Account transfer bonus
You can earn a bonus on top of eligible asset transfers into your self-directed, taxable individual or joint investing account from an external brokerage.
When you transfer eligible assets from outside brokerage accounts into an eligible account starting at 9 AM PT on April 20, 2026, you'll get a bonus percentage that’s shown in the offer. This percentage is on top of eligible net new transferred asset values that occur before 9 PM PT on May 8, 2026.
Only brokerage account transfers earn the bonus and not other transfers, for example ACH transfers do not qualify. You must initiate the account transfer during the offer period, although the account transfer may settle outside this period. Keep in mind that you must keep the Net Transferred Asset Value (per the Terms) in your account for 5 years to avoid a potential bonus chargeback.
If you complete qualifying transfer into a self-directed individual or joint account, you’ll earn a bonus percentage (terms apply) on the net transferred asset value, including transferred cash and securities, as of the trading day before transfers settle. Settlement occurs when the securities are posted to the account and available to trade. Note that the bonus is only available for assets that successfully transfer and settle, and won’t be granted for those that are rejected.
This bonus is based on eligible net transfers in. If you do an ACATS transfer or other transfer of money or assets out of your joint or individual investing account during the offer period, and then transfer some or all of the funds back in, the amount that was previously transferred out will not count toward the bonus. The bonus is only for net new transfers in. Review the following as an example.
Let’s say you transfer $4,000 out of your investing account on April 21, 2026, and then transfer $10,000 back in on May 4, 2026. Only the net new $6,000 will be eligible for the bonus.
We’ll deposit your earned bonus after the eligible asset transfer settles in your account.
We don’t charge a fee to transfer assets in. For any full or partial account transfer into Robinhood that's $7,500 or more, we’ll reimburse the transfer fees your other brokerage may charge, up to $75. Contact us to request a reimbursement.
Robinhood Financial LLC (“Robinhood”) ACATS Bonus Offer (“Bonus Offer”) is subject to these Terms and conditions (“Terms”).
The Bonus Offer is only available to customers who: (1) have a self-directed, individual or joint Robinhood taxable brokerage account (“Brokerage Account”); (2) directly receive an email or in-app communication about the Bonus Offer; and (3) within the Offer Period, initiate an Automated Customer Account Transfer Service (“ACATS”) transfer of new funds or investments to their Brokerage Account from an external brokerage account that successfully settles. The Bonus Offer is only available for self-directed, taxable individual and joint accounts. Deposits to Brokerage Accounts managed by Robinhood Asset Management, LLC (Robinhood Strategies) are not eligible for this Bonus Offer.
For eligible customers who initiate an ACATS transfer within the Offer Period that successfully settles, Robinhood will credit the Base Bonus to the customer’s Brokerage Account, subject to the earn-out and chargeback terms described below.
If you receive and accept a Margin Bonus Offer and satisfy the Margin Bonus requirements for a given ACATS transaction, Robinhood will credit a Margin Bonus for that qualifying ACATS transaction at the same time the Base Bonus is credited for that transaction.
The Bonus will be deposited into the customer’s Brokerage Account approximately two weeks from when the customer’s eligible ACATS transfer settles. Transferred assets are eligible only if they are initiated during the Offer Period and successfully settles. Assets that are rejected or that do not settle are not eligible. Crediting may be delayed in Robinhood’s sole discretion if, for example, Robinhood determines that there are indications of fraud or a violation of these Terms.
The amount of the Bonus is calculated based on the Net Transferred Asset Value, using the national market system closing price of each position transferred into the account on the trading day before when the transfer settles. Settlement is deemed to occur when the securities are posted to the account and available to trade.
If a customer’s transfer results in a Bonus amount that includes a fraction of a cent, the Bonus is calculated to four decimal points. Robinhood will credit the Bonus amount once the accrued amount reaches the next whole cent increment.
For five (5) years after a Bonus is credited, if a customer makes a Withdrawal from the Brokerage Account, Robinhood will determine whether a chargeback applies based on the portion of the Withdrawal that is treated as removing Bonus-Eligible Amounts. For purposes of this determination, Robinhood will treat the Withdrawal amount as applied in the following order: (i) amounts in the Brokerage Account that did not receive a bonus/match (if any), then (ii) net investment gains (if any), and then (iii) Bonus-Eligible Amounts. A chargeback applies only to the extent the Withdrawal is treated as removing Bonus-Eligible Amounts under clause (iii).
The chargeback amount will be calculated by applying the applicable Bonus Rate(s) to the portion of the Withdrawal treated as removing Bonus-Eligible Amounts under clause (iii), using a first-in, first-out approach based on when the customer’s bonuses were credited (and including any Margin Bonus, if applicable).
Chargebacks are deducted from available cash. If a customer has insufficient available cash to cover a chargeback, the amount may be debited from an outgoing financial institution or added to a margin balance, if applicable. By accepting these Terms, the customer directs Robinhood to collect any chargeback by deducting available cash, debiting an outgoing financial institution, or adding the amount to a margin balance, if applicable.
After maintaining the Net Transferred Asset Value plus the Bonus amount received for at least ninety (90) consecutive days, customers will be eligible to take advantage of a one-time, optional sixty (60)-day grace period (“Grace Period”) during which Withdrawals will be permitted without the consequence of a chargeback. During the Grace Period, Withdrawals that would otherwise be treated as coming from Bonus-Eligible Amounts will not be charged back at that time, provided the Bonus is frozen as described below).
The Grace Period is not available for ACATS transfers out. During the Grace Period, the portion of the customer’s received Bonus amount that remains subject to chargeback will be frozen and will not be able to be used until the withdrawn funds are returned to the Brokerage Account. Funds withdrawn during the Grace Period must be re-deposited from an external account (an account not on the Robinhood Platform) in order to retain the full Bonus.
For Joint Account holders, an ACATS transfer is considered initiated once both Joint Account holders have consented to the initiation of the ACATS transfer.
In the event that Robinhood determines in its sole discretion that there may have been fraudulent activity or a violation of the terms of this Bonus Offer in connection with the Bonus, Robinhood reserves the right to either decline to grant the Bonus, or to rescind or liquidate the Bonus, or any security or any related dollar proceeds derived from the Bonus.
The Bonus Offer is not a recommendation of any investment or investment strategy, and is not a recommendation that a customer transfer assets into a Brokerage Account.
Robinhood reserves the right to change the Terms or terminate the Bonus Offer at any time without notice. Robinhood reserves the right to refuse to grant the Bonus to transfers that it cannot verify were initiated prior to the end of the Offer Period. The Bonus Offer is not transferable, saleable, or valid in conjunction with certain other offers and is available to US residents only. The Bonus Offer is only available for personal use, and may not be used for commercial purposes.
Robinhood customers with restricted accounts, deactivated accounts, and account restrictions are not eligible to participate in the Bonus Offer. Customers who do not see the Bonus Offer (or a Margin Bonus Offer, if applicable) in their app may be subject to restrictions and therefore ineligible. Robinhood may decline requests to enroll in the Bonus Offer at its discretion. Other restrictions may apply.
Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of a cash reward before enrolling. For taxable accounts, the value of all Robinhood offers received or charged back may be reported on applicable 1099 forms where required by rules and regulations. Robinhood does not take responsibility for any tax related to this cash bonus.
Securities trading offered through Robinhood Financial LLC, member SIPC, a registered broker dealer, and a subsidiary of Robinhood Markets, Inc.