About joint investing

You can now open a joint investing account with us!

Our new joint investing account enables 2 Robinhood customers to invest together with equal ownership. Both owners have the same rights and access to make trades and manage investments in the account.

1. Confirm you both have an individual investing account with us that’s in good standing. If one of you doesn't, complete these steps to open a new individual investing account first.
2. Within the app, select Account → Add account → Joint investing, and then follow the on-screen instructions to complete an application.
3. In the coming days, you’ll receive an email either confirming your application’s been approved, or asking for a bit more information.
4. If we request a document to verify your identity, we’ll include instructions for uploading your documents securely.

For this initial launch, the following Robinhood features will be available with your new joint investing account:

• Investing in securities
• Investing with Margin
• Robinhood Gold
• Brokerage cash sweep program
• Standard, instant, and debit card transfers
• Recurring deposits
• Asset transfers with the Account Customer Account Transfer Service (ACATS)
• Stock lending

The initial launch isn’t yet available for our Robinhood UK or international customers. This initial launch to our US customers doesn’t include the following Robinhood features with a joint investing account:

• Dividend reinvestment (DRIP)
• Wire transfers
• Transfers to your Robinhood spending account from the joint investing account
• In-kind asset transfers between your Robinhood IRAs or individual investing accounts to the joint investing account
• Options investing
• Recurring investments or orders

Joint investing is only available for trading securities.

Crypto cannot be traded nor held in a joint account at this time. You’ll need to use your individual investing account for buying and selling crypto.

The type of joint account we offer is Joint With Rights of Survivorship (JTWROS). With JTWROS, if one account holder passes away, the other account holder automatically gets full ownership of the joint account.

Robinhood requests personal information, including financial and tax identification information, in order to comply with US government laws and FINRA rules. We’ll request personal information from both new customers and long-standing customers. Robinhood complies with an SEC customer identification rule of the USA Patriot Act of 2001. This rule requires Robinhood to verify the identity of any person seeking to open an account and to maintain records of their information. Robinhood must also determine whether a customer appears on any lists of terrorist organizations provided to broker-dealers by any government agency. We take the security of all data we collect very seriously. We don’t intend to use this data for anything other than the fulfillment of our regulatory requirements. Check out our data protection policies for more information.