Robinhood is Now Open to Agents

Customers can connect their own AI agents to Robinhood to help manage and automate trading and credit card purchases, with built-in safety controls and a real-time activity feed

The future of agentic finance has arrived at Robinhood. Today, we're launching Agentic Trading and the Agentic Credit Card, enabling AI agents to trade and make credit card purchases on your behalf. Whether you’re looking to execute a specific trading strategy, or simply buy the cheapest flight available, you can build agents to help manage your investments and spending safely and autonomously. You can now give your agents direct access to Robinhood without the workarounds or unofficial APIs holding you back elsewhere.

"Our mission has always been to democratize finance for all, and now, that mission extends to AI agents," said Vlad Tenev, CEO of Robinhood.

Bring your agents from anywhere and simply connect them to Robinhood’s AI-native Model Context Protocol (MCP) servers for fast, seamless integration into the Robinhood experience.

Agentic Trading

Agents can now access the power of Robinhood’s trading platform. You can open a dedicated agentic trading account separate from the rest of your portfolio, meaning your agent only has access to the funds you deposit into that account. You'll get push notifications any time your agent makes a trade and can see a real-time activity feed and P&L directly in the Robinhood apps. If you ever need to pause trading, you can disconnect the agent at any time with the tap of a button.

Your agent can define strategies based on your investing and trading goals in your Agentic Trading account. For example:

A long-term investor can have their agent analyze their portfolio for concentration risk and sector exposure, identify where they're over or underweight, and execute a rebalance.
A thematic investor with conviction in AI or semiconductors can have an agent build an initial portfolio matching their criteria, monitor the space for new entrants and analyst upgrades, and rebalance toward the strongest opportunities at a regular cadence.
An active trader can backtest a mean reversion strategy to see how it performed historically, and deploy it to automatically buy oversold stocks and sell when they revert to the mean.

Agentic Trading is launching in beta with support for equities only out of the gate. Support for options, crypto, event contracts, futures, and more are coming soon as we move out of beta.

Agentic Credit Card

As one of the first products of its kind, the Agentic Credit Card empowers your agents to spend on your behalf by connecting them to Robinhood Banking’s MCP server. During setup, you’ll connect your agent to a dedicated virtual Robinhood Gold Card, set a specific spending limit that only you control and choose whether to require manual approvals or not. By default, agents are restricted to that individual virtual card only, with no access to your primary credit card number or any other Robinhood account information.

Once up and running, the agent can scan for the best prices, monitor availability, and make purchases automatically based on your instructions, all while earning 3% cash back.

Instead of spending hours researching and tracking prices, your agent can handle it for you. You tell it what to shop for and at what price before it takes action. For example:

A sneakerhead can tell their agent to buy a coveted new release in their size whenever it drops below $300.
A foodie can instruct their agent to book the most exclusive restaurant reservation in town as soon as their preferred date and time becomes available.
A small business owner can use their agent to fill multi-item order lists (e.g. buy me the ingredients to make a custom cake without spending more than $50), or even buy a website domain.
A pet owner could ask their agent to buy a highly rated item on Amazon (e.g. buy me a 5-star rated, durable dog toy for no more than $30) to avoid endless searching.

Like agentic trading, we’ve designed the agentic card experience with safety and control as the top priority. You can choose to set monthly limits, view your expense history directly in the Robinhood Banking app, and can also simply delete the virtual card at any time with the tap of a button.

The Agentic Credit Card is available to existing Robinhood Gold Card customers, with support for the Robinhood Platinum Card to follow when the card launches later this year.

Safety-Always Approach

Autonomous trading and spending doesn’t mean surrendering control over your finances. We've approached this launch with a safety-always mindset, ensuring customers maintain oversight over their agents 24/7. In addition to spending controls, limited account access, and the ability to instantly disable your agents, we also offer:

Fraud Detection: If a trade or payment looks off, Robinhood’s support team can review exactly what you asked the agent to do, see what it actually did, and help you quickly resolve any disputes.
Manual Approvals: Opt in to manually approve every credit card purchase before it goes through.
Preview Trades: When appropriate, agents will preview orders with customers whenever they ask to place a trade so customers can see all the details of the order before it’s processed.

The Future of Agentic Finance

Over the coming weeks and months, we’ll expand the capabilities of both Agentic Trading and the Agentic Credit Card and will introduce new AI-powered products that are geared toward the everyday investor, not just those who consider themselves experts.

You can connect your agents today using Robinhood’s Trading and Banking MCP servers. Full API documentation and integration guides are available at robinhood.com/us/en/support/agentic-trading and robinhood.com/us/en/support/articles/agentic-credit-card.

Disclosures:

All investments involve risk and loss of principal is possible.

Robinhood Agentic Trading is a new product that allows customers to connect a third-party AI agent to a dedicated Robinhood account to automate investment decisions and order placement. This product operates differently from traditional self-directed investing – orders may be placed by an AI agent for execution without your direct input on each transaction.

Agentic trading involves significant risk, including the possible loss of your entire investment. AI-driven strategies may perform poorly under certain market conditions, move quickly, and may be difficult to monitor or stop in real time. This product may not be appropriate for all investors.

AI agents can make errors, misinterpret instructions, act on incomplete or outdated information, and may behave in unexpected ways. Robinhood does not guarantee the accuracy, completeness, or suitability of any agent output, and is not responsible for losses resulting from agent-generated decisions. Customers are responsible for reviewing account activity, monitoring positions, and ensuring the agent is operating as intended.

By creating an Agentic Account, you authorize third-party AI agents to view your account data and execute trades on your behalf. Robinhood does not control, supervise, monitor, recommend, or audit these AI agents. Once your data is shared with an AI provider of your choice, it leaves Robinhood's security environment and is governed by that provider's terms, not ours. You assume all risk for orders placed by your AI agent for execution and for any use of your data by third-party AI providers. Brokerage services are offered through Robinhood Financial LLC, ("RHF") a registered broker dealer (member SIPC) and clearing services through Robinhood Securities, LLC, ("RHS") a registered broker dealer (member SIPC). RHF and RHS are not banks.

Robinhood Gold Card is offered by Robinhood Credit, Inc. (“RCT”), and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. RCT, is a financial technology company, not a bank. Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See Robinhood Gold Card rewards program terms for details. Rewards program terms are subject to change.

RHF, RHS, and RCT are affiliated entities and wholly-owned subsidiaries of Robinhood Markets, Inc.

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