You can now open a joint investing account with us!

Our joint investing account has the following key features.

• Keep investments in one place and increase your purchasing power. By combining your funds in a joint account, you can leverage your collective financial strength to help meet your shared financial goals.
• Joint access with equal ownership. A joint account with your partner gives you both the same rights and account access to make trades, manage investments, and transfer funds at any time.
• Shared Gold perks. Some of your individual investing Robinhood Gold member features extend to your joint account at no extra cost. You can earn a 1% deposit boost, and a 4.25% APY on uninvested, brokerage cash with the brokerage cash sweep program.

1. Confirm you both have an individual investing account with us that’s in good standing. If one of you doesn't, complete these steps to open a new individual investing account first.
2. Within the app, select Account → Add account → Joint investing, and then follow the on-screen instructions to complete an application.
3. In the coming days, you’ll receive an email either confirming your application’s been approved, or asking for a bit more information.
4. If we request a document to verify your identity, we’ll include instructions for uploading your documents securely.

For this initial launch, the following Robinhood features will be available with your new joint investing account:

• Investing in securities
• Investing with Margin
• Robinhood Gold
• Brokerage cash sweep program
• Standard, instant, and debit card transfers
• Recurring deposits
• Asset transfers with the Account Customer Account Transfer Service (ACATS)
• Stock lending
• Wire transfers manually with a form
• Transfers to your Robinhood spending account from the joint investing account
• Transfer money between your individual investing accounts to your joint investing account

The initial launch isn’t yet available for our Robinhood UK or international customers. This initial launch to our US customers doesn’t include the following Robinhood features with a joint investing account:

• Dividend reinvestment (DRIP)
• Asset transfers between your individual and joint investing accounts
• Options investing
• Recurring investments or orders
• Wire transfers in the app

Joint investing is only available for trading stocks and ETFs.

Options trading is not available in the joint account at this time. Products and services offered by Robinhood Crypto, LLC, are not offered in the joint account.

The type of joint account we offer is Joint With Rights of Survivorship (JTWROS). With JTWROS, if one account holder passes away, the other account holder automatically gets full ownership of the joint account.

Robinhood requests personal information, including financial and tax identification information, in order to comply with US government laws and FINRA rules. We’ll request personal information from both new customers and long-standing customers. Robinhood complies with an SEC customer identification rule of the USA Patriot Act of 2001. This rule requires Robinhood to verify the identity of any person seeking to open an account and to maintain records of their information. Robinhood must also determine whether a customer appears on any lists of terrorist organizations provided to broker-dealers by any government agency. We take the security of all data we collect very seriously. We don’t intend to use this data for anything other than the fulfillment of our regulatory requirements. Check out our data protection policies for more information.

For more frequently asked questions, check out Joint investing FAQ.