Spending account disputes can be filed at any time and will be investigated. However, to avoid being potentially responsible for an unauthorized transaction, you must file a dispute within 60 calendar days from when your monthly statement was made available that shows the disputed transaction.

Anything outside of the 60-day time frame can still be disputed but for Reg E applicable transactions, you may not qualify for temporary credit. These guidelines aren’t set by Robinhood, but by the card networks and the law.