Pay by Check | Robinhood

Pay by Check

General

How does Pay by Check work?

We understand that some of your bills, like rent, require payment via check. Now you can send checks to businesses and individuals through your Robinhood spending account. Give us the details, and we’ll take care of the rest.

How do I send a check?

You can send a check from the Robinhood app by following these steps:

  1. Tap the Profile tab
  2. Tap the hamburger menu at the top right
  3. Tap Transfer
  4. Tap Pay by Check
  5. Provide details of who you’re paying, the amount, and mailing address
  6. Your check should arrive in 5–7 business days

Do I get a checkbook?

Nope, no checkbook or stamps needed! You can have checks sent on your behalf through the Robinhood app or website when signed up to a Robinhood Spending account.

When are the funds from a check withdrawn from my account?

Funds are withdrawn immediately to ensure you have enough balance to cover the check amount and that we can get your check printed and mailed as soon as possible.

Are there fees for sending checks?

No, it’s completely free to send checks through your Robinhood spending account.

When will my check arrive?

Checks will generally arrive in 5–7 business days from the date requested. Although we cannot guarantee this, it’s a top priority of ours to ensure checks are consistently arriving within this timeframe. We suggest sending a check as far in advance from the payment due date as possible to avoid any issues.

Can I schedule a check in advance or set a recurring check?

Not yet, but we’re working on adding these options in the future!

Can I cancel a check?

A check can be canceled up until it’s been mailed. You can check this by going to your history in the app. As long as the status has not changed from Requested to Mailed, you should see the option to cancel from the check detail screen. Once canceled, funds will be returned to your account immediately.

If a check has been mailed, you can contact us to request to have the check stopped. We’ll try to stop payment on the check, but we cannot guarantee that it will be stopped in time. It usually takes 1–3 business days to process once we submit this request on your behalf. You’ll receive confirmation from us that your check has been stopped and should also see the funds returned to your account at that point. If we’re unable to stop the check in time, we’ll let you know.

A stop payment request expires after six months. After that time, you may request a new stop payment. Regardless of your stop payment request, there is still a chance you may be liable to the holder of the check. Please see the Spending Account Agreement for more details.

What happens if my check doesn’t get cashed?

If not deposited within 180 days, checks will automatically expire and the funds will be returned to your account within 1–3 business days.

Limits and restrictions

Are there any minimums or limits?

The minimum amount you can send a check for is $1.00. You can send up to 20 checks per day, totaling up to $5,000 and up to 100 checks per calendar month, totaling up to $25,000.

Can I request a check to pay someone else but mail it to myself?

At this time, we can only mail a check to the recipient of the check.

Can I send checks internationally?

No, we only support sending checks to addresses within the United States.

Can I deposit checks in the app?

Not yet, but we might explore this feature in the future!

To help us properly route your dispute, make sure you collect as much documentation as you can before submitting your dispute.

Documentation that can help support your dispute:

  • Sales receipts
  • Invoices
  • Order confirmations
  • Transcripts of communication between you and the merchant
  • Copy of return label
  • Police reports of a lost or stolen card

Keep an eye on your inbox because our support team is here to help you every step of the way.

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PARTICIPATION IS POWER™

All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker-dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). The Robinhood Money spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Credit card products are offered by Robinhood Credit, Inc. (“RCT“) (NMLS ID: 1781911 and issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Securities products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. Cryptocurrencies held in RHC accounts are not covered by FDIC or SIPC protections and are not regulated by FINRA. RHY products are not subject to SIPC coverage but funds held in the Robinhood Money spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Robinhood Financial's Fee Schedule to learn more.

Robinhood, 85 Willow Road, Menlo Park, CA 94025.© 2024 Robinhood. All rights reserved.
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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker-dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). The Robinhood Money spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Credit card products are offered by Robinhood Credit, Inc. (“RCT“) (NMLS ID: 1781911 and issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Securities products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. Cryptocurrencies held in RHC accounts are not covered by FDIC or SIPC protections and are not regulated by FINRA. RHY products are not subject to SIPC coverage but funds held in the Robinhood Money spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Robinhood Financial's Fee Schedule to learn more.

Robinhood, 85 Willow Road, Menlo Park, CA 94025.© 2024 Robinhood. All rights reserved.