You can transfer eligible assets among Robinhood accounts that you own, including your self-directed individual investing accounts, joint investing account, managed accounts, and spending account.

Some limitations apply, including that you can’t transfer non-cash assets to a spending account, or from IRAs to taxable accounts and vice versa.

You can initiate full or partial transfers between your individual and joint investing accounts of the following eligible assets:

• Settled equities, including fractional shares and shares on loan with the Stock Lending program
• Settled cash, including cash earning sweep interest
• Margin debt*

To initiate an internal assets transfer between eligible accounts:

1. Select Account (person icon)

2. Select Transfer

   NOTE: For managed accounts, these transfers are only available in the app and not on the web.

3. Select Transfer assets between accounts

4. Select Continue, and then select the accounts you want to transfer from and to

5. Select the assets you want to transfer

6. Follow the on-screen prompts to review and submit

After you submit a transfer, you can view the status in Account → History.

Keep in mind, any stocks or ETFs included in a pending transfer cannot be traded until the transfer is complete. Most transfers complete within minutes. Transfers initiated after 8 PM ET are processed the next business day.

To transfer settled cash between eligible accounts:

1. Select Account (person icon)
2. Select Transfers → Transfer
3. Select Transfer money between accounts
4. Enter the amount to transfer
5. Select the account to transfer from and to
6. Follow the on-screen prompts to review and submit it

Managed taxable accounts can accept in-kind, internal assets transfers or settled cash (like cash earning sweep interest) from your individual or joint investing account in the app. Keep in mind that the minimum transfer amount for each internal asset transfer is $50.

For internal asset transfers out of a managed taxable account, you’ll need to contact us for assistance.

Managed IRAs can accept in-kind, internal assets transfers or settled cash from your self-directed retirement accounts of the same type (like Roth to Roth).

For internal asset transfers between individual, managed, and joint accounts, the limits are 10 transfers per day. The limits update daily at 12 AM ET. For managed accounts, the minimum transfer amount for each internal asset transfer is $50.

Additionally, you currently can't complete an internal asset transfer with the following:

• Assets to accounts that you don’t own
• Assets included in a pending ACH deposit or ACATS transfer
• Assets purchased using Instant deposit funds from a pending transfer
• Options transfers between accounts
• Transfer Robinhood Crypto account assets
• Transfer inherited retirement account assets
• Transfer assets that would cause a margin call
• Transfer assets from an account with open futures positions, pending futures orders, or a non-zero futures trade balance
• Transfer sanctioned stocks or halted or locked securities

Joint accounts: For unmarried co-owners, transferring assets to your joint investing account may result in a change in ownership. A change in ownership of the shared assets may affect the cost basis used to determine taxable gains or losses. To ask for a necessary adjustment to your cost basis, contact us. For more details, check out How do taxes work?

Tax lots: When partially transferring an asset between accounts you own, tax lots will move automatically in FIFO order. We don’t support customized or specified tax lots for internal transfers at this time.

If you recently got a boost, bonus, or cash reward for an ACATS transfer into your investing account from an outside brokerage, then you’ll need to keep the eligible account balance to keep the bonus. If an internal asset transfer reduces your account balance, it may affect your bonus eligibility and may cause a bonus removal charge.

For more details, refer to the terms and conditions for the specific bonus or reward program you participated in.

You can transfer stocks that are on loan. The interest for the days a stock was on loan will be paid to the originating account at the end of the 30-day period. If Stock Lending is enabled in the receiving account, stocks will be eligible for lending the following day.

You can transfer cash that’s earning interest with the brokerage cash sweep program. After the cash is transferred, the originating account will stop earning sweep interest, and the receiving account will start earning it, provided that account has enabled cash sweep.