Nov 3, 2025

Robinhood and Sage Home Loans Team Up to Democratize Access to Homeownership

Robinhood Teams up with Sage Home Loans

All eligible Robinhood Gold subscribers now have access to exclusive discounted mortgage rates and closing credits through Sage’s tech-driven lending platform.

Robinhood, the financial services platform on a mission to democratize finance for all, has fully rolled out a new mortgage offer for Robinhood Gold subscribers through an exclusive agreement with Sage Home Loans, a modern digital mortgage lender.

Starting today, all eligible Robinhood Gold subscribers can access mortgage rates at least  0.75% below the national average, along with a $500 credit toward closing costs on new home purchases or refinances, powered by Sage Home Loans.

The exclusive mortgage offer was first piloted over the summer to a small group of Robinhood Gold subscribers. The broader launch comes at a time when affordability challenges are weighing on buyers, and refinancing can potentially help homeowners save significantly over the lifetime of their loans..

While the collaboration introduces Robinhood’s customers to Sage’s streamlined lending experience, it also underscores a larger transformation within the mortgage industry — where data-driven technology, transparency, and user experience are rapidly reshaping how people buy and refinance homes.

As the exclusive lender powering the offer, Sage Home Loans combines mortgage expertise with modern technology to deliver a seamless and transparent lending experience. Through its data-driven platform, Sage simplifies each stage of the home financing process, helping borrowers move from application to close with greater confidence and efficiency. The company’s mission is to expand access to homeownership by lowering costs and removing barriers for today’s buyers.

“This work reflects Sage’s commitment to leading the future of home lending,” said Mike Malloy, CEO of Sage Home Loans. “We’ve built a mortgage experience that’s simple, digital, and transparent — and collaborating with Robinhood shows what’s possible when technology meets accessibility. Our goal is to help more people turn financial progress into homeownership, one of life’s most meaningful milestones.”

“Robinhood’s mission is to democratize finance for all, and this new benefit for annual Gold subscribers underscores that commitment,” said Sakhi Gandhi, Director of Partnerships at Robinhood. “Through our work with Sage Home Loans, we’re helping reduce financial barriers to homeownership and empowering customers to build wealth through one of life’s most important investments.”

Together, Sage and Robinhood are empowering Robinhood Gold subscribers to explore loan options and connect with Sage’s loan officers through a seamless digital experience. The offer is available to eligible Gold members through the Robinhood app.

Disclosures

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

Robinhood Gold offer, powered by Sage Home Loans. Sage Home Loans Corporation NMLS ID #3304 is not affiliated with any Robinhood entity. Robinhood is not a lender. Average based on your loan scenario, informed by the Mortgage News Daily national average. See these important disclosures.

“Robinhood” and the Robinhood feather logo are registered trademarks of Robinhood Markets, Inc. All other names are trademarks and/or registered trademarks of their respective owners.

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U.S. brokerage services are offered through Robinhood Financial LLC, a registered broker dealer (member SIPC) and U.S. clearing services through Robinhood Securities, LLC, a registered broker dealer (member SIPC). Find more information on FINRA's BrokerCheck.

U.K. brokerage services are offered through Robinhood U.K. Ltd, an authorised and regulated firm by the U.K. Financial Conduct Authority (FRN: 823590), and introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, arranging custody services and margin lending to eligible UK customers with margin accounts. Robinhood Securities, LLC is regulated in the U.S. by the SEC and FINRA.

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A self-custody cryptocurrency wallet, Robinhood Wallet, and related services are offered through Robinhood Non-Custodial, Ltd. (a limited company organized in the Cayman Islands).

The Robinhood Money spending account is offered through Robinhood Money, LLC (NMLS ID: 1990968), a licensed money transmitter.

Say Technologies, LLC provides technology services for shareholder engagement and communication.

Sherwood Media, LLC produces fresh and unique perspectives on topical financial news.

All are affiliated entities and wholly-owned subsidiaries of Robinhood Markets, Inc.

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2025 Robinhood. All rights reserved.
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All investing involves risk.

U.S. brokerage services are offered through Robinhood Financial LLC, a registered broker dealer (member SIPC) and U.S. clearing services through Robinhood Securities, LLC, a registered broker dealer (member SIPC). Find more information on FINRA's BrokerCheck.

U.K. brokerage services are offered through Robinhood U.K. Ltd, an authorised and regulated firm by the U.K. Financial Conduct Authority (FRN: 823590), and introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, arranging custody services and margin lending to eligible UK customers with margin accounts. Robinhood Securities, LLC is regulated in the U.S. by the SEC and FINRA.

U.S. cryptocurrency services are offered through Robinhood Crypto, LLC (NMLS ID: 1702840). EU cryptocurrency services are offered for eligible EU customers through an account with Robinhood Europe, UAB (company number 306377915), registered in Lithuania as a virtual currency exchange and virtual currency depository wallet operator.

A self-custody cryptocurrency wallet, Robinhood Wallet, and related services are offered through Robinhood Non-Custodial, Ltd. (a limited company organized in the Cayman Islands).

The Robinhood Money spending account is offered through Robinhood Money, LLC (NMLS ID: 1990968), a licensed money transmitter.

Say Technologies, LLC provides technology services for shareholder engagement and communication.

Sherwood Media, LLC produces fresh and unique perspectives on topical financial news.

All are affiliated entities and wholly-owned subsidiaries of Robinhood Markets, Inc.

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2025 Robinhood. All rights reserved.