Crypto deposit match | Robinhood

Crypto deposit match

When you deposit crypto into Robinhood Crypto between October 9, 2025 and November 19, 2025, you’ll earn a deposit match on a portion of the net transferred asset value. Keep in mind that you cannot trade or withdraw the reward value for 18 months.

Note

The deposit match does not apply to deposits of USDC. This offer is only available to our US customers in an eligible jurisdiction. Check out Crypto availability for details about what’s eligible to trade where.

Check out supported coins for information on which coins are supported through crypto transfers. Other terms apply.

How do I qualify?

You must be enrolled in crypto transfers and make a crypto deposit of $1 or more during the promotional period starting October 9, 2025 at 7 AM PT until 9 PM PT on November 19, 2025 (excluding deposits of USDC).

Are there limitations on the deposit match?

You must keep your account balance above the value of your deposits for 18 months to keep your deposit match. You’ll be required to hold your deposits in your account and not withdraw this amount until the holding period has ended. The reward cannot be withdrawn for 18 months, but it can be exchanged for crypto or equities.

Which coins qualify?

Any of our supported coins qualify for this promotion, except for any e-money tokens (USDC).

How do I claim my crypto reward?

The match reward for the deposited crypto will automatically be added to your brokerage account.

Why did my reward amount decrease?

The crypto deposit match is calculated based on your net deposit activity. You can view your deposit and withdrawal history in the app. Your reward amount could decrease if you withdraw crypto assets before the 18-month holding period ends and your account balance decreases to less than the required threshold.

Terms and conditions

BY PARTICIPATING IN THE PROMOTION, YOU (“PARTICIPANT” OR “YOU”) ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, DO NOT PARTICIPATE IN THE PROMOTION.

These terms and conditions (“Terms”) apply to your access to and participation in the Robinhood Crypto Bonus Offer promotion (the “Bonus Offer”), which is operated by Robinhood Crypto, LLC (collectively, “RHC”, “our”, “us”, or” we”). These Terms complement and incorporate by reference the Robinhood Crypto Customer Agreement (the “Customer Agreement”). In the event of any conflict between the Customer Agreement and these Terms, the Customer Agreement will control. Any undefined terms in the Terms have the meanings given to them in the Customer Agreement.

Definitions

  • Bonus Rate means the rate shown to the Participant in the original communication regarding the Bonus Offer.
  • Deposits means any deposit to the Robinhood Platform, including without limitation, (i) any cryptocurrency deposit to your RHC account from an external wallet, (ii) any Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments to your Brokerage Account from an external brokerage account, (iii) any cash deposits to your Brokerage Account, as defined below, including without limitation, ACH, wire transfers, and debit card transactions, and (iv) a transfer of cash or investments from a tax-advantaged retirement account at an institution other than Robinhood Markets, Inc. or any of its wholly-owned subsidiaries (collectively, “Robinhood”).
  • Net Transferred Asset Value is the total USD value of all Deposits during the Offer Period minus the total USD value of any Withdrawals during the Offer Period.
  • Offer Period is the period starting October 9, 2025 at 7 AM PT until 9 PM PT on November 19, 2025.
  • Qualifying Crypto Deposit is any deposit of supported cryptocurrency from an external wallet valued at greater than $1 to your RHC account, excluding any deposits of USDC. Additional information regarding cryptocurrencies RHC supports for crypto transfers is provided in Crypto transfers.
  • Withdrawals means any withdrawal from the Robinhood platform, including without limitation, (i) any cryptocurrency withdrawals to an external wallet from your RHC account, (ii) any ACATs transfer out from your Brokerage Account to an external brokerage account, (iii) any cash withdrawals from your Brokerage Account or your spending account with Robinhood Money, LLC, including originated and non-originated ACH, wire transfers, and debit card transactions, and (iv) a transfer of cash or investments from a Robinhood tax-advantaged retirement account to a tax-advantaged retirement account at an external institution. However, a withdrawal shall not include the purchase of cryptocurrencies in your RHC account or of an investment in your Brokerage Account, such as a stock.

Eligibility: The Bonus Offer is only available to customers who: (1) have a RHC account; (2) have an individual or joint Robinhood taxable brokerage account (“Brokerage Account”); (3) are in an eligible jurisdiction; (4) directly receive an email or in-app communication about the Bonus Offer; and (5) successfully complete at least 1 Qualifying Crypto Deposit within the Offer Period, subject to the limitations described in these Terms. RHC may decline requests to enroll in the Bonus Offer without notice and at its sole discretion.

Offer: The Bonus Offer is valid only for the Offer Period; however, RHC may change these dates at any time without notice. Eligible RHC customers who complete a Qualifying Crypto Deposit within the Offer Period will receive a reward as follows:

  • If prior to initiating a Qualifying Crypto Deposit, your Net Transferred Asset Value is greater than or equal to $1, you will receive a cash reward equal to the Bonus Rate multiplied by the USD value of the Qualifying Crypto Deposit.
  • If prior to initiating a Qualifying Crypto Deposit, your Net Transferred Asset Value is negative and you make a Qualifying Crypto Deposit that causes your Net Transferred Asset Value to become positive, you will receive a cash reward equal to the Bonus Rate multiplied by an amount equal to (x) the USD value of the Qualifying Crypto Deposit plus (y) your Net Asset Transferred Value prior to such Qualifying Crypto Deposit.

To receive any cash reward, you must have a positive Net Transferred Asset Value at the time the Qualifying Crypto Deposit settles. The cash reward cannot be withdrawn for 18 months.

Any cash rewards received under this Bonus Offer (a “Deposit Bonus”) are payable to your Brokerage Account and are subject to a 18-month earn-out discussed in the “Limitations” section of these Terms. Your Deposit Bonus will be credited to your Brokerage Account promptly but no later than 1 business day from when your Qualifying Crypto Deposit settles, subject to any limitations described below.

Note that a Deposit Bonus is only available for cryptocurrencies (other than USDC) that are successfully deposited and settled, and will not be granted for cryptocurrency deposits that are rejected. Any quarantined or blocked deposits that cannot be credited will not be eligible for a match. The USD value of the Qualifying Crypto Deposit is based on the value of such deposit at the time of settlement as determined in RHC’s reasonable discretion. Settlement is deemed to occur when the cryptocurrency is posted to the account and available to trade.

Limitations: The Bonus Offer excludes all deposits of USDC. If, during the 18-month period after receiving a Deposit Bonus, you initiate one or more Withdrawals from the Robinhood Platform, after which, the value of your accounts on the Robinhood platform is less than the Net Transferred Asset Value, Robinhood will chargeback a proportional amount of the applicable Deposit Bonus amount, separate from and in addition to any fees that may be charged for such Withdrawals. If you have cash available in your Brokerage Account, this chargeback will be deducted from your available cash balance. If you have insufficient cash available in your Brokerage Account to cover the chargeback, this fee may be debited from your account at the outgoing financial institution, or added to a margin balance, if applicable.

The reward also cannot be withdrawn from your account for 18 months, but it can be exchanged for equities or crypto.

In the event that RHC determines in its sole discretion that there may have been fraudulent activity or a violation of these Terms in connection with your participation in the Bonus Offer, RHC reserves the right to either (i) decline to grant a Deposit Bonus or (ii) rescind or liquidate a Deposit Bonus or any security or any dollar proceeds derived from a Deposit Bonus. Your Deposit Bonus will be credited to your Brokerage Account promptly but no later than one (1) business day from when your Qualifying Crypto Deposit settles, though this timeline may be delayed in RHC’s sole discretion if, for example, RHC determines that there are indications of fraud or a violation of these Terms.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to this cash reward.

Disclosures: The Bonus Offer is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer deposit cryptocurrencies into an RHC account. The Bonus Rate has been determined through the use of Artificial Intelligence models and may differ between customers. RHC reserves the right to change the offer terms or terminate the offer at any time without notice. The offer is not transferable or saleable and is only available to eligible US residents in an eligible jurisdiction. The offer is only available for personal use, and may not be used for commercial purposes.

The trading and holding of digital assets involves significant risk, including the risk of substantial loss. Please read the Robinhood Crypto Risk Disclosure before transacting in any cryptocurrency through the Robinhood Platform.

Crypto services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). RHC is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review our licenses for more information. Cryptocurrencies held through RHC are not FDIC insured or SIPC protected.

Securities trading offered through Robinhood Financial LLC (member SIPC), a registered broker-dealer. Robinhood Securities, LLC (member SIPC), a registered broker-dealer, provides brokerage clearing services. Both are subsidiaries of Robinhood Markets, Inc.

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RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2025 Robinhood. All rights reserved.