Limits
Limits apply across all of your accounts at Robinhood. This means transfers across your individual investing, spending, and retirement accounts count cumulatively towards your limits.
To view your specific limits in-app:
Limits for each funding method are independent of one another. This means that if the limit is reached for one funding method, you can use a different method that you haven’t yet met the limit for. Check out the following table for details.
| Type | Deposits | Withdrawals | Transaction limit |
| Originated ACH | $50,000 or $250,000 daily | $50,000 daily | 5 deposits, 5 withdrawals |
| Non-originated ACH | $250,000 daily | $250,000 daily | N/A |
| Moneysend | $2,999 7 day rolling | N/A | $2,999 7 day rolling |
| ATM | $510 | N/A | $510 daily, $5,000 monthly |
| Instant debit card transfers | Varies daily* | Varies daily* | 5 deposits, no withdrawal count limit |
| Instant bank transfers | N/A | Varies daily | N/A |
*Limit amount varies by customer and can be viewed in Transfer limits in the app.
Robinhood has taken a safety-first approach to protect your spending account. Limits apply to the spending account when you bring money into your account and when you send money out of your account.
If you’ve already reached your daily, weekly, or monthly limit, you can’t transfer additional money until the next cycle even if you have enough to cover the transfer. You can check when your limits reset in Transfers → Transfer limits → See what time your limits reset.
Keep in mind, holidays may affect these timeframes.
The amount and how often you can transfer are specific to your account. These limits are based on a number of factors like account history, which may change over time. Keep in mind, we can’t manually raise your limits.
You have multiple options to transfer money out of your account. Check out Withdraw money from Robinhood for details.
ATM limits apply to how much money you can take out per day. These limits include a maximum amount you can withdraw as well as how many times you can withdraw.
Your spending account is offered through Robinhood Money, LLC ("RHY") (NMLS ID: 1990968), a licensed money transmitter. RHY is not a bank.
ATM fees and other fees may apply. Review the Robinhood Spending Account Agreement for details.