You can earn a 1% bonus on top of eligible asset transfers into your self-directed Robinhood Custodial account from an external brokerage with the following terms.

This bonus is based on eligible net transfers in. If you make a transfer of money or assets out of any of your taxable, self-directed Robinhood accounts (including individual investing, joint investing, or custodial accounts) during the offer period, and then transfer the same amount back in, it won’t count toward the bonus. The bonus is only for net new transfers in. For example, let’s say you transfer $1,000 out of your individual investing account on March 5th, and then transfer $4,000 into your custodial account on March 9th. Only the net-new $3,000 will be eligible for the bonus.

We’ll deposit your earned bonus after the eligible deposits settle in your account. For account transfers into taxable accounts, you’ll get the bonus as soon as the transfers settle.

We don’t charge a fee to transfer assets in. However, your outside brokerage may charge you a transfer fee to transfer your assets. For any full or partial account transfer into Robinhood that's $7,500 or more, we’ll reimburse the transfer fees your other brokerage may charge, up to $75.

Robinhood Financial LLC (“Robinhood”) is offering a promotional cash bonus on certain incoming Automated Customer Account Transfer Service (“ACATS”) transfers into eligible, self-directed Robinhood custodial brokerage accounts (the “Custodial ACATS 1% Bonus Offer” or the “Offer”). These Terms and Conditions (“Terms”) apply only to this Offer and not to any other Robinhood promotion (including any retirement or taxable promotion), which may be governed by separate terms.

1. Eligibility and how to participate

To be eligible, you must:

• Have (or open during the Offer Period) an eligible, self-directed Robinhood Uniform Transfers to Minors Act or Uniform Gifts to Minors Act taxable brokerage account (a “Custodial Account”), and that account must be in good standing (as determined by Robinhood).
• Be eligible to use Robinhood’s services.
• During the Offer Period, initiate an incoming ACATS transfer to your Custodial Account from an external brokerage account that successfully Settles.
• Satisfy any additional eligibility restrictions in Section 12.

This Offer is not available for deposits or transfers to accounts managed by Robinhood Asset Management, LLC.

2. Definitions

• Beneficiary: The minor for whom the benefit of the Custodial Account is established.
• Bonus Rate (per Eligible Transfer): 1%.
• Bonus (per Eligible Transfer): A cash bonus equal to the Bonus Rate multiplied by that Eligible Transfer’s Transferred Asset Value.
• Bonus-Eligible Amounts: Amounts on which a Bonus was calculated and credited under these Terms.
• Custodian: The adult custodian on the Custodial Account who has authority to act with respect to the Custodial Account.
• Eligible Transfer: An incoming ACATS transfer initiated during the Offer Period that successfully Settles into an eligible Custodial Account.
• Offer Period: March 4, 2026 at 5 PM PT through March 25, 2026 at 8:59 PM PT. Custodial Account participation may become available on or after March 4, 2026, and Robinhood may modify, suspend, or terminate the Offer Period as permitted under these Terms.
• Settle (or Settlement): A transfer is deemed settled when the transferred assets (and any associated credit or debit balances) are posted to the Custodial Account and available to trade (or otherwise reflected on the account).
• Transferred Asset Value (per Eligible Transfer): The value of the assets received in an Eligible Transfer, determined using the national market system closing price of each transferred position on the trading day before the Eligible Transfer Settles, plus any transferred cash credit balance, and minus any transferred debit balance.
• Withdrawals: Include, but are not limited to, debit card transactions, ACH (originated or not), RTPs, wires, ACATS transfers out, and transfers out of a Custodial Account except as expressly excluded below.
• Age of Termination Transfer: A transfer of assets from a Custodial Account to the Beneficiary’s Robinhood individual account in connection with the Beneficiary reaching the age of termination or other termination of custodianship (as permitted by applicable law and Robinhood policies). For clarity, an Age of Termination Transfer is not treated as a Withdrawal for purposes of these Terms, but the chargeback obligations in these Terms continue to apply after such transfer as described in Section 7.

3. The Offer

If you participate during the Offer Period and complete one or more Eligible Transfers, Robinhood will credit a Bonus for each Eligible Transfer, subject to these Terms. The Bonus is uncapped.

Custodial Accounts do not support margin, and any attempted transfer of a margin debit balance into a Custodial Account may be rejected and will not qualify for any margin-based bonus.

4. Crediting timing

The Bonus will be credited to the Custodial Account approximately 2 weeks after the relevant Eligible Transfer Settles, though timing may vary. Transferred assets are eligible only if the Eligible Transfer is initiated during the Offer Period and successfully Settles. Transfers that are rejected or that do not settle are not eligible.

5. Calculation, rounding, and valuation

Robinhood calculates Transferred Asset Value using the national market system closing price of each transferred position on the trading day before the Eligible Transfer Settles.

If a Bonus amount includes a fraction of a cent, the Bonus is calculated to 4 decimal points. Robinhood will credit the Bonus amount once the accrued amount reaches the next whole cent increment.

6. Withdrawal limitations; proportional chargebacks (5-year period)

Any Bonus credited to the Custodial Account is a promotional incentive from Robinhood, provided subject to these Terms (including chargeback), and is not fully earned until the applicable holding requirements are satisfied.

For 5 years after a Bonus is credited, if you make a Withdrawal, Robinhood will determine whether a chargeback applies based on the portion of the Withdrawal treated as removing Bonus-Eligible Amounts.

For purposes of this determination, Robinhood will treat the Withdrawal amount as applied in the following order:

1. Amounts in the relevant brokerage account that did not receive a bonus or match (if any),
2. Net investment gains (if any) accrued within the Custodial Account following the Settlement of the first Eligible Transfer, and then
3. Bonus-Eligible Amounts.

A chargeback applies only to the extent the Withdrawal is treated as removing Bonus-Eligible Amounts under item (3).

Chargeback calculation: The chargeback amount will be calculated by applying the Bonus Rate actually credited to the portion of the Withdrawal treated as removing Bonus-Eligible Amounts, using a first-in, first-out approach based on when bonuses were credited.

How chargebacks are collected: Chargebacks are deducted from available cash. If you have insufficient available cash to cover a chargeback, the amount may be debited from an outgoing financial institution, if applicable and permitted. By participating in the Offer, you authorize Robinhood to collect any chargeback using these methods where permitted.

7. Custodial Accounts; age of termination and continuing chargeback obligations

Custodial transition: Bonus-Eligible Amounts and any remaining portion of the 5-year chargeback period are intended to carry over if an Age of Termination Transfer occurs. An Age of Termination Transfer itself will not trigger a chargeback.

After an Age of Termination Transfer: Withdrawals from the Beneficiary’s Custodial Account may result in chargebacks under Section 6 to the extent such Withdrawals are treated as removing Bonus-Eligible Amounts. This reflects the intended product experience that the minor-turned-adult keeps the remaining earn-out period on promo funds, and chargeback applies if they withdraw before completion.

Custodian and Beneficiary agreement: By participating in the Offer, the Custodian agrees on behalf of the Custodial Account and, to the extent permitted by applicable law, agrees that the Beneficiary will remain subject to these Terms with respect to Bonus-Eligible Amounts after an Age of Termination Transfer.

Beneficiary Acceptance: Upon reaching the relevant age of termination, the Beneficiary must affirmatively accept these Terms and assume the remaining duration of the 5-year chargeback period as a condition of completing the Age of Termination Transfer. If the Beneficiary does not accept these Terms, Robinhood may chargeback any remaining Bonus to the extent permitted by law.

For avoidance of doubt, if the Custodian makes a Withdrawal from the Custodial Account before an Age of Termination Transfer, standard chargeback rules in Section 6 apply.

8. 90-day maintenance and one-time 60-day Grace Period

After maintaining the Transferred Asset Value plus the Bonus amount received for at least 90 consecutive days, you will be eligible for a one-time optional 60-day grace period (the “Grace Period”) during which Withdrawals will be permitted without a chargeback, provided the Bonus is frozen as described below.

The Grace Period is not available for ACATS transfers out. During the Grace Period, the portion of the Bonus amount that remains subject to chargeback will be frozen and will not be available for Withdrawal or used as collateral for any trading activity until the withdrawn funds are returned to the relevant brokerage account. Customers must return funds to the Custodial Account during the Grace Period via an account that is external to Robinhood; transfers from Robinhood-affiliated account to the Custodial Account are not valid for purposes of satisfying the Grace Period requirements.

For clarity, an Age of Termination Transfer is not a Withdrawal and is not an ACATS transfer out for purposes of these Terms.

9. Restrictions; fraud and abuse

Robinhood may decline to grant, rescind, or liquidate any Bonus (or any related proceeds) if Robinhood determines, in its sole discretion, that there may have been fraudulent activity, an attempt to game the offer, or a violation of these Terms. Bonus crediting may be delayed if Robinhood determines there are indications of fraud or violations.

10. Not a recommendation

The Offer is not a recommendation of any investment or investment strategy, and is not a recommendation that you transfer assets into a Custodial Account.

11. Right to modify or terminate

Robinhood reserves the right to change these Terms or terminate the Offer at any time, as permitted by law. The Offer is not transferable or saleable and may not be valid in conjunction with certain other offers. Offer available to US residents only and void where prohibited.

12. Eligibility restrictions

Robinhood customers with restricted accounts, deactivated accounts, or account restrictions are not eligible to participate in the Offer. Robinhood may decline requests to enroll or participate at its discretion. Additional restrictions may apply, including restrictions applicable to employees or affiliates of Robinhood or their household members.

13. Taxes

Consult with your tax advisor about the appropriate tax treatment of this Offer and any tax implications associated with receipt of a cash reward. The value of offers received or charged back may be reported on applicable tax forms where required. Robinhood does not take responsibility for any tax related to this Bonus.

Securities trading offered through Robinhood Financial LLC, member SIPC, a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc.