Robinhood Account Transfer Bonus
You can earn a 1% bonus on top of eligible asset transfers into your self-directed, Robinhood individual or joint investing account from an external brokerage.
When you transfer eligible assets from outside brokerage accounts into your Robinhood individual investing account or Robinhood joint investing account, starting at 8 AM PT on June 19, 2025 until 11:59 PM PT on July 7, 2025, you'll get a 1% bonus on top of the net transferred asset value. Only brokerage account transfers earn the bonus and not other transfers, like ACH transfers. You must initiate the account transfer during the offer period, although the account transfer may settle outside this period.
You’ll earn a 1% bonus on the net transferred asset value, including transferred cash and securities, on the trading day before transfers settle. Settlement occurs when the securities are posted to the account and available to trade. Note that the bonus is only available for assets that successfully transfer and settle, and won’t be granted for those that are rejected.
This bonus is only based on eligible net transfers in. If you transfer money or assets out of your joint investing account or individual investing account during the offer period, and then transfer the same amount back in, it won’t count toward the bonus. The bonus is only for net new transfers in. Review the following as an example.
Let’s say you transfer $4,000 out of your investing account on June 19, 2025, and then transfer $10,000 back in on July 7, 2025. Only the net new $6,000 will be eligible for the bonus.
We don’t charge a fee to transfer assets into Robinhood. However, your outside brokerage may charge you a transfer fee to transfer your assets. For any full or partial account transfer into Robinhood that's $7,500 or more, we’ll reimburse the transfer fees your other brokerage may charge, up to $75 per account type, per brokerage. Contact us to request a reimbursement.
It typically takes 5-7 business days for transferred assets to fully settle into your Robinhood account.
Generally, the bonus will be available in your account and ready to invest after your account transfer is fully settled.
The bonus is reported as miscellaneous income in your individual investing account or in your joint investing account under the primary owner’s social security number (SSN) or tax identification number (TIN).
Keeping the bonus after withdrawing money from your account depends on how long you maintain the transferred assets in your self-directed, individual or joint investing account and the account’s net balance, as described in the following example.
As long as you keep the eligible funds for at least 5 years in your Robinhood individual or joint investing account, the bonus is yours to keep.
If you withdraw money earlier than 5 years from when it’s settled in your account, and your remaining account balance stays at or more than the bonus plus the net transferred value that earned the bonus, it’s yours to keep.
However, if you withdraw money before 5 years and your remaining account balance reduces to less than the net transferred value, a portion of your bonus may be deducted from your account.
Note though that after 90 consecutive days, you’ll unlock a one-time, 60-day grace period where you can withdraw up to your original transferred amount without triggering an immediate bonus reduction. However, the bonus portion of your account value will be temporarily frozen, which means it’ll be unavailable to invest or withdraw until the withdrawn money is returned to your account.
Keep in mind, the grace period doesn’t apply to asset transfers out of your account. If a withdrawal outside of the grace period causes your account balance to decrease to less than the originally transferred amount, a prorated bonus reduction will apply based on the remaining time left in the 5-year holding period.
Let’s say your current account balance is $5,000, and you transferred assets valued at $10,000 into your Robinhood account on June 20, 2025 and the funds settled on June 27th.
You’d earn a $100 bonus, which is now available in your account as buying power. Your new account balance is $5,000 (current balance) + $10,000 (transfer amount) + $100 (bonus) = $15,100
Here are some withdrawal examples that show how timing and withdrawal amount affect your account balance. For all these examples, we’re assuming that your account balance starts at $15,100:
Let’s say you transferred $1,000 and received a $10 bonus, then withdrew $500 during the grace period, your $10 bonus would be frozen and unavailable for use until the $500 is returned. This allows you to temporarily access your money while having the option to retain your full bonus only if you replace the withdrawn amount within the grace period.
Your balance is definitely affected by negative or positive market movement. Market movements don’t impact your bonus, only withdrawals or asset transfers out would cause a bonus removal.
Negative market movement can decrease your account balance. For example, let’s say you start with an account balance of $0 and transfer $10,000 into your account.
Positive market movement can increase your account balance. For example, let’s say you start with an account balance of $0 and transfer $10,000 into your account and get a $100 bonus.
Robinhood Financial LLC (“Robinhood”) 1% ACATS Bonus Offer (“Bonus Offer”) is subject to these Terms & Conditions.
Eligibility: The Bonus Offer is only available to customers who: (1) have an individual or joint Robinhood taxable brokerage account (“Brokerage Account”); and (2) within the Offer Period, successfully complete an Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments to their Brokerage Account from an external brokerage account. The Bonus Offer is only available for self-directed accounts. Deposits to Brokerage Accounts managed by Robinhood Asset Management, LLC (Robinhood Strategies) are not eligible for this Bonus Offer.
Offer: Robinhood ACATS Bonus. For eligible Robinhood customers who complete an ACATS transfer within the Offer Period, Robinhood will deposit 1% of the Net Transferred Asset Value (a “Bonus”) to the customer’s Brokerage Account, subject to a five-year earn-out as discussed below.
“Net Transferred Asset Value” is the total value of all initiated ACATS from June 19, 2025 at 8 AM PT through July 7, 2025 at 11:59 PM PT (the “Offer Period”) minus the value of any outflows from all accounts offered by Robinhood Markets, Inc. or any of its wholly-owned subsidiaries (the “Robinhood Platform”) from June 19, 2025 at 8 AM PT until the first ACATS In settles. The Bonus will be deposited into the customer’s Brokerage Account within approximately two weeks from when the customer’s eligible ACATS transfer settles. Robinhood may change the Offer Period dates at any time without notice. Transferred assets are eligible if they are initiated during the Offer Period and successfully settle.
Limitations: If, during the five-year period after receiving a Bonus, a customer initiates one or more withdrawal(s) from the Robinhood Platform that causes the value of the customer’s accounts on the Robinhood Platform to be less than the Net Transferred Asset Value (excluding the Bonus(es) amount received), Robinhood will chargeback a proportional amount of the applicable Bonus amount, separate from and in addition to any fees that may be charged for such withdrawal. If the customer has cash available in their Brokerage Account, this chargeback will be deducted from their available cash balance. If the customer has insufficient cash available in their Brokerage Account to cover the chargeback, this fee may be debited from their outgoing financial institution, or added to a margin balance, if applicable. Withdrawals include, but are not limited to: a debit card transaction from a customer’s Brokerage Account, originated and non-originated ACH, wire transfers, and ACATS. However, a withdrawal does not include the purchase of an investment in a Brokerage Account, such as a stock, or a purchase of cryptocurrencies in a Robinhood Crypto, LLC account.
After maintaining the Net Transferred Asset Value plus the Bonus amount received for at least 90 consecutive days, customers will be eligible to take advantage of a one-time, optional 60-day grace period (“Grace Period”) during which withdrawals will be permitted without the consequence of a chargeback. During the Grace Period, a customer may withdraw up to the principal Net Transferred Asset Value (but not including the received Bonus amount). The Grace Period is not available for ACATS transfers out. During the Grace Period, the portion of the customer’s received Bonus amount that is subject to chargeback will be frozen and will not be able to be used until the withdrawn funds are returned to the Brokerage Account. Additionally, after maintaining the Net Transferred Asset Value plus the bonus amount received for at least 90 consecutive days, if a chargeback is triggered, Robinhood will use proration to calculate the chargeback amount, in which case the amount to be charged back against the customer’s Brokerage Account will be determined by multiplying the amount to be charged back by the percentage of remaining time left in the required 5-year holding period.
In the event that Robinhood determines in its sole discretion that there may have been fraudulent activity or a violation of the terms of this Bonus Offer in connection with the Bonus, Robinhood reserves the right to either decline to grant the Bonus, or to rescind or liquidate the Bonus, or any security or any related dollar proceeds derived from the Bonus. The Bonus will be credited to the customer’s Brokerage Account within approximately two weeks after the customer has fulfilled the conditions of the Offer, though this timeline may be delayed in Robinhood’s sole discretion if, for example, Robinhood determines that there are indications of fraud or a violation of these Terms.
The amount of the Bonus is calculated based on 1% of the Net Transferred Asset Value, using the national market system closing price of each position transferred into the account on the trading day before when the transfer settles. Settlement is deemed to occur when the securities are posted to the account and available to trade. Please note that the Bonus is only available for securities that successfully transfer and settle, and will not be granted for securities that are rejected.
If 1% of a customer’s transfer results in a Bonus amount that includes a fraction of a dollar smaller than $0.01, the Bonus is calculated to 4 decimal points. Robinhood will add the Bonus amount to their account after it reaches the next whole cent increment. For example, if customers make 4 individual ACATS transfers of $0.25, Robinhood will add a match into their account when it accrues up to $0.01.
The Robinhood ACATS Bonus Offer is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer transfer assets into a Robinhood Brokerage Account. Robinhood reserves the right to change the offer terms or terminate the offer at any time without notice. The offer is not transferable, saleable, or valid in conjunction with certain other offers and is available to U.S. residents only. The offer is only available for personal use, and may not be used for commercial purposes.
Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to this cash reward.
Securities trading offered through Robinhood Financial LLC, Member SIPC, a registered broker-dealer, and a subsidiary of Robinhood Markets, Inc.