1% boost with Gold

Gold members who made eligible deposits between June 10, 2024 at 1 PM ET and November 25, 2024 at 6 PM ET qualified for a 1% boost, paid out over 2 years if they maintained their Gold membership.

Note

The final payout of all remaining eligible boost rewards was issued on October 31, 2026. Any boost rewards you've received are yours to keep. Use them to invest or earn 3.6% APY on your uninvested brokerage cash.

Brokerage deposits eligible for a boost

The following deposit types were eligible for a boost on both individual and joint investing accounts:

  • Standard bank account transfers (originated ACH)
  • Wires in
  • Direct deposit (non-originated ACH)
  • Debit card transfers (including Apple Pay)
  • Request for Payment (ex. Zelle or PayPal transfer)
  • Transfers from a spending account
  • Transfers from an IRA
Note

Only eligible deposits made within the eligible dates qualified for the boost. Ineligible deposits include account transfers (ACATs in) or crypto deposits.

Impact of withdrawals and transfers on your boost

Withdrawals and transfers made before the final payout may affect your remaining boost rewards.

Withdrawals that reduce your boost

If you withdraw assets from your account before the required 2-years, it’ll affect the remaining boost amount. Examples of will affect your boost include:

  • Standard bank account withdrawals (originated ACH)
  • Crypto transfers out to wallet
  • Instant transfers
  • ACATs out
  • Movements to spending account
  • Movements to IRA account
  • Wire transfers out
  • Debit card funding
  • Assisted withdrawals
  • Payments made to the Gold Card from your investing account

Transfers that reset your boost

Previously, transferring money between your individual and joint investing accounts moved your pending boost with the transfer and reset the remaining payout schedule to 24 months. With the program ending on October 31, 2026, all remaining eligible rewards will instead be issued in a final payout.

Example

If you deposited $1,200 and were 12 months into your 24-month payout schedule, transferring the $1,200 to a joint account resets the remaining $6 of pending boost to be paid out over 24 months.

How my boost is paid

Remaining eligible 1% deposit boost rewards will be issued in a final payout on October 31, 2026, rather than continuing through the original monthly payout schedule.

To receive your remaining rewards, the individual or joint investing account associated with your original boost must still be active. If that account has been deactivated, you won't receive any remaining rewards, even if you have another active Robinhood account.

Any boost rewards you've already received are yours to keep.

Track my boost

You can continue to view your historical boost earnings and transfer activity after the program ends.

To view your boost details:

  1. Go to the Gold hub in Investing → Gold perks or Account (person icon) → Settings → Robinhood Gold
  2. Select the 1% deposit boost row in the tracker to view how much you’ve earned, what’s pending, upcoming payouts, and boost history
  3. Or filter your History by Gold deposit boost under Account (person icon) → Settings → History
Example

Let's say you made an eligible deposit of $12,000 during the promotion and qualified for a $120 boost, originally scheduled to be paid out at $5 per month over 24 months.

If you've received 20 monthly payments totaling $100, your remaining $20 in eligible rewards will be paid out in a single payment on October 31, 2026, rather than over the remaining 4 months.

Any boost rewards you've already received are yours to keep.

FAQ

What happened to the 1% boost promo?

The promotion ended on November 25, 2024, and no new deposits qualify for the boost. The program will fully end on October 31, 2026, when, if you're eligible, you'll receive your remaining rewards in a final payout on October 31, 2026. No additional monthly payouts will be issued after this date.

Can I invest my boost?

Yes. Once your boost rewards are deposited into your account, they're yours to keep. You can invest them or earn interest on your uninvested brokerage cash.

What happens to my boost if I cancel Robinhood Gold?

Under the original program terms, canceling your Robinhood Gold membership forfeits any pending boosts. You'll keep all boost rewards already paid into your account.

Will I owe taxes on my boost?

Yes, boosts are treated as interest income and will be reported on your 1099-INT tax form. You can access your tax documents in the app when they become available. Check out How to access your tax documents for more information.

Terms and conditions

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

Robinhood does not provide tax advice. For specific questions, you should consult a tax professional. The High-Yield Cash Program is an added feature to your Robinhood Financial LLC brokerage account.

As of September 17, 2026, the Annual Percentage Yield (APY) that you will receive is 3.6% for Gold customers. The APY might change at any time. Review more details about how the High-Yield Cash Program works in the High-Yield Cash Program Agreement.

All investments involve risk and loss of principal is possible.

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Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

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Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.