Limits | Robinhood

Limits

Withdrawal and deposit limits

Limits apply across all of your accounts at Robinhood. This means transfers across your individual investing, spending, and retirement accounts count cumulatively towards your limits.

To view your specific limits in-app:

  1. Go to Account (person icon) → Menu (3 bars) or Settings
  2. Select Transfers
  3. Select Transfer limits

Limits for each funding method are independent of one another. This means that if the limit is reached for one funding method, you can use a different method that you haven’t yet met the limit for. Check out the following table for details.

TypeDepositsWithdrawalsTransaction limit
Originated ACH$50,000 or $250,000 daily$50,000 daily5 deposits, 5 withdrawals
Non-originated ACH$250,000 daily$250,000 dailyN/A
Moneysend$5,000N/A$2,999 7 day rolling
ATM$510N/A$510 daily, $5,000 monthly
Instant debit card transfersVaries daily*Varies daily*5 deposits, no withdrawal count limit
Instant bank transfersN/AVaries dailyN/A

*Limit amount varies by customer and can be viewed in Transfer limits in the app.

FAQ

Why does Robinhood have limits?

Robinhood has taken a safety-first approach to protect your spending account. Limits apply to the spending account when you bring money into your account and when you send money out of your account.

I have money to cover my spending, why can’t I send or receive money?

If you’ve already reached your daily, weekly, or monthly limit, you can’t transfer additional money until the next cycle even if you have enough to cover the transfer. You can check when your limits reset in TransfersTransfer limitsSee what time your limits reset.

Keep in mind, holidays may affect these timeframes.

How can I increase my limits?

The amount and how often you can transfer are specific to your account. These limits are based on a number of factors like account history, which may change over time. Keep in mind, we can’t manually raise your limits.

What are my account withdrawal options?

You have multiple options to transfer money out of your account. Check out Withdraw money from Robinhood for details.

Why can’t I access money from an ATM?

ATM limits apply to how much money you can take out per day. These limits include a maximum amount you can withdraw as well as how many times you can withdraw.

Disclosures

Your spending account is offered through Robinhood Money, LLC ("RHY") (NMLS ID: 1990968), a licensed money transmitter. RHY is not a bank.

ATM fees and other fees may apply. Review the Robinhood Spending Account Agreement for details.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker-dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). The Robinhood Money spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Credit card products are offered by Robinhood Credit, Inc. (“RCT“) (NMLS ID: 1781911 and issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Securities products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. Cryptocurrencies held in RHC accounts are not covered by FDIC or SIPC protections and are not regulated by FINRA. RHY products are not subject to SIPC coverage but funds held in the Robinhood Money spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Robinhood Financial's Fee Schedule to learn more.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker-dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). The Robinhood Money spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Credit card products are offered by Robinhood Credit, Inc. (“RCT“) (NMLS ID: 1781911 and issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Securities products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. Cryptocurrencies held in RHC accounts are not covered by FDIC or SIPC protections and are not regulated by FINRA. RHY products are not subject to SIPC coverage but funds held in the Robinhood Money spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Robinhood Financial's Fee Schedule to learn more.

Robinhood, 85 Willow Road, Menlo Park, CA 94025.© 2024 Robinhood. All rights reserved.