Robinhood Platinum Visa Infinite Benefits

Your Robinhood Platinum Card (“Card”) includes a suite of Visa Infinite benefits that help protect your travel plans and purchases. These benefits are provided with your card product and administered by the Benefit Administrator, not by Robinhood. Certain terms, conditions, and exclusions apply to each benefit. Please refer to your Guide to Benefits for complete details, including restrictions, limitations, exclusions, and how to file a claim.

BenefitCoverage
Auto Rental Collision Damage WaiverPrimary coverage
Roadside Dispatch®Pay-per-use roadside assistance, available 24/7
Lost Luggage ReimbursementUp to $3,000 per trip (up to $2,000 per bag for NY)
Trip Delay ReimbursementUp to $500 per ticket
Trip Cancellation and Trip InterruptionUp to $2,000 per trip
Travel Accident InsuranceUp to $500,000 per trip
Travel and Emergency Assistance ServicesTravel-related assistance, available 24/7
Purchase SecurityUp to $10,000 per claim, up to $50,000 per cardholder
Return ProtectionUp to $300 per item, up to $1,000 per Card account
Extended Warranty ProtectionUp to $10,000 per claim, up to $50,000 per cardholder

Auto Rental Collision Damage Waiver

Overview

When you use your Robinhood Platinum Card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You’re covered for physical damage, vandalism, theft, reasonable towing and loss of use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental agreement. Any additional drivers must also be listed on the auto rental agreement. For more information, call the Benefit Administrator at 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481).

How it works

Go to www.cardclaimcenter.com or call 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481) to initiate your claim. You must sign and return your claim form (or if you prefer, file online) within 90 days of the date of incident—you can supply any outstanding documentation afterward. Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Roadside Dispatch®

Overview

As a Robinhood Platinum Card cardholder, you have access to Roadside Dispatch, a pay-per-use roadside assistance program.

How it works

Simply call 1-800-847-2869, 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set pre-negotiated fee per standard service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage. Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Lost Luggage Reimbursement

Overview

When you use your Robinhood Platinum Card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked or carry-on luggage and its contents in the event of theft or misdirection by the airline ($3,000 per trip maximum; if you live in New York, the maximum is $2,000 per bag). This coverage applies to travel by air, ferry, cruise ship, train or bus. For more information, call the Benefit Administrator at 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481).

How to file a claim

Collect your documents (lost luggage report, dates of travel, etc.) and go to www.cardclaimcenter.com or call 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481) to file a claim or get your questions answered. Please note that notification to the Benefit Administrator must be made within 20 days from the date the luggage was lost or stolen.

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Trip Delay Reimbursement

Overview

When you purchase air travel with your Robinhood Platinum Card and your flight is delayed by more than six hours or requires an overnight stay, Trip Delay kicks in. This benefit reimburses you for reasonable expenses incurred as a result of delays ($500 maximum per ticket). This coverage applies even if the delay is due to weather or mechanical issues. And, this benefit is in addition to any airline vouchers you receive for food or hotels. For more information, call the Benefit Administrator at 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481).

How to file a claim

Go to www.cardclaimcenter.com or call to talk to a Benefit Administrator at 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481) to initiate your claim. Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Trip Cancellation and Interruption

Overview

When you purchase your travel ticket with your Robinhood Platinum Card and you must cancel or interrupt your trip, this benefit can help reimburse you for the nonrefundable cost of your fare. This coverage applies to more than air travel—it also applies when you’ve used your Card to purchase your ticket for travel via other forms of eligible transportation, such as a ferry, train, bus or cruise ship ($2,000 per trip maximum).

How to file a claim

Within 20 days of the Trip Cancellation or interruption contact the Benefit Administrator at 1-800-546-9806. If you are outside the United States, call collect at 1-804-673-1164. For faster filing, go to www.cardclaimcenter.com

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Travel Accident Insurance

Overview

When you purchase your airline ticket with your Robinhood Platinum Card you can receive $500,000 maximum of accidental death and dismemberment coverage. This coverage applies to more than air travel—it also can be in place when you have used your Card account to purchase your ticket for travel via other forms of eligible transportation, such as a ferry, cruise ship, train or bus.

How to file a claim

Within twenty (20) days of the accident or as soon as reasonably possible, contact the Benefit Administrator at 1-800-546-9806. If you are outside the United States, call collect at 1-804-673-1164. The Benefit Administrator will ask you for some preliminary information and send you the appropriate claim forms.

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Travel and Emergency Assistance Services

Overview

When you’re traveling or working anywhere in the world, your Robinhood Platinum Card gets you access to a multilingual call center—24 hours a day, 365 days a year—for the assistance you need. You, your spouse and dependent children under 22 years of age who are traveling with you can call toll-free in the United States, or collect when traveling abroad. Services include: medical and legal referrals, emergency transportation and more. For more information, call the Benefit Administrator at 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481).

How it works

Call 1-800-546-9806 (outside the U.S., call collect 1-804-673-7481) to get your questions answered. Travel and Emergency Assistance Services is provided on a best-effort basis and may not be available due to problems of time, distance or location.

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Purchase Security

Overview

When you use your Robinhood Platinum Card and your purchase is stolen or damaged within the first 90 days, Purchase Security can replace, repair or reimburse the item ($10,000 maximum per claim and $50,000 maximum per cardholder). Keep in mind that if your item is stolen, you must file a police report within 48 hours of becoming aware of the theft. For more information, call the Benefit Administrator at 1-888-221-3289.

How to file a claim

Go to www.cardbenefitservices.com or call to talk to a Benefit Administrator at 1-888-221-3289. To initiate your claim, you must sign and return your claim form (or if you prefer, file online) within 90 days of the date of incident—you can supply any outstanding documentation afterward.

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Return Protection

Overview

Use your Robinhood Platinum Card for your purchase and you get extra return protection anytime you make an eligible purchase of an item up to $300. If within 90 days you become dissatisfied with your purchase and the merchant will not accept your return, then Return Protection is there to help. Your purchase has to be for personal property, such as a shirt or a cell phone (examples of items that aren’t covered include consumables such as food and gasoline, or services such as a haircut or dry cleaning). This benefit reimburses you for the purchase price of an item ($300 maximum per item; annual maximum of $1,000 per Card account). Items must be received by the Benefit Administrator in like-new/good working condition.

How to file a claim

Go to www.cardbenefitservices.com or call 1-888-221-3289 within ninety (90) days of the date of purchase to file a claim or get your questions answered.

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Extended Warranty Protection

Overview

Extend your warranty’s time period when you use your Robinhood Platinum Card for your purchase. Extended Warranty Protection will add one additional year of coverage to your existing manufacturer’s U.S. warranty of three years or less. There is a per claim maximum of $10,000 and a per cardholder maximum of $50,000. For more information, call the Benefit Administrator at 1-888-221-3289.

How to file a claim

Go to www.cardbenefitservices.com or call 1-888-221-3289 within sixty (60) days of the date of purchase to file a claim or get your questions answered.

Certain terms, conditions, and exclusions apply. For complete details, refer to the Guide to Benefits.

Disclosures

Robinhood Platinum Card and Robinhood Gold Card are offered by Robinhood Credit, Inc. (“RCT”), and are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. RCT is a financial technology company, not a bank.

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The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.