This limited-time offer is only available for Robinhood taxable, self-directed individual or joint investing accounts with margin enabled.

To get a promotional margin rate for a limited promotional period, you must complete an ACATS transfer from an external brokerage that includes a settled margin balance, between November 5, 2025 at 9 AM ET and November 18, 2025 at 11:59 PM ET. The promotional period starts on the date that a transfer settles. The promotional rates and promotional period are shown to you in the email or in-app communication that’s associated with this promo. The promotional rates are based on the amount of the settled margin balance that is transferred.

After the promotional period, your margin rate will revert back to the standard margin rates based upon your settled margin account balance. The standard margin rates are subject to change at any time without notice.

Robinhood Financial LLC (“Robinhood”) margin rate offer (the “Offer”) is subject to these terms and conditions.

Eligibility: The Offer is only available to Robinhood customers who within the Offer Period (as defined in this section), successfully initiate an Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments that includes a settled margin balance to their Robinhood taxable, self-directed individual or joint investing brokerage account from an external brokerage account. The ACATS transfer must be successful to qualify for the Offer.

Offer: Customers who meet the eligibility criteria of this Offer will receive a promotional margin rate as a special offer for the promotional period after the qualifying ACATS transfer settles. The “Offer Period” begins November 5, 2025 at 9 AM ET, and ends November 18, 2025 at 11:59 PM ET. The promotional margin rates and promotional period are displayed to you in the in-app or email communication associated with this Offer. The promotional rates are based on the amount of the settled margin balance that is transferred.

Margin Rate: After the promotional period, the margin rate will revert back to the standard margin rates based upon your settled margin account balance. The standard margin rates are subject to change at any time without notice.

Limitations: This Offer may be delayed, declined, or rescinded in Robinhood’s sole discretion if, for example, Robinhood determines that there may be circumstances indicating fraud or a violation of these Terms. The promotional margin rate applies only to the margin balance in the account to which the customer transferred. Robinhood reserves the right to change or restrict the Offer terms, or terminate the Offer, at any time without notice. The Offer is not transferable, saleable, or valid in conjunction with certain other Offers, and is available to US residents only. Other restrictions may apply. Participation in this promotion does not constitute a solicitation of a security or a recommendation to buy, sell, or hold any given security. Robinhood does not provide investment advice unless specifically agreed upon in writing and does not hereby recommend any security or transaction. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.