1% Crypto Deposit Boost | Robinhood

1% Crypto Deposit Boost

Robinhood Gold subscribers enrolled in crypto transfers who make an eligible crypto deposit (excluding USDC) between March 21, 2025 at 08:00 AM ET through March 31, 2025 at 12 AM ET will get a 1% boost.

How is my boost paid?

Each 1% boost is immediately paid out to your brokerage account following an eligible crypto deposit (excluding USDC). The boost is offered by Robinhood Crypto.

You must keep the value of crypto deposit and the corresponding cash reward on Robinhood for 1 year. If your total portfolio balance falls below the amount of net deposits that received a boost before the year period ends, the boost reward may be reclaimed when withdrawing funds or assets from Robinhood. The value of the original deposit amount isn’t subject to removal—only the 1% boost.

To qualify for a boost, your net deposits across crypto, ACATS transfers, and cash deposits must remain positive. If withdrawals exceed your total deposits—bringing your net deposit amount into the negative during the promotional period— additional crypto deposits would not be eligible for a boost.

Impact of withdrawals and transfers on your boost

Only successful deposits made during the promotional period are eligible for the boost, and withdrawals may impact your boost. You must keep your total portfolio balance above the boosted deposit total for 1 year.

Removal of funds is only eligible in cash. If you would like to forfeit any portion of the reward, you must have that value available in cash to be removed. Review Crypto Transfers for the full list of Crypto that we support.

Note

USDC deposits are not eligible for this promotion.

How do withdrawals impact my bonus?

Let’s say you deposit $3,000 worth of Bitcoin (BTC) into your account on March 22nd and receive a $30 bonus as part of a promotion. Assuming no other qualifying activities, your total bonus remains $30.

Now, let’s say you decide to transfer BTC from said deposit out of your account after 6 months. Since the bonus terms require maintaining the deposit for a specified period, the $30 boost would be removed from your account upon withdrawal.

Now, let’s consider a case where you qualify for multiple bonuses:

  • On March 21st, you receive a $20 ACATS transfer bonus for transferring eligible assets into your account.
  • On March 22nd, you receive a $30 BTC deposit boost for depositing Bitcoin.

After 6 months, you decide to withdraw all of your BTC. In this case, the platform follows a specific hierarchy when removing bonuses. The $20 ACATS bonus would be removed first, before the $30 BTC boost, because bonuses are typically deducted in the order they were received or based on priority rules set by the promotion terms. Learn more about the Account transfer bonus FAQ for Robinhood Gold.

This means that if you withdraw your BTC but still have other eligible assets in your account, only the applicable bonus tied to BTC will be impacted, while the ACATS bonus may remain if it still meets eligibility criteria.

How does market movement impact my bonus?

Market fluctuations can affect your portfolio value, but they don’t impact your bonus directly. However, if your portfolio decreases and you withdraw funds, a portion of your bonus may be subject to removal.

Negative market movement example

  • You transfer $1,000 via ACATS and deposit $1,000 in crypto, earning a $10 bonus for each ($20 total).
  • Your initial portfolio value is $2,020.
  • Market movement causes your investments to drop in value, and your portfolio decreases to $1,120.
  • Even though your portfolio is now below $2,020, your bonus remains intact.
  • However, if you withdraw $120 in cash, a reduction will apply—1% of the shortfall ($1,020) is removed, totaling $10.20 ($10 from ACATS and $0.20 from crypto).

Positive market movement example

  • You transfer $1,000 via ACATS and deposit $1,000 in crypto, earning a $10 bonus for each ($20 total).
  • Your initial portfolio value is $2,020.
  • Market movement causes your investments to increase in value, and your portfolio grows to $4,000.
  • You withdraw $2,000, leaving your portfolio at $2,000, excluding the bonus.
  • Because your remaining balance still meets the required amount, you keep your full $20 bonus.

If your portfolio increases, you can withdraw funds without affecting your bonus. If it decreases and you withdraw, you may be subject to a reduction.

FAQ

What crypto assets are eligible?

Any assets that Robinhood Crypto supports for crypto transfers are eligible for this promotion, excluding USDC. Review Crypto Transfers for the full list of Crypto that we support.

What happens to deposits after the promotion ends?

After the promotion ends, crypto deposits will no longer earn the boost. Keep in mind, you’ll need to maintain positive net deposits to prevent withdrawals from impacting your boost payout. Review Impact of withdrawals and transfers on your boost for additional information.

What’s reported for taxes?

The bonus is reported as miscellaneous income in your individual investing account. Review the Crypto Tax FAQ for additional information.

What happens if my balance drops?

If your total portfolio balance falls below the amount of net deposits that received a boost before the 1-year period ends, the boost reward may be reclaimed when withdrawing funds or assets. The original deposit amount isn’t subject to removal—only the 1% boost. Review Impact of withdrawals and transfers on your boost for additional information.

What is forfeited?

Cash rewards subject to removal will be sold using First in, First out (FIFO). This includes rewards granted from previous promotions that are still in the holding period. Review Account transfer bonus FAQ for additional information.

Why didn’t I get a boost?

To be eligible, your account must maintain a net positive deposit amount within the offer period. This means that your total deposits, minus any withdrawals, should result in a positive balance. Review How is my boost paid for additional information.

Terms and conditions

Robinhood Crypto 1% Crypto Deposit Boost Offer Terms & Conditions

BY PARTICIPATING IN THE PROMOTION, YOU (“PARTICIPANT” OR “YOU”) ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, DO NOT PARTICIPATE IN THE PROMOTION.

These terms and conditions (“Terms”) apply to your access to and participation in the Robinhood Crypto 1% Crypto Deposit Boost promotion (the “Promotion”), which is operated by Robinhood Crypto, LLC (collectively, “RHC”, “our”, “us”, or” we”). These Terms complement and incorporate by reference the Robinhood Crypto Customer Agreement (the “Customer Agreement”). In the event of any conflict between the Customer Agreement and these Terms, the Customer Agreement will control.

Certain Definitions:

  • Deposits” means any deposit to the Robinhood Platform, including without limitation, (i) any cryptocurrency deposit to your RHC Account from an external wallet, (ii) any Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments to your Brokerage Account from an external brokerage account, (iii) any cash deposits to your Brokerage Account, as defined below, including without limitation, ACH, wire transfers, and debit card transactions, and (iv) a transfer of cash or investments from a tax-advantaged retirement account at an institution other than Robinhood Markets, Inc. or any of its wholly-owned subsidiaries (collectively, “Robinhood”).

  • Net Transferred Asset Value” is the total USD value of all Deposits during the Offer Period minus the total USD value of any Withdrawals during the Offer Period.

  • Offer Period” the period from 08:00:00 AM ET on March 21, 2025 to 11:59:59 PM ET on March 31, 2025.

  • Qualifying Crypto Deposit” is any deposit of supported cryptocurrency from an external wallet valued at greater than $1.00 to your RHC Account, excluding any deposits of USDC. Additional information regarding cryptocurrencies RHC supports for crypto transfers can be found in this Help Center article.

  • Withdrawals” means any withdrawal from the Robinhood platform, including without limitation, (i) any cryptocurrency withdrawals to an external wallet from your RHC Account, (ii) any ACATs transfer out from your Brokerage Account to an an external brokerage account, (iii) any cash withdrawals from your Brokerage Account, including, originated and non-originated ACH, wire transfers, and debit card transactions, and (iv) a transfer of cash or investments from Robinhood tax-advantaged retirement account to a tax-advantaged retirement account at an external institution. However, a withdrawal shall not include the purchase of cryptocurrencies in your RHC Account or of an investment in your Brokerage Account, such as a stock.

Eligibility: The Promotion is only available to customers who: (1) have a RHC Account; (2) have an individual or joint Robinhood taxable brokerage account (“Brokerage Account”); (3) are active subscribers to the Robinhood Gold product at the time that the customer’s crypto deposit is initiated and completed; and (4) successfully complete at least one Qualifying Crypto Deposit(s) within the Offer Period, subject to the limitations below.

Offer: The Promotion is valid only for the Offer Period; however, RHC may change these dates at any time without notice. Eligible RHC customers who complete a Qualifying Crypto Deposit within the Offer Period will receive a reward as follows:

  • If, prior to initiating a Qualifying Crypto Deposit, your Net Transferred Asset Value is greater than or equal to $0, you will receive a cash reward equal to 1% multiplied by the USD value of the Qualifying Crypto Deposit.

  • If, prior to initiating a Qualifying Crypto Deposit, your Net Transferred Asset Value is negative and you make a Qualifying Crypto Deposit that causes your Net Transferred Asset Value to become positive, you will receive a cash reward equal to 1% multiplied by an amount equal to (x) the USD value of the Qualifying Crypto Deposit plus (y) your Net Asset Transferred Value prior to such Qualifying Crypto Deposit. As an example, if your Net Transferred Asset Value is -$400 and you deposit $1000, you will receive a Crypto Deposit Bonus equal to 1% of $600.

In order to receive any bonus, you must have a positive Net Transferred Asset Value at the time the Qualifying Crypto Deposit settles.

Any cash rewards received under this Promotion (a “Crypto Deposit Bonus”) are payable to your Brokerage Account and are subject to a one-year earn-out discussed in the “Limitations” section below. Your Crypto Deposit Bonus will be credited to your Brokerage Account promptly but no later than one (1) business day from when your Qualifying Crypto Deposit settles, subject to any limitations described below.

Please note that a Crypto Deposit Bonus is only available for cryptocurrencies (other than USDC) that are successfully deposited and settled, and will not be granted for cryptocurrency deposits that are rejected. The USD value of the Qualifying Crypto Deposit is based on the value of such deposit at the time of settlement as determined in RHC’s reasonable discretion. Settlement is deemed to occur when the cryptocurrency is posted to the account and available to trade.

Limitations: The Promotion excludes all deposits of USDC. If, during the one-year period after receiving a Crypto Deposit Bonus, you initiate one or more Withdrawal from the Robinhood Platform, after which, the value of your accounts on the Robinhood platform is less than the Net Transferred Asset Value (excluding the bonus(es) amount received), Robinhood will chargeback a proportional amount of the applicable Crypto Deposit Bonus amount, separate from and in addition to any fees that may be charged for such Withdrawal. If you have cash available in your Brokerage Account, this chargeback will be deducted from your available cash balance. If you have insufficient cash available in your Brokerage Account to cover the chargeback, this fee may be debited from your outgoing financial institution, or added to a margin balance, if applicable.

In the event that RHC determines in its sole discretion that there may have been fraudulent activity or a violation of these Terms in connection with your participation in the Promotion, RHC reserves the right to (i) either decline to grant a Crypto Deposit Bonus, or (ii) to rescind or liquidate a Crypto Deposit Bonus, any security or any dollar proceeds derived from a Crypto Deposit Bonus. Your Crypto Deposit Bonus will be credited to your Brokerage Account promptly but no later one (1) business day from when your Qualifying Crypto Deposit settles, though this timeline may be delayed in RHC’s sole discretion if, for example, RHC determines that there are indications of fraud or a violation of these Terms.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to this cash reward.

Disclosures: The Promotion is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer deposits cryptocurrencies into an RHC Account. RHC reserves the right to change the offer terms or terminate the offer at any time without notice. The offer is not transferable or saleable and is available to U.S. residents only. The offer is only available for personal use, and may not be used for commercial purposes.

The trading and holding of digital assets involves significant risk, including the risk of substantial loss. Please read the Robinhood Cryptocurrency Risk Disclosure before transacting in any cryptocurrency through the Robinhood Platform.

Crypto services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). RHC is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review our licenses for more information. Cryptocurrencies held through RHC are not FDIC insured or SIPC protected.

Securities trading offered through Robinhood Financial LLC, Member SIPC, a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC).

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHY, RHC, RCT, RHG, RHD, and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC, RCT, RHG, RHD, and RHS are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC).

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHY, RHC, RCT, RHG, RHD, and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC, RCT, RHG, RHD, and RHS are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2025 Robinhood. All rights reserved.