You can earn a bonus on top of eligible asset transfers into your self-directed, taxable individual or joint investing account from an external brokerage.

When you transfer eligible assets from outside brokerage accounts into your self-directed, Robinhood investing account you'll get a 1% bonus without a Robinhood Gold subscription or 2% with a Robinhood Gold subscription ($5 monthly subscription, terms apply) on top of the net transferred asset value. This percentage is on top of eligible net new transferred asset values that are initiated starting on May 26, 2026 at 9 AM PT and before 9 PM PT on June 23, 2026.

Only brokerage account transfers earn the bonus and not other transfers, for example ACH transfers do not qualify. You must initiate the account transfer during the offer period, although the account transfer may settle outside this period. Keep in mind that you must keep the Net Transferred Asset Value (per the Terms) in your account for 5 years to avoid a potential bonus chargeback.

Keep in mind, if you don’t already have a Robinhood Gold subscription with us, you can sign up for a monthly ($5 per month) or annual subscription ($50 per year). Without a Gold subscription, transfers from an outside brokerage into your self-directed individual or joint investing account will earn a 1% bonus (per the Terms).

Example

Let’s say you transfer $4,000 out of your investing account on May 27, 2026, and then transfer $10,000 back in on June 5, 2026. Only the net new $6,000 will be eligible for the bonus.

You are not required to be a Robinhood Gold member to get the 1% bonus on your transfer into your self-directed, taxable Robinhood account. However, Robinhood Gold members will receive an additional 1% (for a total of 2%) bonus on account transfers into their Robinhood account. Note that you must keep your Gold subscription for 12 months after making an eligible transfer or risk a bonus reduction chargeback. Robinhood Gold is a subscription-based membership program. For details, review What’s Robinhood Gold?

We’ll deposit your earned bonus after the eligible deposits settle in your account. For account transfers into taxable accounts, you’ll get the bonus as soon as they settle.

We don’t charge a fee to transfer assets in. However, your outside brokerage may charge you a transfer fee to transfer your assets. For any full or partial account transfer into Robinhood that's $7,500 or more, we’ll reimburse the transfer fees your other brokerage may charge, up to $75. Contact us to request a reimbursement.

Robinhood Financial LLC (“Robinhood”) ACATS Bonus Offer (“Bonus Offer”) is subject to these Terms and Conditions.

Eligibility: The Bonus Offer is only available to customers who are legal residents of the 50 United States and D.C., who have: (1) successfully opened a Robinhood taxable individual or joint investing brokerage account (“Brokerage Account”) and (2) within the Offer Period, successfully initiated an Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments to their Brokerage Account from an external brokerage account. ACATS transfer must be successful to qualify for the Bonus Offer.

Offer Period: The Offer Period begins May 26, 2026, at 9 AM PT and ends June 23, 2026, at 8:59 PM PT. However, Robinhood may change this date at any time without notice. Transferred assets are eligible if they are initiated during the Offer Period.

Offer: Robinhood ACATS Bonus. For eligible Robinhood customers who complete an ACATS transfer within the Offer Period, Robinhood will deposit an uncapped match of the Net transferred asset value (“Bonus”) to the customer’s Brokerage Account that they transferred into, subject to a 5-year earn-out as described in these terms.

Non-Gold Customers: 1% match on Net transferred asset value.

Gold Customers: 2% match on Net transferred asset value for customers who are subscribed to Robinhood Gold at the time the transfer is initiated.

Net Transferred Asset Value: “Net transferred asset value” is the total value of the initiated ACATS minus the value of any outflows before June 23, 2026 at 8:59 PM PT. The total value of the initiated ACATS is the asset value of the incoming transfer, including any credit balance, minus any debit balance. Outflows are any transaction that removes funds from the Brokerage Account, including a withdrawal, ACATS transfer out of Robinhood, transfer to another Robinhood account (such as an internal transfer from an Individual or Joint account to another Joint account, Retirement account, Robinhood Banking, or Robinhood High Yield (RHY) Spending account), or withdrawal from a Robinhood Crypto account. It does not include a purchase of cryptocurrency in a Robinhood Crypto account. Also, for purposes of calculating Net transferred asset value, outflows do not include any transaction that led to a chargeback for a prior bonus offer.

The Bonus will generally be deposited instantly after the ACATS transfer to Robinhood settles.

Limitations and Holding Period: 5-Year Holding Period: All transferred assets qualifying for the match are subject to a 5-year holding period. If, during the 5-year period after receiving a Robinhood ACATS Bonus, the customer initiates a withdrawal that would cause the Brokerage Account value to fall below the Net transferred asset value plus the Bonus, Robinhood will chargeback a proportional amount of the Bonus, separate from and in addition to any withdrawal fee, such as an ACATS out fee. For purposes of this calculation, the Brokerage Account value is the sum of the cash, stocks, and options held in the Brokerage Account and the value of any cryptocurrency position held in a Robinhood Crypto account minus any debit balance, including a margin balance. Internal transfers from Individual or Joint accounts to Retirement, Robinhood High Yield (RHY) Spending account, or Robinhood Banking are considered applicable withdrawals for clawback purposes.

If the customer has cash available in the Brokerage Account, this chargeback will be deducted from the available cash balance. If the customer has insufficient cash available in the Brokerage Account to cover the chargeback, this fee may be debited from the outgoing financial institution, or added to a margin balance, if applicable. Customers may opt into a one-time, 60-day grace period to withdraw funds without penalty if they redeposit the funds within that timeframe.

Gold Subscription Requirement: Gold users must maintain an active Robinhood Gold subscription for at least 12 months to keep the 2% match. If users downgrade or are auto-downgraded from their Gold subscription within 12 months, Robinhood will clawback the full boosted 2% match as an Early Gold Removal Fee and re-grant a 1% match, which remains subject to the standard 5-year holding period (re-starting upon the re-grant).

In the event that Robinhood determines in its sole discretion that there may have been fraudulent activity or a violation of these Terms in connection with the Bonus, Robinhood reserves the right to either decline to grant the Bonus, or to rescind or liquidate the Bonus, or any security or any related dollar proceeds derived from the Bonus.

The amount of the Bonus is calculated based on 1% or 2%, as applicable, of the Net transferred asset value (as defined above), using the national market system closing price of each position transferred into the account on the trading day before when the transfer settles. Settlement is deemed to occur when the securities are posted to the account and available to trade. Please note that the Bonus is only available for securities that successfully transfer and settle, and will not be granted for securities that are rejected.

The Robinhood ACATS Bonus Offer is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer transfer assets into a Robinhood Brokerage Account. Robinhood reserves the right to change the offer terms or terminate the offer at any time without notice. The offer is not transferable, saleable, or valid in conjunction with certain other offers and is available to US residents only. The offer is only valid for ACATS transfers into a joint taxable brokerage or individual investing account (other account types including, but not limited to, retirement accounts, are not eligible for this offer). The offer is only available for personal use, and may not be used for commercial purposes.

Taxes: Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported as Interest on a Form 1099-INT where required by applicable rules and regulations. Robinhood doesn’t take responsibility for any tax related to this cash reward.

Disclosures: Funds being contributed into or distributed from your Robinhood accounts may entail tax consequences. Robinhood doesn’t provide tax advice. For specific questions, you should consult a tax professional. Promotion available exclusively via the Robinhood mobile application. Social media and web content are for promotional purposes only; entry and participation occurs strictly in-app. Void where prohibited.

Robinhood may have multiple, overlapping promotional offers running at one time. Customers are responsible for considering which may be most suitable for their specific situation, and for reading all associated terms and conditions.