Robinhood agents overview

Important

This article covers Robinhood Agents, which allows you to create an AI trading agent inside the Robinhood app. To learn about connecting an external AI agent to Robinhood’s Trading MCP, refer to Onboarding an external agent.

With Robinhood Agents, you can create your own AI agent in the Robinhood app, powered by large language models (LLMs) from third-party providers. Chat with your agent to research investments, analyze your portfolio, and place trades for you. Your agent can also display and analyze live charts, tables, and other visuals, and use pre-built skills to help with specific tasks.

For setup instructions, review Setting up an agent.

Note

The full Robinhood Agents experience, including setting up and chatting with your agent, is currently available only in the Robinhood mobile app. On the web, agentic accounts may have limited usability.

Chat

To start chatting with your agent:

  1. Navigate to your agentic account tab at the top of the Robinhood app. It’ll share the same name as your agent (unless you’ve decided to change it).
  2. Select the chat bar at the bottom of the screen labeled Ask (your agent’s name).
  3. Send a message to start the conversation.

Your agent has access to a large set of trading tools to fulfill your requests. Refer to Tools in Trading with your agent for more information.

You can talk to your agent in everyday language. Here are some examples of what you can ask. These examples are provided for informational purposes only and should not be construed as a recommendation or endorsement.

  • “Help me build a portfolio”
  • “What did analysts upgrade today?”
  • “Create a watchlist to track an industry”
  • “Show me stocks with recent momentum”
  • “What companies have earnings coming up?”
  • “Help me refine my trading strategy.”
Note

Chatting with your agent uses tokens, which are paid for from a separate prepaid usage balance. You’ll receive a free starting balance and can purchase more as needed. Review Token usage billing for more details.

Your agent can remember relevant context from previous conversations and use it in future chats, helping you continue without repeating yourself each time.

Skills

Skills are pre-built capabilities that help your agent handle common requests more efficiently. For example, a skill can help your agent build a portfolio, scan for stocks that match criteria you provide, or build a watchlist.

Your agent may use a skill automatically based on what you ask. You can also select from the skills icon in the chat bar.

Every agent comes with a starter set of Robinhood skills, which are turned on by default. To toggle skills:

  1. In your agentic account, select Agent Settings (the gear icon at the top right).
  2. Under Skills & subscriptions, select Manage skills
  3. Use the toggle switch next to each skill to turn it on or off

Trading

Your agent can place trades using the following order types:

  • Market (share-based)
  • Market (dollar-based)
  • Limit
  • Stop limit
  • Stop market
  • Take profit/stop loss

Supported asset classes include equities, options, and crypto. Available order types depend on the asset and your account’s trading eligibility.

Trade approvals

Trade approvals are turned on by default. With this setting on, your agent can propose trades, but you must review and manually place the proposed orders in the Robinhood app.

If you turn trade approvals off, your agent can place eligible trades for you without your manual confirmation of each order. You can turn trade approvals on or off anytime in Agent settings with these steps:

  1. Select your agentic account tab (your agent’s name)
  2. Select Agent Settings (gear icon on top right)
  3. Under General, you can toggle on/off Trade approvals
Note

Certain trades may still require your approval even when trade approvals are turned off.

Charts and other visuals

Your agent can respond with more than plain text. Depending on your request, it can show live, interactive charts as well as tables, order tickets, watchlists, scan results, and more. You can also ask your agent to analyze the information shown in these visuals as part of the conversation.

Safety controls

Your agent trades in a dedicated Agentic account, and you choose how much to fund that account. Although your agent can view information from your other Robinhood accounts, it can only place trades in its dedicated Agentic account.

You decide whether to review and manually place proposed trades or give your agent permission to place eligible trades for you. You can also turn individual skills off anytime to control which pre-built skills are available to your agent. Both settings are managed in Agent settings.

Important

You are responsible for your agent’s actions, including the trades it places in your account.

Disclosures

Robinhood Agents lets you build your own AI agent in the Robinhood app and connect it to a dedicated, self-directed Robinhood account. You choose the LLM model that runs your agent, and you set the instructions and limits that apply. Agents can research markets, analyze holdings, and place trades based on the instructions you provide.

Robinhood Agents and its supporting technology are provided by Robinhood Labs, LLC (“RHL”), a technology company. RHL is not a broker-dealer, investment adviser, futures commission merchant, or money transmitter; does not provide investment advice or recommendations; and does not hold customer funds or securities or execute transactions. Brokerage, cryptocurrency, futures and derivatives services are provided by the applicable registered Robinhood affiliates.

Agentic accounts come with trade approvals settings which you can configure to allow automated trade execution. With approvals on, your agent cannot place an order until you approve it. You can turn trade approvals off, and if you do, your agent can place orders without asking you to confirm each one. Engaging with agentic trading entails inherent risks regarding investment outcomes and third-party data policies.

You assume all risk for trades executed by AI agents and for any use of your data by third-party LLM providers. Robinhood does not control, supervise, monitor, recommend, or audit agents.

Agentic trading involves significant risk, including the possible loss of your entire investment. AI-driven strategies may perform poorly under certain market conditions, move quickly, and be difficult to monitor or stop in real time. Your agent can only trade in its dedicated agentic account and cannot trade in other Robinhood accounts. You can pause your agent's automations or disconnect it at any time. This product may not be appropriate for all investors.

AI agents can make errors, misinterpret instructions, act on incomplete or outdated information, and may behave in unexpected ways. Robinhood does not guarantee the accuracy, completeness, or suitability of any agent output and is not responsible for your agent's output or for investment losses in your agentic account. Customers are responsible for reviewing account activity, monitoring positions, and ensuring the agent is operating as intended.

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RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

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All investing involves risk.

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). While there is no additional cost to use Robinhood Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.

Portfolio Management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor. For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, review our firm’s brochure.

Futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, (“RHD”) a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.

Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.

The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.

The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).

RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Funds held in your Robinhood Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon Robinhood maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

4784959

Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.