Robinhood Platinum health & wellness

Your Platinum Card includes 3 health and wellness memberships: Function Health, WHOOP Peak, and Amazon One Medical, plus a discount to Eight Sleep. Here's how each membership works, what's included, and how to claim it. You can also review the Robinhood Platinum Card Membership Benefits for more details.

Function Health

A complimentary annual Function Health membership, valued at $365.

What's included

160+ advanced lab tests
Mid-year retest to see what's changed
Monitoring for signs of 1000s of conditions--often before symptoms appear
Clear, actionable explanations from top doctors
Ongoing health tracking in one place

How to claim it

Go to the Function Health benefit tile on your Benefits page in the app and select Activate offer.
Purchase a Function Health membership using your Platinum Card.
Once the charge posts to your account, you'll receive a statement credit of up to $365.

Good to know

Enrollment with Function Health is required to receive membership access.
Primary cardholders and paid authorized users are eligible for this benefit.
Customers in Hawaii and Rhode Island aren’t eligible for this benefit.
Customers in New York and New Jersey may be charged additional fees by the lab visits, due to state rules around lab test billing.
You must activate the benefit in the app before making your purchase, credits aren't issued retroactively.
Your Function Health membership will automatically renew unless you cancel directly with Function Health. You will receive a statement credit upon renewal.

WHOOP Peak

Up to $239 in statement credits per year towards a WHOOP Peak membership.

What's included

WHOOP 5.0 wearable with 14+ day battery life
Sleep, Strain, and Recovery insights
Personalized coaching
Health Monitor with real-time alerts
Healthspan & Pace of Aging tracking

How to claim it

Go to the WHOOP benefit tile on your Benefits page in the app and select Activate offer.
Purchase a WHOOP Peak annual membership on whoop.com using your Platinum Card.
Once the charge posts to your account, you'll receive a statement credit of up to $239.

Good to know

This benefit covers eligible purchases made through 12/31/2027.
Primary cardholders and paid authorized users are eligible for this benefit.
You must activate the benefit in the app before making your purchase, credits aren't issued retroactively.
If a purchase is returned, refunded, cancelled, or modified, the credit may not be issued or may be reversed.
Robinhood identifies eligible purchases based on information provided by the merchant (WHOOP). If that information is missing or inaccurate, the statement credit may not be applied.
Your WHOOP membership will automatically renew unless you cancel directly with WHOOP. You will not be issued a statement credit for a renewed membership after 12/31/2027.
Other purchases may qualify for this benefit, including the purchase of WHOOP Life.

Amazon One Medical

A sponsored One Medical membership — a $199 value per year, at no cost to you.

What's included

24/7 on-demand virtual care at no cost to you
Same/next-day appointments at 200+ locations nationwide
Compassionate providers with time to talk
Drop-in lab services at Amazon One Medical offices

How to claim it

Go to the Amazon One Medical benefit tile on your Benefits page in the app and select Activate membership
Select Sign up and register for your membership online using the link provided
Mark your membership as activated in the app

Good to know

Primary cardholders and paid authorized users are eligible for this benefit.
In-office and scheduled Video Visits are billed to you or your insurance directly. Standard copays or deductibles may apply.
You can convert your existing One Medical membership via the sign up flow.
You must activate the benefit in the app before signing up.
Your One Medical membership will automatically renew unless you cancel directly with Amazon One Medical. You won’t be charged a renewal fee so long as you keep your Platinum Card active.

Eight Sleep

Get up to a $1,000 one-time credit towards the Eight Sleep Pod and Base, available through September 15, 2026.

What's included

The Eight Sleep Pod is a cover that fits over any mattress. It cools and heats each side of the bed independently, tracks sleep and health insights like heart rate, HRV, and sleep stages, and adjusts temperature automatically throughout the night.
The Eight Sleep Base slides under the mattress to provide adjustable elevation for reading, relaxing, and snore reduction, and features an integrated speaker with phone-free soundscapes.

How to claim it

Go to the Eight Sleep tile on your Benefits page in the app to access your unique promotional code
Go to eightsleep.com and add a qualifying Pod Cover (or Pod Cover + Base) to your cart
Apply your code at checkout before 9/15/2026

Good to know

Only primary cardholders are eligible for this benefit.
This is a one-time offer. Each code can only be used once and can't be transferred to another person or account.
Your code can't be combined with other Eight Sleep promotions, discounts, or offers.
Codes must be redeemed by 9/15/2026 and have no cash value.
Purchases made on eightsleep.com are subject to Eight Sleep's Privacy Policy.

FAQ

Can I get all 4 benefits: Amazon One Medical, Function Health, WHOOP Peak, and Eight Sleep?

Yes. All 4 are included with your Platinum Card and can be claimed independently of one another.

Do I need to activate these benefits before I can use them?

Function Health: Yes, you must activate the benefit in the app before making your purchase with your Platinum Card on functionhealth.com. Credits aren’t issued retroactively.
WHOOP Peak: Yes, you must activate the benefit in the app before making your purchase with your Platinum Card on whoop.com. Credits aren’t issued retroactively.
One Medical: Yes, you must activate the benefit before enrolling in the sponsored membership. No purchase is required.
Eight Sleep: Yes, you must activate the benefit in the app to generate your unique promo code and then make your purchase on eightsleep.com.

Where do I go to claim these benefits?

All benefits are managed from the Benefits page in the app. Look for the WHOOP, Function Health, Amazon One Medical, and Eight Sleep tiles under Platinum wellness.

Are these memberships free, or do I pay and get reimbursed?

Function Health: You pay for the membership with your Platinum Card, then receive a statement credit of up to $365 once the charge posts.
WHOOP Peak: You pay for the membership (or other eligible WHOOP purchase) with your Platinum Card, then receive a statement credit of up to $239 once the charge posts.
One Medical: Fully sponsored at no cost to you, no reimbursement needed.

How long does it take for a statement credit to appear?

Please allow for up to 8 weeks after your eligible purchase posts to your account. If a credit hasn't appeared after the expected window, contact Robinhood support.

What happens if I return, cancel, or modify my purchase?

For WHOOP and Function Health, your statement credit may not be issued or may be reversed if the related purchase is returned, refunded, cancelled, or modified.

What happens if I downgrade from the Platinum Card to the Gold Card?

If you downgrade from Platinum to Gold, you'll lose access to the health and wellness benefits, including statement credits, going forward. Additionally, any statement credit posted to your account within the 90 days before your downgrade may be reversed.

Do these memberships automatically renew?

Yes, all memberships automatically renew.

Function Health: Your membership will automatically renew unless you cancel directly with Function Health. You will receive a statement credit upon renewal.
WHOOP Peak: Your membership will automatically renew. You won’t be issued a statement credit for a renewed membership after 12/31/2027.
One Medical: Your membership will automatically renew. You won’t be charged a renewal fee so long as you keep your Platinum Card active.

Are residents of any states excluded from these benefits?

Function Health: Customers in Hawaii and Rhode Island aren’t eligible. Customers in New York and New Jersey may be charged additional fees at lab visits, due to state rules around lab test billing.
WHOOP Peak: No exclusions.
One Medical: No exclusions.
Eight Sleep: No exclusions.

Will I still be billed for things like copays or visit fees?

For One Medical, in-office and scheduled Video Visits are billed to you or your insurance directly, and standard copays or deductibles may apply, only the membership itself is covered.

Who do I contact if a credit doesn't post or a benefit won't activate?

Reach out to support through the app. Have your purchase date and merchant (Function Health, WHOOP, Amazon One Medical, or Eight Sleep) ready so we can look into it.

Are authorized users eligible for these benefits?

Function Health: Statement credits for Function Health are allocated to paid authorized users. Free authorized users do not receive this benefit. However, purchases made by free authorized users do count toward triggering statement credits on the account.
WHOOP Peak: Statement credits for WHOOP Peak are allocated to paid authorized users. Free authorized users do not receive this benefit. However, purchases made by free authorized users do count toward triggering statement credits on the account.
One Medical: This benefit is available to paid authorized users. Free authorized users are not eligible.
Eight Sleep: This benefit is only available to primary cardholders.

I already have a One Medical membership. Can I transfer it instead of signing up new?

Yes. If you have an existing One Medical membership, you can convert it to your sponsored Platinum membership through the sign-up flow in the app. Once transferred, you’ll receive a prorated refund for the unused membership time. After that, your membership will continue at no cost to you as long as you keep your Platinum Card active.

Disclosures

Robinhood Platinum Card and Robinhood Gold Card are offered by Robinhood Credit, Inc. (“RCT”), and are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. RCT is a financial technology company, not a bank.

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