Robinhood Cortex

Similar to Robinhood Cortex Digests, Robinhood Cortex leverages artificial intelligence (AI) to generate plain-language answers to your questions. Cortex is your conversational AI copilot for navigating the app, uncovering investment insights, and getting support based on your overall portfolio with Robinhood.

Keep in mind that Cortex is only available to our Robinhood Gold members ($5 monthly subscription).

Get started

Cortex can help you with portfolio knowledge, investment research, orders, app navigation, support, and benefits, all without leaving our app.

  1. Within your Robinhood account, select the Cortex icon at the top right (next to the Search tool as highlighted in the following image)
  • Note that the first time you use Cortex, you’ll be introduced to its value props and asked to review and agree to the Robinhood Cortex agreement
  1. Ask or enter a question like “How is my portfolio doing today?” or “What is a dividend?” (as shown in the following example)
  • Voice-to-text is available for asking your question
  1. Cortex will answer
  2. You can then ask follow-up questions and Cortex will:
  • Use research for insights like portfolio knowledge, market insights, and financial planning
  • Streamline app actions like market, stop, and limit orders
  • Monitor market movement and breaking news that may impact your portfolio
  • Link to our support team for further assistance

Cortex icon example

Cortex example

Evolving over time

Cortex will continue to evolve after we launch it. Features that are not available now may be added in the future. Think of Cortex as Robinhood's very own in-app assistant.

What it can’t do

  • Financial advice: Cortex cannot give buy or sell recommendations or predict future price moves.
  • Complex trades: It currently cannot assist but can link you to limit orders, futures trades, or multi-leg options trades.
  • Administrative tasks: It cannot complete tasks such as account changes, refunds, asset transfer reimbursements, or Retirement operations. However, it will link you to where in the app you can complete tasks like changing your password.
  • Unsupported data: It does not have access to open-web browsing or social media sentiment (like Reddit or X data).
  • Submit trades or transfers: It can create the order, but you will need to review and submit it.

Stock discovery

Cortex can create specific screeners to help you discover stocks that match specific criteria to market data. For example, you can ask a question like “Show me large-cap stocks with relatively low P/E ratios.” It’ll then show you the screen criteria, the list, the source it used, and may suggest additional filters to shorten the list.

Chat history

For a current chat, Cortex will keep it open for the next 2 hours. After 2 hours of inactivity, it’ll save the chat as text in your chat history in the app. You can view previous chats with Cortex by selecting the Clock rewind icon at top right.

Cortex chat history is stored for the next 30 days. Voice requests are transcribed by AI and stored as text in your chat history.

Disclosures

Robinhood Cortex ("Cortex") is a conversational artificial intelligence tool made available to Robinhood Gold subscribers through the Robinhood app on iOS that allows you to interact with your account, receive information, and execute certain transactions using natural language text or voice commands. Securities trading and Cortex offered through Robinhood Financial LLC, member FINRA/SIPC, a registered broker-dealer and subsidiary of Robinhood Markets, Inc. Cortex is provided by Robinhood Financial LLC exclusively to Robinhood Gold subscribers. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

CORTEX IS NOT AN INVESTMENT ADVISOR AND DOES NOT PROVIDE INVESTMENT ADVICE, RECOMMENDATIONS, OR ENDORSEMENTS. All information, responses, insights, and content generated by Cortex are provided solely for informational and educational purposes.

Review the Robinhood Cortex Disclosure carefully to understand key information about the functions, limitations, and risks associated with Robinhood Cortex.

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Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

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Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.