Help Center > Spending > Spending account

Direct deposit

You can set up direct deposits to your spending account in the following different ways.

Online through employer or payroll provider

You can set up direct deposits to your spending account online through your company’s or payroll provider’s website with your account information.

App

Go to Spending (dollar icon) → Account → General → Settings
In Paycheck & Direct Deposit, select Set up direct deposit
Select Continue → Use account & routing numbers
Enter this account info into your employer’s or payroll provider’s website

Web

Select Spending (dollar icon)
Next to Transfer money, select the dropdown arrow (˅), and then select Direct Deposit
Select Get started → Continue
Select the X (top right) → Yes
Select Continue, and then enter the account info shown into your employer’s or payroll provider’s website

Online directly through Robinhood

You can set up direct deposits to your spending account online directly through Robinhood by logging into your employer or payroll provider’s website from the Robinhood app.

App

Go to Spending (dollar icon) → Account → General → Settings
In Paycheck & Direct Deposit, select Set up direct deposit
Select Set up through Robinhood
Search for and select your employer or payroll provider. Note: If your employer or payroll provider isn’t shown in the search results, select X (top right) → Yes for another setup option.
Log in to your employer’s or payroll provider’s website
If prompted, answer any verification and direct deposit questions
After your account is verified, which can take a few minutes, you’ll get confirmation

Web

Select Spending (dollar icon)
Next to Transfer money, select the dropdown arrow (˅), and then select Direct deposit
Select Get started → Continue
Search for and select your employer or payroll provider. Note: If your employer or payroll provider isn’t shown in the search results, select X (top right) → Yes for another setup option
Log in to your employer’s or payroll provider’s website
If prompted, answer any verification and direct deposit questions
After your account is verified, which can take a few minutes, you’ll get confirmation

Manually with a prefilled form

You can set up your direct deposit to your spending account manually by submitting a prefilled form to your human resources (HR) team.

App

Select Spending (dollar icon)
In Account → General, select Settings
In Paycheck & Direct Deposit, select Set up direct deposit
Select Send a form to human resources → Continue
Confirm your employer:

If listed correctly, select Continue
If not, select Update your employer, enter their name, and then select Continue. Then select OK to update your account with your new employer.

Choose if you want the entire paycheck deposited or just a portion. For a portion, ask your employer if this option is supported. (Note: If you select to deposit a portion of your paycheck and it’s not supported by your employer, you won’t be eligible for this option.) If supported, choose Specific dollar amount or Percentage, and then select Continue
For a specific dollar amount or percentage, enter the exact amount or percentage to deposit, and then select Continue
Review the info for your direct deposit form, and then select Sign the form
Sign the form with your finger or stylus, to redo select the X , and then select the checkmark
Review your info, and then select Send me the form and we’ll send you a link to securely download a prefilled form to the email address associated with your account and as a message in the app

Web

Select Spending (dollar icon)
Next to Transfer, select Menu (dropdown arrow ˅), and then select Direct Deposit
Select Get Started → Continue
Select the X (top right) → Yes
From the dropdown menu, select Get a prefilled form → Continue
Confirm or enter your employer’s name, and then select Continue. For a new employer, select OK when prompted to update your profile.
Choose to have your entire paycheck deposited or just a portion. For a portion, ask your employer if this option is supported. (Note: If you select a portion of your paycheck and it’s not supported by your employer, you won’t be eligible for this option.) If supported, you can choose Specific dollar amount or Percentage → Continue.
For a specific dollar amount or percentage, enter the exact amount or percentage, and then select Continue
Review your info, and then select Sign form
Sign your form with your mouse, to redo it, select Clear, and then select Continue
Review your info, and then select Send me the form and we’ll send a link to securely download a prefilled form to the email address associated with your account and as a message in the app

FAQ

When will my direct deposit be set up?

If you set up your direct deposit online directly through Robinhood, your paycheck should be deposited into your spending account on your next pay cycle. If you set it up online through your employer or payroll provider, or if you set it up manually with a prefilled form, it can take up to 1-2 pay cycles for your paycheck to be deposited into your spending account.

Ask your employer to switch your paychecks to direct deposit. Simply submit the prefilled form and direct deposits should be set up in 1–2 pay cycles (approximately 2–4 weeks).

When will my paycheck be deposited?

We work with a partner bank to process your direct deposit, so the bank gets the money. After our partner bank confirms receipt of your direct deposit, we’ll credit your spending account. You can expect this to happen around 10 AM ET on the day the bank gets your direct deposit.

How do I cancel a direct deposit?

If you change your mind, you can cancel your direct deposit through either your employer’s site or a form requesting the change to your employer’s HR or payroll team.

Disclosures

Your spending account is offered through Robinhood Money, LLC ("RHY") (NMLS ID: 1990968), a licensed money transmitter. RHY is not a bank.

ATM fees and other fees may apply. Review the Robinhood Spending Account Agreement.

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