About instant transfers

The Instant transfers option offers you a faster way to move money.

In comparison to the free option that takes 4-5 business days to complete, an instant transfer typically takes 10 minutes (sometimes longer depending on your bank).

If your bank is eligible for real-time payments (RTP), and you link your bank account with Plaid, you’ll see the Instant transfers option when withdrawing money from your Robinhood account.

Keep in mind

Not all banks are eligible for RTP. You can check if yours is at RTP Network Participating Financial Institutions.

Similar to using a debit card, the fee is 1.5% of the withdrawal amount, which is deducted from the requested amount when it’s transferred.


If you enter $100 to transfer, and then select Instant transfers, you’ll see the total transfer amount change to $98.50.

You can withdraw up to $50,000 to a linked bank account via standard transfers (ACH) and up to $5,000 with instant transfers per day from your Robinhood account.


If we don’t receive confirmation from your bank within 24 hours of the request, any incomplete instant transfer withdrawal will expire with no fees. However, you’ll need to complete the withdrawal steps again.

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Any links to third party sites are being provided for informational purposes only. Robinhood is not responsible for the content of any third party website or the collection or use of any information. Robinhood is not affiliated with Plaid or The Clearing House.

Reference No. 2607129
Still have questions? Contact Robinhood Support