This limited-time offer is only available for Robinhood taxable, self-directed individual or joint investing accounts with margin enabled.

To get a promotional margin rate for 90 days, you must complete an ACATS transfer from an external brokerage that includes a settled margin balance of at least $1,000 between July 8, 2026 at 9 AM ET and July 22, 2026 at 11:59 PM ET. The 90 days starts on the date that the transfer settles. The promotional rates are shown to you in the email or in-app communication associated with this promotion.

Your promotional rate will be 0.50% below the standard margin interest rate that applies to your settled margin balance. If, at any point during the 90-day promotional period, your settled margin balance moves into a different margin interest rate tier based on our fee schedule, your promotional rate will be 0.50% below the standard margin interest rate for that tier.

Each margin-enabled account must have its own qualifying ACATS transfer to receive the promotional rate for that account.

After the promotional period, your margin rate will revert to the standard margin rates based on your settled margin account balance. The standard margin rates are subject to change at any time without notice.

Robinhood Financial LLC (“Robinhood”) margin rate offer (the “Offer”) is subject to these terms and conditions.

Eligibility: The Offer is only available to Robinhood customers who within the Offer Period (as defined in this section), successfully initiate an Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments that includes a settled margin balance of at least $1,000 to their Robinhood taxable, self-directed individual or joint investing brokerage account from an external brokerage account. The ACATS transfer must be successful to qualify for the Offer.

Offer: Customers who meet the eligibility criteria of this Offer will receive a promotional margin rate as a special offer for the promotional period after the qualifying ACATS transfer settles. The “Offer Period” begins July 8, 2026 at 9 AM ET and July 22, 2026 at 11:59 PM ET. The promotional margin rates will be 0.50% below the standard margin interest rate that applies to the customer’s settled margin balance.

Margin Rate: After the promotional period, the margin rate will revert to the standard margin rates based on your settled margin account balance. The standard margin rates are subject to change at any time without notice.

Limitations: This Offer may be delayed, declined, or rescinded in Robinhood’s sole discretion if, for example, Robinhood determines that there may be circumstances indicating fraud or a violation of these Terms. The promotional margin rate applies only to the margin balance in the account to which the customer transferred. Robinhood reserves the right to change or restrict the Offer terms, or terminate the Offer, at any time without notice. The Offer is not transferable, saleable, or valid in conjunction with certain other Offers, and is available to US residents only. Other restrictions may apply. Participation in this promotion does not constitute a solicitation of a security or a recommendation to buy, sell, or hold any given security. Robinhood does not provide investment advice unless specifically agreed upon in writing and does not hereby recommend any security or transaction. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Margin investing increases your risk of loss and risk of margin calls. If the market value of the securities in your margin account declines, you may be required to deposit more money or securities in order to maintain your margin loan. Robinhood Financial can force the sale of securities in any of your accounts held at Robinhood Financial to maintain the required equity. These sales may be at a loss and may have tax implications for you. For complete information please review Robinhood Financial's Margin Disclosure Statement.