Crypto average cost

Average cost is the total amount you've spent buying crypto on Robinhood divided by the total number of coins you currently hold from purchases. When you sell, both your total cost and coin count are reduced proportionally, so the average cost per coin stays the same. A new purchase then moves the average toward the price you just paid.

Average Cost = Total Cost ÷ Total Coins

Every time you buy or sell, this number updates.

ActionCoinTotal CostAvg Cost/Coin
Buy 2 BTC @ $50,0002$100,000$50,000
Buy 1 BTC @ $80,0003$180,000$60,000
Sell 1 BTC2$180,000 × (2/3) = $120,000$60,000
Buy 1 BTC @ $90,0003$120,000 + $90,000 = $210,000$70,000

How to read this:

  • Buying adds to both your coin total and your total cost, so average cost moves toward the price you just paid.
  • Selling removes coins and a proportional share of your total cost and it doesn't change your average cost, since you're removing coins at the same average rate you paid for them. That's why the average stays at $60,000 after the sale in the example above.
  • Buying again afterwards pulls the average cost up (or down) again, based on the new purchase price.

Your average cost is a reference for your estimated unrealized gains and losses. It shouldn’t be used for tax purposes.

Note

You might see N/A or a dash in place of a value:

  • N/A: shown for transfers without cost basis. Once you add it, your average cost updates usually within a day.
  • Dash (-): shown while recent transactions are being processed.

Cost basis

Typically, cost basis is the amount that you paid when buying an asset or the value determined at the time of receipt or transaction. Received crypto will use a cost basis at fair market value calculated at the time of receipt or redemption for tax purposes.

Fair market value (FMV)

Fair market value is the price at which an asset would change hands between a willing buyer and a willing seller.

Total return

Total return refers to how much your holdings have gained or lost since the day they were added to your portfolio. It’s calculated as the difference between the current value of your crypto holdings and their average cost.

Total return = Quantity held x (mid price - average cost)

Today’s return

Today’s return measures the return that your holdings produce over a 24-hour cycle between 12:01 AM-12 AM. The starting value is set using your quantity held and the mid price at 12:00 AM the evening before.

Today’s return = Quantity held at 12 AM x (mid price - opening price) + quantity purchased or rewarded today x (mid price - average cost of crypto purchased or rewarded today)

FAQ

What is average cost and why does it matter?

The average cost is used as a reference point for estimating unrealized gains, and isn’t intended for determining your realized gain or loss for tax reporting purposes. If the average cost calculation changes, you’ll see a tooltip explaining the change. You can also tap on the average cost on the crypto detail pages to see how the average cost is defined.

Why did my average cost go up?

Your average cost may have changed because the calculation factors in sells. When you sell, the proportional cost of those sold coins is removed from your total, which can shift the average if earlier transactions were recorded differently under the previous method.

Is average cost the same as cost basis?

No. Don't use these average cost calculations to determine your realized gains or losses for tax reporting purposes because they may not match your tax forms, if applicable.

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All investing involves risk and loss of principal is possible.

Robinhood U.K. Ltd (Robinhood UK) is a company registered in England and Wales (09908051) and is authorised and regulated by the Financial Conduct Authority (FRN: 823590). Robinhood UK onboards UK customers and has the lead customer relationship with UK customers in relation to their use of the Robinhood UK app and website.

Robinhood UK introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, arranging custody services, securities lending, and margin investing to eligible UK customers with margin accounts. Margin is provided by Robinhood Securities, LLC. Robinhood UK can only introduce customers to Robinhood Securities, LLC for margin investing.

Robinhood U.K. Ltd introduces UK customers to Robinhood Derivatives, LLC for futures investing.

Margin investing is a high risk product. Leverage can magnify your losses and you could lose more than your initial capital. You must also repay your margin loan and any interest charges, which may result in the sale of securities.

Options and futures are complex products, involve significant risk and are not suitable for all investors. You could lose more than your initial invested capital. You should only invest in financial products that match your knowledge and experience. Review Characteristics and Risks of Standardized Options prior to engaging in options trading and the Futures Risk Disclosure Statement prior to engaging in futures trading.

Stock lending, margin investing and options and futures investing are optional and subject to Robinhood's eligibility and appropriateness criteria.

Robinhood Securities, LLC is regulated in the US by the SEC and FINRA. Robinhood Derivatives, LLC is regulated by the CFTC and is an NFA member.

Robinhood UK, Robinhood Securities, LLC, and Robinhood Derivatives, LLC are subsidiaries of Robinhood Markets, Inc.

Robinhood does not provide investment advice. Individual investors should make their own decisions. Read the terms before using our services and, if necessary, seek advice.

Commission-free trading refers to $0 commissions on stocks for Robinhood self-directed individual brokerage accounts that trade US listed securities and ADRs. Keep in mind, contract fees apply when trading options and futures and other costs, such as exchange fees and regulatory fees may also apply. Review Robinhood UK’s Fee Schedule to learn more.

UK Privacy policy

Robinhood U.K. Ltd, 70 Saint Mary Axe (Suite 404), London, England, EC3A 8BE. © 2026 Robinhood. All rights reserved.