Deposit crypto. Earn up to 2% back. Help unlock more for everyone.

From June 24-July 7, Robinhood is introducing a limited-time community deposit match. When you deposit crypto, you’ll get 1% back instantly in cash—and if the community meets a shared goal, everyone earns an extra 1%.

Your crypto transfer does more than boost your portfolio—it helps the whole community get rewarded.

You need to be enrolled in crypto transfers, and make a $1 or greater deposit of crypto during the promotion period, which is June 24-July 7, 2025 (excluding deposits of USDC). New York residents are not eligible.

To qualify for a match, your net deposits across crypto, ACATS transfers, and cash deposits must remain positive. If withdrawals exceed your total deposits—bringing your net deposit amount into the negative during the promotional period—additional crypto deposits would not be eligible for a match.

When you deposit any supported crypto (excluding USDC) worth $1 or more, you’ll automatically receive 1% in cash, credited to your self-directed individual investing account right away.

When the community hits $500 million in net crypto deposits during the promo period, every qualifying customer gets an additional 1% back in cash.

This bonus will be calculated based on your net deposits—what you’ve deposited minus any withdrawals.

You can check the community’s progress anytime in the Crypto Season hub in the app. The tracker updates frequently and shows:

• Total community deposits vs. the goal
• Your personal contributions and earned rewards

Any of our supported coins qualify for this promotion, except for any e-money tokens (USDC).

Each 1% match is immediately paid out to your self-directed individual brokerage account following an eligible crypto deposit (excluding USDC). The community deposit match will be rewarded within 24 hours of the goal being met.

To keep the match, you must keep the value of the crypto deposit and the corresponding cash reward on Robinhood for 1 year. If your total portfolio balance falls below the amount of net deposits that received a boost before the year period ends, the match reward may be reclaimed when withdrawing funds or assets from Robinhood. The value of the original deposit amount isn’t subject to removal—only the matched cash amount.

To be eligible, your account must maintain a net positive deposit amount within the offer period. This means that your total deposits, minus any withdrawals, should result in a positive balance.

After the promotion ends, crypto deposits will no longer earn the match. Keep in mind, you’ll need to maintain positive net deposits for 1 year to prevent withdrawals from impacting your match payout.

If your total portfolio balance falls below the amount of net deposits that received the match before the 1-year period ends, the reward may be reclaimed when withdrawing funds or assets. The original deposit amount isn’t subject to removal—only the matched cash amount.

Market fluctuations can affect your portfolio value, but they don’t impact your bonus directly. However, if your portfolio decreases and you withdraw funds, a portion of your match may be subject to removal.

The bonus is reported as miscellaneous income in your individual investing account. Review the Crypto tax FAQ for additional information.

BY PARTICIPATING IN THE PROMOTION, YOU (“PARTICIPANT” OR “YOU”) ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, DO NOT PARTICIPATE IN THE PROMOTION.

These terms and conditions (“Terms”) apply to your access to and participation in the Robinhood Crypto Community Deposit Match promotion (the “Promotion”), which is operated by Robinhood Crypto, LLC (collectively, “RHC”, “our”, “us”, or” we”). These Terms complement and incorporate by reference the Robinhood Crypto Customer Agreement (the “Customer Agreement”). In the event of any conflict between the Customer Agreement and these Terms, the Customer Agreement will control. Any undefined terms in the Terms have the meanings given to them in the Customer Agreement.

Certain Definitions:

• “Community Goal” means at least $500,000,000 of Qualifying Crypto Deposits to the Platform and eligible crypto deposits to the Robinhood Europe platform during the Offer Period.
• “Deposits” means any deposit to the Robinhood Platform, including without limitation, (i) any cryptocurrency deposit to your RHC Account from an external wallet, (ii) any Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments to your Brokerage Account from an external brokerage account, (iii) any cash deposits to your Brokerage Account, as defined below, including without limitation, ACH, wire transfers, and debit card transactions, and (iv) a transfer of cash or investments from a tax-advantaged retirement account at an institution other than Robinhood Markets, Inc. or any of its wholly-owned subsidiaries (collectively, “Robinhood”).
• “Net Transferred Asset Value” is the total USD value of all Deposits during the Offer Period minus the total USD value of any Withdrawals during the Offer Period.
• “Offer Period” the period from 8 AM ET on June 24 to 11:59 PM ET on July 7, 2025.
• “Qualifying Crypto Deposit” is any deposit of supported cryptocurrency from an external wallet valued at greater than $1.00 to your RHC Account, excluding any deposits of USDC. Additional information regarding cryptocurrencies RHC supports for crypto transfers can be found in this Help Center article.
• “Withdrawals” means any withdrawal from the Robinhood platform, including without limitation, (i) any cryptocurrency withdrawals to an external wallet from your RHC Account, (ii) any ACATs transfer out from your Brokerage Account to an an external brokerage account, (iii) any cash withdrawals from your Brokerage Account or your Spending Account with Robinhood Money, LLC, including, originated and non-originated ACH, wire transfers, and debit card transactions, and (iv) a transfer of cash or investments from Robinhood tax-advantaged retirement account to a tax-advantaged retirement account at an external institution. However, a withdrawal shall not include the purchase of cryptocurrencies in your RHC Account or of an investment in your Brokerage Account, such as a stock.

Eligibility: The Promotion is only available to customers who: (1) have a RHC Account; (2) have an individual or joint Robinhood taxable brokerage account (“Brokerage Account”); and (3) successfully complete at least one Qualifying Crypto Deposit(s) within the Offer Period, subject to the limitations below.

Offer: The Promotion is valid only for the Offer Period; however, RHC may change these dates at any time without notice. Eligible RHC customers who complete a Qualifying Crypto Deposit within the Offer Period will receive a reward as follows:

• If, prior to initiating a Qualifying Crypto Deposit, your Net Transferred Asset Value is greater than or equal to $0, you will receive a cash reward equal to 1% (or 2% if the Community Goal is achieved) multiplied by the USD value of the Qualifying Crypto Deposit.
• If, prior to initiating a Qualifying Crypto Deposit, your Net Transferred Asset Value is negative and you make a Qualifying Crypto Deposit that causes your Net Transferred Asset Value to become positive, you will receive a cash reward equal to 1% (or 2% if the Community Goal is achieved) multiplied by an amount equal to (x) the USD value of the Qualifying Crypto Deposit plus (y) your Net Asset Transferred Value prior to such Qualifying Crypto Deposit. As an example, if your Net Transferred Asset Value is -$400 and you deposit $1000, you will receive a Crypto Deposit Bonus equal to 1% of $600.

In order to receive any bonus, you must have a positive Net Transferred Asset Value at the time the Qualifying Crypto Deposit settles.

Any cash rewards received under this Promotion (a “Crypto Deposit Bonus”) are payable to your Brokerage Account and are subject to a one-year earn-out discussed in the “Limitations” section below. Your Crypto Deposit Bonus will be credited to your Brokerage Account promptly but no later than one (1) business day from when your Qualifying Crypto Deposit settles, subject to any limitations described below.

If the Community Goal is achieved during the Offer Period, any Crypto Deposit Bonus will be calculated using a 2% bonus rate rather than the 1% rate. In such event, any Crypto Deposit Bonus (as may be adjusted for any chargebacks as described below in the “Limitations” section) previously earned during the Offer Period will be retroactively adjusted to reflect the 2% bonus rate, and an additional amount will be credited to true up the previously awarded bonus accordingly.

Please note that a Crypto Deposit Bonus is only available for cryptocurrencies (other than USDC) that are successfully deposited and settled, and will not be granted for cryptocurrency deposits that are rejected. The USD value of the Qualifying Crypto Deposit is based on the value of such deposit at the time of settlement as determined in RHC’s reasonable discretion. Settlement is deemed to occur when the cryptocurrency is posted to the account and available to trade.

Limitations: The Promotion excludes all deposits of USDC. If, during the one-year period after receiving a Crypto Deposit Bonus, you initiate one or more Withdrawal from the Robinhood Platform, after which, the value of your accounts on the Robinhood platform is less than the Net Transferred Asset Value (excluding the bonus(es) amount received), Robinhood will chargeback a proportional amount of the applicable Crypto Deposit Bonus amount, separate from and in addition to any fees that may be charged for such Withdrawal. If you have cash available in your Brokerage Account, this chargeback will be deducted from your available cash balance. If you have insufficient cash available in your Brokerage Account to cover the chargeback, this fee may be debited from your outgoing financial institution, or added to a margin balance, if applicable.

In the event that RHC determines in its sole discretion that there may have been fraudulent activity or a violation of these Terms in connection with your participation in the Promotion, RHC reserves the right to (i) either decline to grant a Crypto Deposit Bonus, or (ii) to rescind or liquidate a Crypto Deposit Bonus, any security or any dollar proceeds derived from a Crypto Deposit Bonus. Your Crypto Deposit Bonus will be credited to your Brokerage Account promptly but no later one (1) business day from when your Qualifying Crypto Deposit settles, though this timeline may be delayed in RHC’s sole discretion if, for example, RHC determines that there are indications of fraud or a violation of these Terms.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to this cash reward.

Disclosures: The Promotion is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer deposits cryptocurrencies into an RHC Account. RHC reserves the right to change the offer terms or terminate the offer at any time without notice. The offer is not transferable or saleable and is available to U.S. residents only. The offer is only available for personal use, and may not be used for commercial purposes.

The trading and holding of digital assets involves significant risk, including the risk of substantial loss. Please read the Robinhood Cryptocurrency Risk Disclosure before transacting in any cryptocurrency through the Robinhood Platform.

Crypto services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). RHC is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review our licenses for more information. Cryptocurrencies held through RHC are not FDIC insured or SIPC protected.

Securities trading offered through Robinhood Financial LLC, Member SIPC, a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc.