HOOD Rewards Giveaway and Boosted APY | Robinhood

HOOD Rewards Giveaway and Boosted APY

We’re offering the following Robinhood Gold promotions to new subscribers who join between February 19, 2026 and March 25, 2026.

  • A slice of $1 million: We’ll distribute slices of the $1 million among eligible Gold customers. Terms apply.
  • Boosted APY: As a Gold customer, earn an additional 0.4% on your uninvested brokerage cash for 60 days, then earn 3.35% APY afterwards. Terms apply.

What’s the Robinhood Gold requirement?

You must be a Robinhood Gold member ($5 monthly subscription) and keep your Gold subscription for 1 year (365 consecutive days) after signing up.

Who's eligible?

These offers are only available for taxable investing accounts of qualified Robinhood customers who subscribe to Robinhood Gold. The Boosted APY would also require enrollment in our High-Yield Cash Program.

How do I qualify?

To qualify for these promotions, you must sign up for a new Robinhood Gold subscription ($5 monthly) through the promotional offer in your account and keep your Gold subscription for 1 year (365 consecutive days) after signing up.

If you meet the terms of the offers (described in this article), you’ll qualify to get a slice of our $1 million giveaway and any uninvested cash in your account will automatically earn 0.4% boosted APY on top of our standard Gold APY rate for 60 days, in enrolled in our High-Yield Cash Program.

When will I get a slice of $1 million?

If you meet the eligibility requirements of the $1 million giveaway and sign up for Robinhood Gold between February 19, 2026 and March 25, 2026, you’ll receive your cash reward by April 30, 2026. Keep in mind that the cash value of your cash reward cannot be withdrawn from your Robinhood account for 1 year after the reward is received.

Are there limitations to the $1 million giveaway?

Robinhood will charge back the cash reward from customers who don’t maintain Robinhood Gold for at least 1 year following the receipt of the cash reward.

What happens to the boosted APY after 60 days?

If you qualify and meet the terms of the boosted APY offer, you’ll get the standard Gold APY rate after 60 days. The 60 days of the boosted rate may not be consecutive, and the boosted APY could be temporarily paused due to market conditions. If the higher rate is paused, you will temporarily receive the standard Gold APY rate until the boost resumes, and then you will resume receiving the boosted APY Rate until you have received the boosted APY Rate for a total of 60 days. You will then begin receiving the standard Gold APY rate.

Terms and conditions

1. Sponsor

This Robinhood Hood Rewards $1M Pie offer (the “Offer”) is provided by Robinhood Gold, LLC (“RHG”).

2. Offer Period

The Offer begins on February 19, 2026 at 8:30 AM PT and ends on March 25, 2026 at 8:59 PM PT (the “Offer Period”).

3. Eligibility

The Offer is available only to targeted customers who are “Eligible New Subscribers.” “Eligible New Subscribers” means customers who: Receive the Offer in the Robinhood app or website or via an email from RHG (the “Offer Invitation”); Are not currently subscribed to the Robinhood Gold membership (“Gold”); Subscribe to Gold during the Offer Period through the Gold enrollment flow accessible from the Offer Invitation; and Maintain an active, paid Gold subscription for 365 consecutive days beginning on the Reward Posting Date (defined in this article).

Offer available to US residents only. Must be at least 18 years old and have an eligible Robinhood Financial LLC (“RHF”) account in good standing. For purposes of this Offer, “in good standing” includes an account that is not restricted and a Gold subscription that is not delinquent.

4. Offer and Reward Amount

Eligible New Subscribers who satisfy the requirements above will receive a cash credit (the “Piece”). The Piece amount is determined by dividing $1,000,000 by the number of Eligible New Subscribers, then rounding down to the nearest $0.01. By participating, you authorize RHG and/or its affiliates to credit the Piece to an eligible RHF brokerage account.

5. Reward Posting and Holding Period

The Piece is expected to be credited to eligible accounts within 7 days after the end of the Offer Period, but may take longer. The date the Piece is credited is the “Reward Posting Date.”

The Piece may not be withdrawn or transferred out of the receiving RHF account for 365 days after the Reward Posting Date (the “Hold Period”). For purposes of this restriction, “withdrawn or transferred out” includes transfers to external accounts and transfers to other Robinhood accounts.

6. Cancellation, Chargebacks, and Forfeiture

If an Eligible New Subscriber does not maintain an active, paid Gold subscription for 365 consecutive days after the Reward Posting Date, RHG may charge back the value of the Piece from the receiving RHF account or otherwise recover the value of the Piece to the extent permitted by law. If the receiving RHF account closes the receiving RHF account during the Hold Period, the Piece is forfeited and RHG may charge back the value of the Piece.

7. Restrictions and Disqualification

Accounts with certain restrictions are not eligible to participate, including restrictions relating to tax withholding (including IRS backup withholding notifications), levies, suspected fraud, or other internal RHF restrictions. The Offer is limited to one Gold subscription per customer and is not transferable or saleable. This Offer may not be combined with certain other offers.

Employees, contractors, and other individuals similarly associated with RHG, Robinhood Markets, Inc., or any of their affiliates are not eligible.

RHG may decline participation, withhold rewards, or disqualify any participant if RHG determines, in its sole discretion and to the extent permitted by law, that the participant did not meet the Offer requirements, engaged in fraud or abuse, or violated these terms or other Robinhood terms.

8. Modification or Termination

RHG may modify or terminate the Offer at any time to the extent permitted by law. If the Offer is terminated early, only customers who subscribed to Gold through the Offer Invitation before the termination time and otherwise satisfy the terms of this Offer will remain eligible.

9. Taxes

You are responsible for any taxes associated with the Piece. RHG and its affiliates may report the value of the reward on applicable tax forms as required by law. Consult your tax advisor.

10. Disclosures

Securities trading is offered through Robinhood Financial LLC (member SIPC), a registered broker-dealer and a subsidiary of Robinhood Markets, Inc. Robinhood Gold is a subscription-based membership program offered by Robinhood Gold, LLC. Participation does not constitute a solicitation to buy or sell securities. Robinhood does not provide investment advice.

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Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

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Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.