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Using Cash Versus Margin

You’ll only start using margin once the cash in your account has been fully invested. This means that if you’ve upgraded to Robinhood Gold and you have cash in your account, you won’t start using your margin right away.

Once you buy your first shares on margin, we’ll update your Account Overview to show what percentage of your stocks are purchased with margin. Also, when buying a stock, you can tap the estimated cost label on the order screen to see how much cash and margin you’ll use for your investment.


You have $3,000 in your account: $2,800 in stocks and $200 in cash. You upgrade to Robinhood Gold and receive $2,000 of Gold Buying Power. Now, you buy $1,000 of stock.

You’ll have used $800 of Gold Buying Power because we’ll use your $200 of cash towards the purchase of the new stocks before we apply your Gold Buying Power.

Still have questions? Contact Robinhood Support