Robinhood Gold Giveaway, Boosted APY and Annual Plan Discount | Robinhood

Robinhood Gold Giveaway, Boosted APY and Annual Plan Discount

We’re offering the following Robinhood Gold promotions to new subscribers who join between October 14, 2025 and October 27, 2025.

  • A slice of $1 million: We’ll distribute slices of the $1 million among eligible Gold customers. Terms apply.
  • Boosted APY: As a Gold customer, earn an additional 0.5% on your uninvested brokerage cash for 60 days, then earn 3.5% APY afterwards. Terms apply.
  • 25% off your first year of Gold: Enjoy a discounted 1-year subscription to Robinhood Gold for just $45, which is a 25% savings off the current monthly rate ($60 per year). Note that this offer is also available to existing Robinhood Gold subscribers and the annual subscription renewal will be $50 next year. Terms apply.

Who's eligible?

These offers are only available for taxable investing accounts of qualified Robinhood customers who subscribe to Robinhood Gold and enroll in our cash sweep program.

How do I qualify?

To qualify for the giveaway and the boosted APY, you must sign up for a new Robinhood Gold subscription through the promotion for your Robinhood self-directed, taxable investing account between October 14, 2025 and October 27, 2025.

If you meet the terms of the offers (described in this article), you’ll qualify to get a slice of our $1 million giveaway and any uninvested cash in your account will automatically earn 0.5% boosted APY on top of our standard Gold APY rate for 60 days.

When will I get a slice of $1 million?

If you meet the eligibility requirements of the $1 million giveaway and sign up for Robinhood Gold between October 14, 2025 and October 27, 2025, you’ll receive your cash reward by November 4, 2025. Keep in mind that the cash value of your cash reward cannot be withdrawn from your Robinhood account for 1 year after the reward is received.

Are there limitations to the $1 million giveaway?

Robinhood will charge back the cash reward from customers who don’t maintain Robinhood Gold for at least 1 year following the receipt of the cash reward.

What happens to the boosted APY after 60 days?

If you qualify and meet the terms of the boosted APY offer, you’ll get the standard Gold APY rate after 60 days. The 60 days of the boosted rate may not be consecutive, and the boosted APY could be temporarily paused due to market conditions. If the higher rate is paused, you will temporarily receive the standard Gold APY rate until the boost resumes, and then you will resume receiving the boosted APY Rate until you have received the boosted APY Rate for a total of 60 days. You will then begin receiving the standard Gold APY rate.

Terms and conditions for the giveaway

The Robinhood Gold $1 million Giveaway Offer is subject to the following terms and conditions (“Terms”).

Eligibility: This promotional offer (“Offer”) is provided by Robinhood Gold, LLC (“RHG”) and is only valid for Eligible New Subscribers. “Eligible New Subscribers” means customers who (1) have the promotional screen in their Robinhood app or email; (2) are not, and have not been within the 60 days preceding the Offer Period, subscribed to Robinhood Gold (“Robinhood Gold”); (3) successfully subscribe to Robinhood Gold during the Offer Period through the promotional screen; and (4) maintain a Robinhood Gold subscription for 1 year. Customers who do not have a Robinhood account can become an Eligible New Subscriber and qualify for this Offer by providing their email address to Robinhood at robinhood.com, and signing up for a Robinhood account and Robinhood Gold by using the same email address they provided Robinhood via the web page. This Offer is not available to the general public and is subject to the limitations below.

Offer Period: This Offer is available starting on October 14, 2025 11:30 AM ET and ends on October 27, 2025 11:59 PM ET (“Offer Period”).

Offer: Eligible New Subscribers will receive a “Piece” of the $1 million total prize across all eligible entrants subject to the limitations and requirements in these Terms. The dollar amount of each Piece is determined by dividing $1 million by the number of Eligible New Subscribers and rounded down to the nearest $0.01. For example, if there are 100,000 Eligible New Subscribers, each will receive $10. By meeting the Offer requirements, you authorize a credit to your Robinhood Financial, LLC brokerage account in accordance with this offer and in the amount of the Piece.

Cash Reward: The cash value of the Piece will be rewarded to eligible accounts within one week of the end of the Offer Period. The cash value of the Piece cannot be withdrawn from the customer’s Robinhood Financial, LLC account for 1 year after receipt. This restriction includes, among other things, cash transfers to other Robinhood accounts. Additionally, Robinhood will charge back the value of the Piece for customers who fail to maintain a Robinhood Gold subscription for at least 1 year following the receipt of the Piece.

Limitations: RHG reserves the right to either decline to grant the Piece, or to the extent allowed by law, to take back the value of the Piece, in the event that RHG determines in its sole discretion that: (1) a customer did not meet the requirements and qualifications of the Offer; (2) there may have been fraudulent activity; or (3) there is a violation of these Terms or any of Robinhood’s terms. RHG reserves the right to change the terms or terminate the Offer at any time without notice. Customers who close their account within 1 year of receiving the Piece will forfeit the value of the Piece. Total prize amount may be less than $1m due to rounding considerations and disqualifications. The Offer is limited to no more than 1 Robinhood Gold subscription per customer. The Offer is not transferable, saleable, or valid in conjunction with certain other offers and is available to US residents only. This Offer is valid alongside, though separate from, any promotions offered by affiliates of RHG. Employees, contractors, or persons similarly associated with RHG or its affiliates; members of their household; registered representatives of broker-dealers; employees of any securities regulatory organization or exchange; and employees of any market maker are not eligible. RHG may decline requests to enroll in the Offer at its discretion. Other restrictions may apply. Participation in this promotion does not constitute a solicitation of a security or a recommendation to buy, sell, or hold any given security. Robinhood does not provide investment advice and does not hereby recommend any security or transaction. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of the Offer reward before enrolling. For taxable accounts, the value of all RHG and affiliate offers received may be reported on applicable 1099 forms where required by rules and regulations. RHG does not take responsibility for any taxes related to this reward.

Securities trading offered through Robinhood Financial LLC (member SIPC), a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

Terms and conditions for the boosted APY

The Robinhood Gold Customer Boosted APY offer (the “Gold Customer Offer”) is offered by Robinhood Gold, LLC and subject to these terms and conditions.

Eligibility: This Gold Customer Offer is valid only for customers (you) who: (1) have or open a Robinhood account; (2) are not, and have not in the 60 days preceding October 14, 2025 been, subscribed to Robinhood Gold (“Gold”); (3) have the correlated promotion in the rewards section of their Robinhood account; (4) successfully sign up for Robinhood Gold between October 14, 2025 at 11:30 AM ET and October 27, 2025 at 11:59 PM ET; and (5) enroll or are enrolled in the Cash Sweep Program. This Gold Customer Offer is not available to the general public. This Gold Customer Offer is only available in self-directed, non-retirement investing accounts. Robinhood may decline requests to enroll in the Gold Customer Offer at its discretion.

Offer: Customers who meet the eligibility criteria of this Gold Customer Offer and sign up for Robinhood Gold will receive a 0.5% boost on top of the standard Gold APY rate for 60 days following enrollment. After 60 days, the APY rate will revert back to the standard Gold APY rate, which as of Nov 5, 2025 is 3.5% APY. The standard Gold APY rate is subject to change at any time without notice. Please note that the 60 days of boosted rate may not be consecutive, and the boost could be temporarily paused due to market conditions. If your boosted rate is paused, you will temporarily receive the standard Gold APY rate until the boost resumes, and then you will resume receiving the boosted rate until you have received the boosted rate for a total of 60 days. You will then begin receiving the standard Gold APY rate.

Maintenance of Gold: This Offer is available only to customers who maintain an active Gold subscription during the entire 60-day boosted APY period. Customers who cancel Gold during this period will lose the Boosted APY.

Limitations: This Gold Customer Offer may be delayed, declined, or rescinded in Robinhood’s sole discretion if, for example, Robinhood determines that there may be circumstances indicating fraud or a violation of these Terms. Robinhood reserves the right to change or restrict the Gold Customer Offer terms, or terminate the Gold Customer Offer, at any time without notice. This Gold Customer Offer is valid even if other Robinhood Offers have already been accepted. The Gold Customer Offer is not transferable, saleable, or valid in conjunction with certain other offers, and is available to US residents only. Other restrictions may apply. Participation in this promotion does not constitute a solicitation of a security or a recommendation to buy, sell, or hold any given security. Robinhood does not provide investment advice and does not hereby recommend any security or transaction. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this Offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to a cash reward.

Securities trading offered through Robinhood Financial LLC (member SIPC), a registered broker-dealer. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. Robinhood Financial LLC and Robinhood Gold, LLC are subsidiaries of Robinhood Markets, Inc.

Terms and conditions for the Robinhood Gold Annual Discount Offer

This Robinhood Gold Annual Discount Offer (“Offer”) is available only to (i) Robinhood customers who are not currently subscribed to Robinhood Gold, and (ii) Robinhood customers who have a monthly Robinhood Gold subscription. Eligible Robinhood customers who sign up for an annual Robinhood Gold membership through the links provided below between October 14, 2025 at 11:30 AM ET and October 27, 2025 at 11:59 PM ET will pay $45 for their first year of membership with Robinhood Gold.

Robinhood customers who are not currently subscribed to Robinhood Gold can access this Offer by signing up for Robinhood Gold with this link.

Robinhood customers on a monthly Robinhood Gold subscription can access this Offer by signing up for an annual Robinhood Gold subscription with this link.

After the first year, your subscription will automatically renew at the then-current annual rate, charged at the beginning of each subscription period.

You may downgrade at any time from Robinhood Gold within the Robinhood app or website. You can get the latest pricing for Robinhood Gold on our website.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

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Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

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The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2025 Robinhood. All rights reserved.