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Settlement and buying power

The settlement period is the time it takes stocks or cash to reach their new destination after a transaction is executed. Buying power is the amount of money you have available to make purchases in your account.

Settlement

Settlement

Stocks take 1 US trading day to settle. You’ll need to wait 1 US trading day to trade with funds from equity sales if you opted into a non-margin account. The default setting at onboarding is a margin account that allows you to trade with unsettled funds.

Note

US bank holidays can affect settlement times.

Buying power

Buying power

Disclosure

Disclosure

All investments involve risks, including the loss of principal. Investors should consider their investment objectives and risks carefully before investing.

Securities trading is offered through Robinhood Financial LLC, member SIPC and FINRA.

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All investing involves risk and loss of principal is possible.

Robinhood Singapore Pte. Ltd. (“RHSG”) (Reg. No. 202416011D) is licensed by the Monetary Authority of Singapore as a capital markets services licensee permitted to deal in capital markets products and does not provide tax, legal, or investment advice or recommendations. Products and services offered in Singapore are provided by RHSG, and nothing in the published material constitutes an offer or solicitation to conduct business in any other jurisdiction.

Robinhood Singapore routes all orders through Robinhood Securities, LLC (“Robinhood Securities”), which clears and settles all trades.

Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities.

Options are complex products, involve significant risk and are not suitable for all investors. You could lose more than your initial invested capital. You should only invest in financial products that match your knowledge and experience. Please review Characteristics and Risks of Standardized Options prior to engaging in options trading.

Margin investing and options investing are optional and subject to Robinhood’s eligibility and appropriateness criteria.

Robinhood Securities, LLC is regulated in the U.S. by the SEC and FINRA.

Robinhood Singapore Pte. Ltd. and Robinhood Securities, LLC are subsidiaries of Robinhood Markets, Inc.

Robinhood does not provide investment advice. Individual investors should make their own decisions. Please read the terms before using our services and, if necessary, seek advice.

Commission-free trading refers to $0 commissions on stocks for Robinhood self-directed individual brokerage accounts that trade U.S. listed securities and ADRs. Keep in mind, contract fees apply when trading options and other costs such as exchange fees and regulatory fees may also apply. Please see RHSG’s Fee Schedule to learn more.

© 2026 Robinhood. All rights reserved.
Follow us on

All investing involves risk and loss of principal is possible.

Robinhood Singapore Pte. Ltd. (“RHSG”) (Reg. No. 202416011D) is licensed by the Monetary Authority of Singapore as a capital markets services licensee permitted to deal in capital markets products and does not provide tax, legal, or investment advice or recommendations. Products and services offered in Singapore are provided by RHSG, and nothing in the published material constitutes an offer or solicitation to conduct business in any other jurisdiction.

Robinhood Singapore routes all orders through Robinhood Securities, LLC (“Robinhood Securities”), which clears and settles all trades.

Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities.

Options are complex products, involve significant risk and are not suitable for all investors. You could lose more than your initial invested capital. You should only invest in financial products that match your knowledge and experience. Please review Characteristics and Risks of Standardized Options prior to engaging in options trading.

Margin investing and options investing are optional and subject to Robinhood’s eligibility and appropriateness criteria.

Robinhood Securities, LLC is regulated in the U.S. by the SEC and FINRA.

Robinhood Singapore Pte. Ltd. and Robinhood Securities, LLC are subsidiaries of Robinhood Markets, Inc.

Robinhood does not provide investment advice. Individual investors should make their own decisions. Please read the terms before using our services and, if necessary, seek advice.

Commission-free trading refers to $0 commissions on stocks for Robinhood self-directed individual brokerage accounts that trade U.S. listed securities and ADRs. Keep in mind, contract fees apply when trading options and other costs such as exchange fees and regulatory fees may also apply. Please see RHSG’s Fee Schedule to learn more.

© 2026 Robinhood. All rights reserved.