Link your accounts
If you’re linking a bank account, we recommend linking a checking account rather than a savings account to avoid potential transfer reversals.
You can also link an external debit card account for instant transfers to your Robinhood brokerage or spending account. Keep in mind, instant transfers with your debit card are different from Instant Deposits – the Instant Deposits feature allows you to get up to $1,000 in your Robinhood brokerage account immediately after you initiate a transfer from an external bank account only.
Most banks you do business with make it easy to link your bank account in the app. If you don’t see your bank or credit union listed, you’ll need to verify your account manually.*
To link a major bank in your iOS or Android app:
If you can't find your bank:
To link a bank on the web:
If you can't find your bank:
If you receive the error message “Error: Please disable the added/extra security placed on the account,” you’ll need to either disable the two-factor verification setting on your bank account, or contact your bank to make sure there isn’t a problem with your online banking profile.
*You can fund your account with an individual or joint bank account. We can’t allow funding from trust or business accounts at this time. Please make sure you link the correct account type to avoid restrictions on your Robinhood account. For security purposes, we limit the number of bank accounts we can link to a single Robinhood account. We also limit the number of Robinhood accounts that a bank account can be linked to.
We encourage you to take extra care to enter this information accurately, including any leading or trailing zeroes in both the account and routing numbers.
Microdeposits are small sums of money that are transferred online from one financial account to another to verify the account. Linking and verifying your bank account manually can be a tricky process, and you may encounter one of these errors:
Please don’t initiate multiple microdeposit verifications within a short period of time. This could make it difficult to determine which deposits to verify.
Once you’ve submitted your information, we’ll initiate two microdeposits to your bank account. Please allow up to 48 hours for the transfers to appear in your bank account.
Once the two small transfers have landed in your bank account, verify them in your mobile app:
These two small transfers are for the sole purpose of verifying your bank account and will be withdrawn when they expire.
You can link a non-Robinhood Visa or Mastercard debit card to your account that allows you to make instant transfers.
We only support debit cards issued by a US bank in the Visa and Mastercard networks. We don't accept prepaid or credit cards. We also limit the number of cards you can link to a single account. Terms of Service and other fees may apply.
To link and verify your debit card in the app or on the web:
Next, we'll temporarily charge $1.95 to your bank to confirm your debit card. We remove this charge after your card is successfully verified.
You'll receive confirmation in the app when your card is successfully verified and ready to use.
Don't share your 6-digit code with anyone.
If you choose to do this later, you can verify it under Linked accounts. Keep in mind, the 6-digit code expires 3 days after you begin the verification process. If you don't complete the verification process and the code expires, the temporary $1.95 charge is automatically removed from your account.
This charge will always have RH* in the description. The rest of the description may look different depending on your bank.
Why can’t I find my verification code?
If you haven’t received your verification code from your bank after 24 hours, it might be for one of the following reasons: