Instant Deposits and Options

When you make a bank deposit to Robinhood, it can take up to 5 business days for your pending deposit to settle in your account. With Instant Deposits, you get instant buying power to invest in your Robinhood account while your money is on its way from the bank.

Instant Deposits buying power are provided in good faith and are subject to limitations. We may limit your instant buying power for purchasing highly volatile securities such as option contracts.

Once your pending deposit is fully settled, you’ll be able to trade any asset with the settled funds.

You can trade options after your pending deposit settles in your account (in a few business days).

In the future, to trade options using Instant Deposit buying power, you can establish and maintain:

• A higher portfolio balance (excluding your options positions) when purchasing volatile assets using Instant Deposit buying power
• A successful history of deposits

To trade options without any friction, you can ensure you have fully settled cash available by making a deposit in advance and waiting for the transfer to land.