You can transfer money in or out of your Robinhood spending account to your external bank account or other Robinhood accounts.

You can use your spending account and routing numbers for the following supported transfers:

• Bank transfers between Robinhood and your accounts at other institutions

• Direct deposits (e.g., from payroll, tax refunds, or benefits)

• Bill payments or government withdrawals (e.g., IRS pulling a tax payment)

• Third-party pull transactions, where a business or agency initiates a withdrawal from your spending account

• Bank deposits between Robinhood and your accounts at other institutions

• Link your accounts you can link a bank account or non-Robinhood debit card to your account

• Standard bank transfers take up to 5 business days to complete

• Debit card funding

• For more info on how to check the status of your transfer, check out [When will my money be available?

](https://robinhood.com/us/en/support/articles/when-will-my-money-be-available/ "When will my money be available?")

• Direct deposits (e.g., from payroll, tax refunds, or benefits)
• Bill payments or government withdrawals (e.g., IRS pulling a tax payments
• Internal cash transfers between your Robinhood accounts
• Third-party pull transactions, where a business or agency initiates a withdrawal from your spending account

Third-party pull transactions are also known as non-originated ACH (NOA) transfers, which are initiated by external parties by using your Robinhood spending account details.

To initiate transactions from an external account, you’ll need to provide your spending account number and routing number.

You can transfer money to a linked bank account from your spending account:

1. Select Account (person icon) → Menu (3 bars)
2. Select Transfers → Withdraw
3. Enter the amount → Select Continue
4. Select the external bank account to transfer to
5. Enter the amount and submit it

Transfers will take 3–5 business days to complete unless you do an Instant bank transfer (eligibility and fees apply). Note that this is different from a wire transfer.

To link your spending account with other accounts, you’ll need your account number and routing number. The routing number identifies the financial institution. To find your account number and routing number in your app:

1. Select Account (person icon) in the app → Menu (3 bars)
2. Select Show numbers under Account No.

We work with partner banks to process transactions. The spending account and routing numbers are issued by JPMorgan Chase Bank. This means that transfers to and from your spending account using account number and routing number may appear as transfers to and from JPMorgan Chase Bank in your transaction history at other institutions.

You can transfer up to a total of $500,000 instantly each day between your spending, individual investing, and joint investing accounts to use immediately.

The money (up to the daily limit) that’s in your spending account or withdrawable cash in your individual or joint investing accounts is available for instant transfers between your Robinhood accounts. To transfer money:

1. Select Account (person icon) → in the app, Menu (3 bars) → Transfers → Move money between accounts
2. Enter the transfer amount
3. Select the account to transfer from, and then select Continue
4. Select the account to transfer to
5. Confirm the details, and then select Transfer to complete your transfer