A margin maintenance call is when your portfolio value decreases to less than your total maintenance requirement.

Margin maintenance calls can happen for a variety of reasons, including a decline in the value of your holdings, ACH reversals, or options assignments.

If you get a margin maintenance call, you must increase your portfolio value back up to your total maintenance requirement, or you risk Robinhood selling some or all of your securities, with or without your prior approval.

Keep in mind that crypto holdings are not factored in when issuing margin calls because they aren't securities and are held with our affiliate, Robinhood Crypto, LLC.

Margin calls are no fun, so we’re happy to give you some tips on how to avoid them.

• You can compare your portfolio value to your total maintenance requirement with this link to determine if you're approaching a margin call. Review What’s the total maintenance requirement for more details on how the requirement is calculated. Note that crypto holdings are not factored in when issuing margin calls.

• Look out for updates from us when your portfolio value is getting close to your investing account’s total maintenance requirement. You’ll typically receive an in-app message when you’re close to receiving a margin call, and after you get a margin call, you’ll receive an email.

• If you elect to deposit funds after receiving such a message in the app or a margin call, you may see a pre-filled or optional deposit amount that we expect will help keep your portfolio value above your total maintenance requirement. However, depositing the suggested amount doesn’t guarantee that you won’t get a margin call. Any pre-filled or optional deposit amount is provided solely for your reference, is subject to change, and isn’t a recommendation. You can always enter a different deposit amount or sell stocks to help keep your portfolio value above your total maintenance requirement.

You can resolve a margin call in a few different ways, including:

• Deposit additional funds or initiate an account transfer to increase your portfolio value above the total maintenance requirement. Note that crypto holdings are not factored in when issuing margin calls.

• Sell some of your securities to cover the required amount. The proceeds from the sales can help cover your margin call. This may allow you to avoid depositing additional funds. Keep in mind that you may also sell non-marginable positions, such as options or crypto to cover your maintenance call.

All investments involve risk including loss of principal. No investments are FDIC insured. All examples are hypothetical and don’t reflect actual or anticipated results. Content is provided for informational purposes only, doesn’t constitute investment advice, and isn’t a recommendation for any security, account type or feature, or trading strategy. Past performance doesn’t guarantee future results.

Margin investing involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation.

Robinhood Financial can change its maintenance requirements at any time without prior notice. If the equity in your account decreases to less than the total maintenance requirement, you’ll have to deposit additional cash or acceptable collateral. If you fail to meet your minimums, Robinhood Financial may be forced to sell some or all of your securities, with or without your prior approval.

For more information, review FINRA’s Investor Alert and Robinhood Financial’s Customer Relationship Summary, Margin Disclosure Statement, and Margin Agreement. These disclosures contain important information on Robinhood Financial’s products and services, conflicts of interests, lending policies, interest charges, and the risks associated with margin investing enabled accounts.