan. Robinhood can change their maintenance requirement ratios at any time without prior notice.

If the equity in your account falls below the minimum total maintenance requirement, you will have to deposit additional cash or sell some or all of your securities to reduce the margin loan. If you fail to meet your minimums, Robinhood may be forced to sell some or all of your securities, without your prior approval.

You can do the following to avoid a margin call:

• Compare your portfolio value to your total maintenance requirement with this link to determine if you're approaching a margin call. Review What’s the total maintenance requirement for more details on how the requirement is calculated.

• Look out for updates from us when your portfolio value is getting close to your investing account’s total maintenance requirement. You’ll typically receive an in-app message when you’re close to receiving a margin call, and after you get a margin call, you’ll receive an email.

• If you elect to deposit funds after receiving such a message in the app or a margin call, you may see a pre-filled or optional deposit amount that we expect will help keep your portfolio value above your total maintenance requirement. However, depositing the suggested amount, doesn’t guarantee that you won’t get a margin call. Any pre-filled or optional deposit amount is provided solely for your reference, is subject to change, and isn’t a recommendation. You can always enter a different deposit amount or sell stocks to help keep your portfolio value above your total maintenance requirement.

You can do the following to resolve a margin call:

• Deposit additional funds to increase your portfolio value above the total maintenance requirement.
• Sell some of your securities or close some positions to reduce your margin loan and your maintenance requirement.

All investments involve risk including loss of principal. All examples are hypothetical and don’t reflect actual or anticipated results. Content is provided for informational purposes only, doesn’t constitute investment advice, and isn’t a recommendation for any security, account type or feature, or trading strategy. Past performance doesn’t guarantee future results.

Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation.

Robinhood can change its maintenance requirements at any time without prior notice. If the equity in your account decreases to less than the total maintenance requirement, you’ll have to deposit additional cash or acceptable collateral. If you fail to meet your minimums, Robinhood may be forced to sell some or all of your securities, with or without your prior approval.

Robinhood charges a margin interest rate that varies depending on your settled margin balance and the upper bound of the Target Federal Funds Rate, which is set by the Federal Reserve and is subject to change without notice. The formulas used to calculate the margin interest rate are subject to change at Robinhood’s discretion.

For more information, review FINRA’s Investor Alert and our Customer Relationship Summary, Margin Disclosure Statement, and Margin Account Agreement. These disclosures contain important information on Robinhood’s UK products and services, conflicts of interests, lending policies, interest charges, and the risks associated with margin investing enabled accounts.

In relation to margin, Robinhood UK is acting as credit broker and not a lender. Margin is provided by Robinhood Securities, LLC. Robinhood UK and Robinhood Securities, LLC are part of the same group. Robinhood UK can only introduce customers for margin to Robinhood Securities, LLC. Margin is subject to Robinhood's eligibility criteria and terms and conditions apply.