About Instant Deposits
You may get up to $1,000 instantly after you initiate a bank deposit into your brokerage account. Although you may have access to these funds right away, the transfer from your bank into your brokerage account may take up to 5 business days.
To avoid a transfer reversal, make sure you have enough money in your bank account to cover the transfer for at least 5 business days. A transfer reversal occurs when a transfer is canceled for insufficient funds or for a number of other reasons. Check out How to ensure a successful transfer to learn more.
You’ll only get access to Instant Deposits when your transfer status is in good standing. For details, see Why can’t I use my Instant Deposit.